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 Christian Yang and his wife Judith and children having a photo-shoot for HSBC Premier; image used for HSBC Premier Offers

Enjoy comprehensive offers with HSBC Premier

We offer you a range of exclusive privileges and offers to support your daily financial needs.

As your visions take you towards newer opportunities around the globe, HSBC Premier provides a suite of products and services worldwide to cater to the world you’re building for you and your family.

Enjoy welcome rewards of up to HKD17,300

Enjoy up to HKD17,3001 in total rewards, plus a Below Balance Fee waiver for 6 months2 when you join HSBC Premier and complete designated banking transactions by 31 May 2021.

 

Total Relationship Balance (TRB) Offer3, 4
(Cannot be enjoyed together with the New Fund Offer)

Reward conditions
Reward amount
Maintain a Total Relationship Balance (TRB) of HKD1,000,000 or above
HKD300 Cash Rebate

Total Relationship Balance (TRB) Offer3, 4
(Cannot be enjoyed together with the New Fund Offer)

Reward conditions
Maintain a Total Relationship Balance (TRB) of HKD1,000,000 or above
Reward amount
HKD300 Cash Rebate

New Fund Offer3, 5
(Cannot be enjoyed together with the Total Relationship Balance Offer)

Reward conditions
Reward amount
Bring in and maintain the new fund
  • HKD1,500 Cash Rebate
    (place new fund of HKD1,000,000 ≤ HKD4,000,000)
  • HKD4,000 Cash Rebate
    (place new fund of HKD4,000,000 ≤ HKD8,000,000)
  • HKD8,000 Cash Rebate
    (place new fund of HKD8,000,000 or above)

New Fund Offer3, 5
(Cannot be enjoyed together with the Total Relationship Balance Offer)

Reward conditions
Bring in and maintain the new fund
Reward amount
  • HKD1,500 Cash Rebate
    (place new fund of HKD1,000,000 ≤ HKD4,000,000)
  • HKD4,000 Cash Rebate
    (place new fund of HKD4,000,000 ≤ HKD8,000,000)
  • HKD8,000 Cash Rebate
    (place new fund of HKD8,000,000 or above)

Maintain Fund Bonus Offer6

Reward conditions
Reward amount
Maintain the above TRB / New Fund until the 6th month after account opening

HKD500 Cash Rebate

Maintain Fund Bonus Offer6

Reward conditions
Maintain the above TRB / New Fund until the 6th month after account opening
Reward amount

HKD500 Cash Rebate

TRB / New Fund with Designated Product Take-Up Offer7

(Cannot be enjoyed together with the Wealth Management Products / Time Deposit Take-Up Offer)

Reward conditions
Reward amount
Use the above TRB / New Fund on designated product take-up and accumulated take-up value of HKD1,000,000 or above

HKD1,000 Cash Rebate

TRB / New Fund with Designated Product Take-Up Offer7

(Cannot be enjoyed together with the Wealth Management Products / Time Deposit Take-Up Offer)

Reward conditions
Use the above TRB / New Fund on designated product take-up and accumulated take-up value of HKD1,000,000 or above
Reward amount

HKD1,000 Cash Rebate

Online Account Opening Offer
(Cannot be enjoyed together with the Mobile Account Opening Offer)

Reward conditions
Reward amount
Successfully join HSBC Premier via Personal Internet Banking  

HKD100 Cash Rebate

Online Account Opening Offer
(Cannot be enjoyed together with the Mobile Account Opening Offer)

Reward conditions
Successfully join HSBC Premier via Personal Internet Banking  
Reward amount

HKD100 Cash Rebate

Mobile Account Opening Offer8

(Cannot be enjoyed together with the Online Account Opening Offer)

*Applicable to designated customers only

Reward conditions
Reward amount
Successfully join HSBC Premier via the HSBC HK Mobile Banking app (HSBC HK App)

HKD200 Cash Rebate

Mobile Account Opening Offer8

(Cannot be enjoyed together with the Online Account Opening Offer)

*Applicable to designated customers only

Reward conditions
Successfully join HSBC Premier via the HSBC HK Mobile Banking app (HSBC HK App)
Reward amount

HKD200 Cash Rebate

Preferential privileges and offers

  • HSBC Premier Mastercard® exclusive rewards

    1) Earn up to an extra $3,000 RewardCash by paying new policy's premium of selected life insurance plans to HSBC Life

    2) Up to a 4.4% RewardCash rebate on year-round overseas spending
    3) Earn HKD800 rebate and an extra 800 Asia Miles for transactions of HKD8,000 or above upon booking flight tickets via Cathay Pacific website

    4) Buy-1-Get-1-Free dining privileges at designated Michelin-starred and Michelin-recommended restaurants

    Details

  • Deposit

    1) Up to 0.10% p.a. (HKD) / 0.10% p.a. (USD) / 1.50% p.a. (RMB) on new fund time deposit offer available online15 Details

    2) Enjoy up to 9.8% p.a. by exchanging selected currencies and placing time deposit at the same time16 Details

  • Stock

    1)  Enjoy up to HKD5,000 cash rebate for Stocks Transfer-in17 Details

    2)  Brokerage fees as low as 0.01%, HKD time deposit rates as high as 4% p.a. via HSBC Top Trader Club 18 Details

  • Insurance

    1) Make your steps count and get an Apple Watch or up to $1,200 RewardCash by joining HSBC Life Well+ 19 ,Join by 30 Jun 2021 to get extra $500 RewardCash and up to 14% premium discount for selected life insurance plans20.

    2)  Family members of Premier customers are eligible for the same exclusive discounts on selected life insurance plans, and enjoy complimentary special benefits for Novel Coronavirus21
    3)  MGM referral program. Referrers get HKD2,000 SOGO coupons and Referees enjoy an extra 1% discount on first-year premium for selected life insurance plans upon successful referrals22

    4)  30% off your first-year premium for annual MultiTrip TravelSurance.23

    5)  20% off first-year premium and 15% off second-year premium for ResidenceSurance24

  • Unit Trusts

    Initial charge offer as low as 1% and first 6 month initial charge waiver for Unit Trust Monthly Investment Plan25 Details

Premier customer stories

Christian Yang | Celebrity Chef & Television Host

Since the market is always changing, I need a comprehensive wealth planning solution to better protect my family. Thanks to my HSBC Premier Relationship Manager who helps us manage our investment risks, we can grow our wealth further.

Join HSBC Premier

Existing customers

For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users

Upgrade to HSBC Premier account in minutes with our Mobile Banking app.

For desktop users:

Online banking is secure and easy to use. Register today 

New customers

Open an HSBC Premier account in less than 5 mins with our Mobile Banking app26

HSBC digital solutions

Smartphone with flowers background; image used for the HSBC Mobile Account Opening page.
 

Open a bank account and manage your finance on the app

Easy Invest mobile app logo with flowers background; image used for HSBC Easy Invest
 

Trade stocks with our mobile app

 

Get access to a wealth of insights

Reward+app logo with butterflies background; image used for HSBC Reward Mobile App
 

Explore latest offers and rewards

Additional risks are disclosed in the “Risk Disclosure” section. Please refer to “Risk Disclosure” section for details.

Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus and Certificates of Deposit is NOT principal protected.

The remuneration for sales staff is determined based on the staff's overall performance with reference to a wide range of factors, and is subject to review from time to time, for the purpose of encouraging the building of deep, longlasting and mutually valuable relationships with customers. It is not determined solely on financial performance.

Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.  If you wish to receive solicitation or recommendation from us, please contact us and, where relevant, go through our suitability assessment before transacting.

The life insurance plans are underwritten by HSBC Life (International) Limited (“HSBC Life”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions or contact our HSBC’s branch staff.

For product details and related charges, please refer to the relevant brochures and policy provisions or contact our HSBC’s branch staff.

The general insurance policies are underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC.

For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.

The information in this document does not constitute a solicitation for making any deposit or investment in any products referred to herein. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances. This material has not been reviewed by the Securities and Futures Commission of Hong Kong.

Disclaimer

  1. The above policies (First Care Plus Medical Insurance and MultiTrip TravelSurance) are underwritten by AXA General Insurance Hong Kong Limited (""AXA""), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR.
    For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.
  2. The above policies (Selected Life Insurance Plans) are underwritten by the Company which is authorised and regulated by the Insurance Authority (IA) to carry on long-term insurance business in the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited (referred to as ""HSBC"") is an insurance agent authorised by the Company. This product is a product of the Company but not HSBC and it is intended only for sale in the Hong Kong SAR. Your benefit is subject to the credit risk of the Company. Your premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the product should be resolved between the Company and you directly. Terms and conditions apply.

To borrow or not to borrow? Borrow only if you can repay!

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