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Christian Yang and his wife Judith and children having a photo-shoot for HSBC Premier; image used for the HSBC Premier Offers page

Enjoy comprehensive offers with HSBC Premier

We offer you a range of exclusive privileges and offers to support your daily financial needs.

As your visions take you towards newer opportunities around the globe, HSBC Premier provides a suite of products and services worldwide to cater to the world you’re building for you and your family.

Welcome rewards of up to HKD16,200

Open your account via HSBC Personal Internet Banking or HSBC HK App and get an extra HKD10019 offer. Enjoy up to HKD16,20011 in total rewards and a Below Balance Fee waiver for 6 months12 when you join HSBC Premier and complete designated banking transactions by 6 October 2020.

Total Relationship Balance Offer13

(Cannot be enjoyed together with new fund offer)

Reward Type / Conditions Reward Amount
Maintain a Total Relationship Balance of HKD1,000,000 or above HKD300

Total Relationship Balance Offer13

(Cannot be enjoyed together with new fund offer)

Reward Type / Conditions Maintain a Total Relationship Balance of HKD1,000,000 or above
Reward Amount HKD300

New fund offer14

(Cannot be enjoyed together with Total Relationship Balance offer)

Reward Type / Conditions Reward Amount
Bring in and maintain the new fund

 

  • HKD1,500 (for new fund amount HKD1,000,000 - < HKD4,000,000)
  • HKD4,000 (for new fund amount HKD4,000,000 - < HKD8,000,000)
  • HKD14,000 (for new fund amount ≥ HKD8,000,000)

 

New fund offer14

(Cannot be enjoyed together with Total Relationship Balance offer)

Reward Type / Conditions Bring in and maintain the new fund
Reward Amount

 

  • HKD1,500 (for new fund amount HKD1,000,000 - < HKD4,000,000)
  • HKD4,000 (for new fund amount HKD4,000,000 - < HKD8,000,000)
  • HKD14,000 (for new fund amount ≥ HKD8,000,000)

 

Wealth management products / time deposit take-up offer15,16
Reward Type / Conditions Reward Amount
Accumulated take-up value of HKD300,000 or above

 

HKD300

 

Wealth management products / time deposit take-up offer15,16
Reward Type / Conditions Accumulated take-up value of HKD300,000 or above
Reward Amount

 

HKD300

 

Regular payment setup offer (Standing Instruction or Autopay)
Reward Type / Conditions Reward Amount
Successfully set up regular payment with total payment amount of HKD30,000 or above and fund-in of HKD10,000 or above

 

HKD300

 

Regular payment setup offer (Standing Instruction or Autopay)
Reward Type / Conditions Successfully set up regular payment with total payment amount of HKD30,000 or above and fund-in of HKD10,000 or above
Reward Amount

 

HKD300

 

Junior Pack / Premier for Next Generation account offer17
Reward Type / Conditions Reward Amount
Successfully apply for a Junior Pack or Premier for Next Generation account and fund-in of HKD1,000 or above

 

HKD300

 

Junior Pack / Premier for Next Generation account offer17
Reward Type / Conditions Successfully apply for a Junior Pack or Premier for Next Generation account and fund-in of HKD1,000 or above
Reward Amount

 

HKD300

 

Auto Payroll Offer18
Reward Type / Conditions Reward Amount
Set up a monthly auto payroll
  • HKD500 (for monthly auto payroll amount HKD20,000 - < HKD50,000)
  • HKD800 (for monthly auto payroll amount HKD50,000 - < HKD80,000)
  • HKD1,200 (for monthly auto payroll amount ≥ HKD80,000)
Auto Payroll Offer18
Reward Type / Conditions Set up a monthly auto payroll
Reward Amount
  • HKD500 (for monthly auto payroll amount HKD20,000 - < HKD50,000)
  • HKD800 (for monthly auto payroll amount HKD50,000 - < HKD80,000)
  • HKD1,200 (for monthly auto payroll amount ≥ HKD80,000)
Online or mobile account opening offer19
Reward Type / Conditions Reward Amount
Successfully upgrade via Personal Internet Banking or account opening via HSBC HK App; and fund-in of HKD10,000 or above HKD100
Online or mobile account opening offer19
Reward Type / Conditions Successfully upgrade via Personal Internet Banking or account opening via HSBC HK App; and fund-in of HKD10,000 or above
Reward Amount HKD100

Preferential privileges and offers

  • HSBC Premier Mastercard® exclusive rewards

    1) Earn up to $500 RewardCash by purchasing a designated insurance plan

    2) Up to a 6.4% RewardCash rebate on year-round overseas spending
    3) Earn HKD800 rebate and an extra 800 Asia Miles for transactions of HKD8,000 or above upon booking flight tickets via Cathay Pacific website

    4) Buy-1-Get-1-Free dining privileges at designated Michelin-starred and Michelin-recommended restaurants

    Details

  • Deposit

    1) Up to 1.00% p.a. (HKD) / 0.45% p.a. (USD) on new fund time deposit offer available online1 Details

    2) Enjoy +1% p.a. bonus rate by exchanging selected currencies and placing time deposit with New Funds. Up to 10.7% p.a.2 Details

  • Stock
    Enjoy up to HKD10,000 cash rebate for Stocks Transfer-in3 Details
  • Insurance

    1) Successfully apply for FirstCare Plus Medical Insurance for you and your family and enjoy an annual 10% discount4 Details

    2) Enjoy an extra 1% discount and up to 10% off on first-year premiums on selected HSBC Life insurance plans5

    3) Family members are eligible for the same exclusive discounts on selected insurance plans6

    4) [HSBC Life Member-Get-Member Promotion] Referrers get HKD2,000 cash coupons and Referees enjoy extra 1% discount on 1st year premium for selected life insurance plans upon successful referrals7 Details

    5) 30% off your first year’s premium for annual MultiTrip TravelSurance8 Details

    6) 20% off first year premium and 15% off second year premium9 Details 

  • Unit Trusts
    Initial charge offer as low as 1% and first 6 month initial charge waiver for Unit Trust Monthly Investment Plan10 Details

Join HSBC Premier

Upgrade online

Existing HSBC Advance or Personal Integrated Account holders can upgrade to Premier online*.

*Applicable to customers who meet the minimum Total Relationship Balance. Click here [PDF] for the guide to upgrading online.

Apply at any branch or phone

If you are new to HSBC, just bring your identification document, and a recent proof of address to any of our branches** or call us on +852 2233 3377.

**For details, please refer to our notes for account application [PDF]

Open your investment account

Access any of our branches to open an investment account and start investing with HSBC.

Get the HSBC HK Mobile Banking app and open your account now.

HSBC digital solutions

Smartphone with flowers background; image used for the HSBC Mobile Account Opening page.
 

Open a bank account and manage your finance on the app

Easy Invest mobile app logo with flowers background; image used for HSBC Easy Invest
 

Trade stocks with our mobile app

 

Get access to a wealth of insights

Reward+app logo with butterflies background; image used for HSBC Reward Mobile App
 

Explore latest offers and rewards

Remarks:

  1. The above interest rates are indicative as of 6 July 2020 and are for reference only. They are not guaranteed and subject to revision, as per prevailing market conditions. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/accounts/offers/deposits
  2. The foreign exchange & time deposit new fund offer lasts until 31 December 2020. The above interest rates are indicative as of 26 June 2020 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Terms and Conditions apply. To learn more, please visit www.hsbc.com.hk/accounts/offers/deposits
    “Eligible New Fund Amount” is the net increase between your total account balances (across all of your deposit accounts) 7 days ago and your total account balance today. This amount is calculated in HKD. If you've placed a time deposit with new funds in the past 7 calendar days, that amount will not be included as part of your current new funds.
  3. Investment involves risk. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/investments/products/stocks/
  4. A family discount will automatically be applied to your policy if there are 2 or more people in this application. You can also apply for a family discount if a member of your family has an existing FirstCare or FirstCare Plus policy. All you need to do is provide us with your family member's existing policy number, and the policy holder's HKID/passport number during your application process.'Family' refers to your spouse or partner, children, parents and siblings.'Children' shall mean any child of the policy holder who is between the age of 15 days and 17 years old, or age of 22 or below who is financially solely dependent upon the policy holder, and is registered as a full time student at school, college or university.Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/medical/firstcare/
  5. This offer is valid until 30 September 2020. Promotional terms and conditions apply, please meet us at branch or through video-enabled meeting for details. Selected insurance plans including HSBC Income Goal Deferred Annuity Plan, HSBC EarlyIncome Deferred Annuity Plan, Income Goal Insurance Plan II, EarlyIncome Annuity Plan, HSBC Wealth Goal Insurance Plan II, Goal Access Universal Life Plan (Education), Goal Access Universal Life Plan (Protection), HSBC Comprehensive Critical Illness Protection Plan, HSBC Family Goal Insurance Plan and HSBC Health Goal Insurance Plan. All of them are life insurance plans. They are not equivalent or similar to any kind of deposit. They are underwritten by HSBC Life (International) Limited. The policyholders are subject to HSBC Life’s credit risk and early surrender loss.
  6. The offer is only valid to the direct family members of HSBC Premier customers. Terms and conditions apply, please refer to the enclosed terms and conditions.
  7. The promotion is valid from now until 31 December 2020. Referee is not concurrently entitled to the prevailing New-to-Premier premium discount offer. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/mgm
  8. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/travel/
  9. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/home/homesurance/
  10. Investment involves risk. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/investments/products/mutual-funds/
  11. The HSBC Premier welcome rewards worth up to HKD16,200 cash rebate is only eligible to customers who successfully join HSBC Premier from 7 July 2020 to 6 October 2020. Terms and conditions apply, please refer to the enclosed terms and conditions.
  12. Customers after joining HSBC Premier are required to maintain an average daily Total Relationship Balance for 3 consecutive months at HKD1,000,000 or above, or a monthly below balance fee of HKD380 will apply after the 6-month Below Balance Fee Waiver Offer ends. Terms and conditions apply, please refer to the enclosed terms and conditions.
  13. If Customer cannot meet the New Fund Offer requirements as stated in remark 14, but can (i) successfully opened / converted an account to an HSBC Premier Integrated Account during the promotional period, and (ii) successfully opened and maintained a valid Premier investment account, and successfully registered for / or maintained HSBC Personal Internet Banking as at the last day of the first calendar month after the month of account opening / conversion and successfully logged on Personal Internet Banking at least once on or before such date, and (iii) maintained at least HKD1,000,000 for the second and third calendar months after the month of account opening / conversion, and can maintain a positive deposit balance in the Premier Account, Customer can enjoy the Total Relationship Balance Offer. Terms and conditions apply, please refer to the enclosed terms and conditions.
  14. This Offer is only for Eligible Customers who (i) successfully opened / converted an account to an HSBC Premier Integrated Account during the promotional period, and (ii) successfully opened and maintained a valid Premier investment account, and successfully register for / or maintained HSBC Personal Internet Banking as at the last day of the first calendar month after the month of account opening / conversion and successfully logged on Personal Internet Banking at least once on or before such date, and (iii) placed New Fund of at least HKD1,000,000 in the Premier Account on or before the last day of the first calendar month after the month of account opening / conversion, and (iv) maintained the New Fund for the second and third calendar months after the month of account opening / conversion. Terms and conditions apply, please refer to the enclosed terms and conditions.
  15. Investment involves risk. The Offer is only applicable to Eligible Customers who successfully take up wealth management product(s) under any of the following product categories and reached a specified accumulated amount: (i) lump sum subscription of Unit Trusts including transfer-in or deposit from a non-HSBC account (excluding Unit Trusts Monthly Investment Plans and switching of Unit Trusts), (ii) purchase of Bonds/Certificates of Deposit (excluding bonds in respect of initial public offering), (iii) subscription of Structured Investment Products, (iv) placement of time deposits with new fund, and (v) purchases of securities (all types of stocks). To enjoy the Offer, any such transaction must be executed via a Premier investment account during the period from the date of account opening / conversion to the last day of the calendar month following the month of account opening / conversion (for the transfer-in or deposit of Unit Trust from a non-HSBC account, such period can be extended to the last day of the second calendar month following the month of account opening / conversion). Terms and conditions apply, please refer to the enclosed terms and conditions.
  16. Required to take up time deposit with eligible new fund. "Eligible New Fund Amount" is the net increase between your total account balances (across all of your deposit accounts) 7 days ago and your total account balance today. This amount is calculated in HKD. If you've placed a time deposit with new funds in the past 7 calendar days, that amount will not be included as part of your current new funds.
  17. The Cash Rebate for HSBC Premier for Next Generation account will be credited to the HSBC Premier for Next Generation account on or before 30 April 2021. Terms and conditions apply, please refer to the enclosed terms and conditions.
  18. An Eligible Customer who has auto payroll records with the Bank during the 6 months prior to the first deposit of monthly payroll amount made and received by the Bank under this promotion, will not be qualified for the payroll offer. The monthly auto payroll amount appearing in the Bank's records shall be final and conclusive. Terms and conditions apply, please refer to the enclosed terms and conditions.
  19. The Offer is applicable to customers who (i) opened a Premier Account through HSBC HK Mobile Banking app (not applicable to joint account); or opened/converted an existing Integrated Account to a Premier Account through HSBC Personal Internet Banking (not applicable to joint account) during the promotional period, and (ii) placed New Fund of at least HKD10,000 in the Premier Account on or before the last day of the first calendar month after the month of account opening / conversion, and (iii) maintained the New Fund for the second and third calendar months after the month of account opening / conversion. Terms and conditions apply, please refer to the enclosed terms and conditions.

Additional risks are disclosed in the “Risk Disclosure” section. Please refer to “Risk Disclosure” section for details.

Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus and Certificates of Deposit is NOT principal protected.

The remuneration for sales staff is determined based on the staff's overall performance with reference to a wide range of factors, and is subject to review from time to time, for the purpose of encouraging the building of deep, longlasting and mutually valuable relationships with customers. It is not determined solely on financial performance.

Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.  If you wish to receive solicitation or recommendation from us, please contact us and, where relevant, go through our suitability assessment before transacting.

The life insurance plans are underwritten by HSBC Life (International) Limited (“HSBC Life”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions or contact our HSBC’s branch staff.

For product details and related charges, please refer to the relevant brochures and policy provisions or contact our HSBC’s branch staff.

The general insurance policies are underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC.

For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.

The information in this document does not constitute a solicitation for making any deposit or investment in any products referred to herein. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances. This material has not been reviewed by the Securities and Futures Commission of Hong Kong.

Disclaimer

  1. The above policies (First Care Plus Medical Insurance and MultiTrip TravelSurance) are underwritten by AXA General Insurance Hong Kong Limited (""AXA""), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR.
    For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.
  2. The above policies (Selected Life Insurance Plans) are underwritten by the Company which is authorised and regulated by the Insurance Authority (IA) to carry on long-term insurance business in the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited (referred to as ""HSBC"") is an insurance agent authorised by the Company. This product is a product of the Company but not HSBC and it is intended only for sale in the Hong Kong SAR. Your benefit is subject to the credit risk of the Company. Your premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the product should be resolved between the Company and you directly. Terms and conditions apply.

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