Top of main content
Woman holding mobile device and smiling; image used for using your credit card

Using your credit card

Make the most out of your credit card with our mobile apps, offers and services.

Credit card features

Woman using her mobile phone; image used for HSBC reward+ mobile app.
 

A dedicated app to use your RewardCash, browse the latest offers and manage payments on the go.

T&Cs apply.

Woman looking at mobile phone; image used for HSBC mobile banking app.
 

Manage your spending and pay your credit card bills on time.

T&Cs apply.

Woman using Octopus; image used for Octopus auto top-up.
 
Connect your credit card to automatically reload your Octopus, and earn RewardCash every time.

T&Cs apply.

Woman holding mobile and credit card; image used for Mobile payments.
 

Use Apple Pay, Google Pay or Samsung Pay for your purchases and payments.

T&Cs apply.

Credit card rewards and offers

Woman checking on mobile phone; image used for Red Hot offers.
 
This link will open in a new window

Browse the latest Red Hot offers on shopping, dining, travel and more.

T&Cs apply.

Woman holding a credit card and laptop; image used for RewardCash.
 
This link will open in a new window

Discover all the ways you can earn and burn your RewardCash.

T&Cs apply.

Woman using tablet; image used for RewardCash eShop.
 

Enjoy discounts on a wide range of products, and pay with your RewardCash to save even more.

T&Cs apply.

Manage your credit card spending

A person holding a credit card and using laptop; image used for Spending Instalment Plan.
 

Settle your credit card balance or unbilled purchases with manageable monthly payments.

No supporting documents required. T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!

Woman happily checking her mobile phone; image used for Cash Instalment Plan.
 

Convert your available credit limit into cash, or transfer your outstanding balance to your HSBC credit card to settle payments under one monthly instalment plan.

T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!

Woman listening her mobile phone; image used for Cash Advance.
 

Withdraw cash from your HSBC credit card through ATMs or branch counters to meet your immediate needs.

T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!

Woman lying on the bed to looking at mobile phone; image used for Cash Credit Plan.
 

Convert your available credit limit into cash, or transfer an outstanding card balance to your HSBC credit card, without a fixed payment period or payment amount.

T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!

Woman lookin at mobile phone in coffee shop; image used for Interest-free Merchant Instalment Plan.
 

Shop at 2000+ merchants and pay your purchases through interest-free monthly instalments.

T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!

Credit Card Guides

Woman holding a credit card and mobile device; image used for Activate your card.
 

A simple guide on how to activate your new HSBC credit card.

Woman with son looking at mobile in mtr; image used for Report a lost card.
 

Temporarily block your card, and tell us about a lost card so we can help.

Woman doing transaction in the shop; image used for Transaction disputes.
 

Find out how we can help you with merchant disputes or unknown payments.

Woman checking her credit card in living room; image used for Credit limit change.
 

Change your credit limit in a few simple steps.

Note: 

Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries. App Store is a service mark of Apple Inc. 

Google Play and the Google Play logo are trademarks of Google LLC. Android is a trademark of Google LLC. 

To borrow or not to borrow? Borrow only what you can repay.