As your visions take you towards newer opportunities around the globe, HSBC Premier provides a suite of products and services worldwide to cater to the world you’re building for you and your family.

Preferential privileges and offers

  • HSBC Premier Mastercard® exclusive rewards

    1) Up to a 6.4% RewardCash rebate on year-round overseas spending.
    2) Earn HKD800 rebate and an extra 800 Asia Miles for transactions of HKD8,000 or above upon booking flight tickets via Cathay Pacific website.

    3) Buy-1-Get-1-Free dining privileges at Michelin-starred and Michelin-recommended restaurants.

    Details

    4) New Premier customers: Enjoy a full cash rebate*,1 on online courses from HarvardX, MITx and other world-class universities on edX.org Details

  • Time Deposit

    1) Up to 2.55% p.a. (HKD) / 2.08% p.a. (USD) on new fund time deposit offer available online2 Details

    2) A preferential interest rate of up to 8.9% p.a. on selected currency purchases and time deposit3 Details

    3) New HSBC customers can enjoy HKD preferential savings rate of up to +1% p.a. for 3 months upon Integrated Account opening Details

  • Stock

    1) First 6-month $0 brokerage fee on purchase of Hong Kong stocks, China A shares and US stocks for new investment account customers4

    2) 0.2% cash rebate for Hong Kong stocks, China A shares, US stocks transfer-in/deposit5

    Details

  • Insurance

    1) Successfully apply for FirstCare Plus Medical Insurance for you and your family and enjoy an annual 10% discount6 Details

    2) Up to 7% discount on first year premium for successful applications of selected Life Insurance Plans7,8

    3) 35% off your first year premium for annual MultiTrip TravelSurance9 Details

    4) 20% off your HomeSurance first year premium10 Details

  • Unit Trusts
    Initial charge offer as low as 1% and first 6 month initial charge waiver for Unit Trust Monthly Investment Plan11 Details

*Up to HKD800 cash rebate per eligible customer. Terms and conditions apply. edX® is a registered trademark of edX Inc. All Rights Reserved.

Join HSBC Premier

Upgrade online

Existing HSBC Advance or Personal Integrated Account holders can upgrade to Premier online*.

*Applicable to customers who meet the minimum Total Relationship Balance. Click here [PDF] for the guide to upgrading online.

Apply at any branch or phone

If you are new to HSBC, just bring your identification document, and a recent proof of address to any of our branches** or call us on +852 2233 3377.

**For details, please refer to our notes for account application [PDF]

Open your investment account

Access any of our branches to open an investment account and start investing with HSBC.

Remarks:

  1. The edX® Offer is only available to Eligible Customers who open an HSBC Premier account during the Promotional Period (1) 18 June 2019 to 13 September 2019 or (2) 26 September 2019 to 22 November 2019. Terms and conditions apply.
  2. The above interest rates are indicative as of 4 December 2019 and are for reference only. They are not guaranteed and subject to revision, as per prevailing market conditions. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/accounts/offers/deposits
  3. Terms and conditions apply to selected currencies purchase and place a 1-week time deposit at branch. The Special Interest Rates are subject to revision, as per prevailing market conditions. To learn more, please visit www.hsbc.com.hk/accounts/offers/deposits
  4. Investment involves risk. Enjoy first 6-month $0 brokerage fee on purchases of Hong Kong stocks, China A shares and US stocks for customers who newly open investment account. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/investments/products/stocks
  5. Investment involves risk. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/investments/products/stocks
  6. A family discount will automatically be applied to your policy if there are 2 or more people in this application.
    You can also apply for a family discount if a member of your family has an existing FirstCare or FirstCare Plus policy. All you need to do is provide us with your family member's existing policy number, and the policy holder's HKID/passport number during your application process.
    'Family' refers to your spouse or partner, children, parents and siblings.
    'Children' shall mean any child of the policy holder who is between the age of 15 days and 17 years old, or age of 22 or below who is financially solely dependent upon the policy holder, and is registered as a full time student at school, college or university.
    Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/medical/firstcare/
  7. This offer is valid until 31 December 2019. Promotional terms and conditions apply. Please visit branch for details.
  8. Selected Life Insurance Plans include i) HSBC Income Goal Deferred Annuity Plan; ii) HSBC EarlyIncome Deferred Annuity Plan; iii) Income Goal Insurance Plan; iv) EarlyIncome Annuity Plan; v) HSBC Wealth Goal Insurance Plan; vi) HSBC Family Goal Insurance Plan and vii) HSBC Health Goal Insurance Plan. Underwritten by and subject to credit risk of HSBC Life (International) Limited and early surrender loss. Terms and conditions apply.
  9. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/travel
  10. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/home/homesurance/
  11. Investment involves risk. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/investments/products/mutual-funds/
  12. Who can open a bank account via the app?
    1. Age 18-65
    2. Permanent resident residing in Hong Kong
    3. Not holding any HSBC bank / investment accounts or credit cards currently

Additional risks are disclosed in the “Risk Disclosure” section. Please refer to “Risk Disclosure” section for details.

Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus and Certificates of Deposit is NOT principal protected.

The remuneration for sales staff is determined based on the staff's overall performance with reference to a wide range of factors, and is subject to review from time to time, for the purpose of encouraging the building of deep, longlasting and mutually valuable relationships with customers. It is not determined solely on financial performance.

Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.  If you wish to receive solicitation or recommendation from us, please contact us and, where relevant, go through our suitability assessment before transacting.

The life insurance plans are underwritten by HSBC Life (International) Limited (“HSBC Life”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions or contact our HSBC’s branch staff.

For product details and related charges, please refer to the relevant brochures and policy provisions or contact our HSBC’s branch staff.

The general insurance policies are underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC.

For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.

The information in this document does not constitute a solicitation for making any deposit or investment in any products referred to herein. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances. This material has not been reviewed by the Securities and Futures Commission of Hong Kong.

Disclaimer

  1. The above policies (First Care Plus Medical Insurance and MultiTrip TravelSurance) are underwritten by AXA General Insurance Hong Kong Limited (""AXA""), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR.
    For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.
  2. The above policies (Selected Life Insurance Plans) are underwritten by the Company which is authorised and regulated by the Insurance Authority (IA) to carry on long-term insurance business in the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited (referred to as ""HSBC"") is an insurance agent authorised by the Company. This product is a product of the Company but not HSBC and it is intended only for sale in the Hong Kong SAR. Your benefit is subject to the credit risk of the Company. Your premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the product should be resolved between the Company and you directly. Terms and conditions apply.

To borrow or not to borrow? Borrow only if you can repay!