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Enjoy comprehensive offers with HSBC Premier

We offer you a range of exclusive privileges and offers to support your daily financial needs.

As your visions take you towards newer opportunities around the globe, HSBC Premier provides a suite of products and services worldwide to cater to the world you’re building for you and your family.

Preferential privileges and offers

  • HSBC Premier Mastercard® exclusive rewards

    1) Earn up to $3,000 RewardCash by purchasing a designated insurance plan

    2) Up to a 4.4% RewardCash rebate on year-round overseas spending
    3) Earn HKD800 rebate and an extra 800 Asia Miles for transactions of HKD8,000 or above upon booking flight tickets via Cathay Pacific website

    4) Buy-1-Get-1-Free dining privileges at designated Michelin-starred and Michelin-recommended restaurants

    Details

  • Deposit

    1) Up to 0.20% p.a. (HKD) / 0.10% p.a. (USD) / 1.60% p.a. (RMB) on new fund time deposit offer available online1 Details

    2) Enjoy up to +1% p.a. bonus rate by exchanging selected currencies and placing time deposit with New Funds. Up to 9.80% p.a.2 Details

  • Stock
    Enjoy up to HKD10,000 cash rebate for Stocks Transfer-in3 Details
  • Insurance

    1) Successfully apply for FirstCare Plus Medical Insurance for you and your family and enjoy an annual 10% discount4 Details

    2) [HSBC Life Member-Get-Member Promotion] Referrers get HKD2,000 cash coupons and Referees enjoy extra 1% discount on 1st year premium for selected life insurance plans upon successful referrals5 Details

    3) 30% off your first year’s premium for annual MultiTrip TravelSurance6 Details

    4) 20% off first year premium and 15% off second year premium7 Details 

  • Unit Trusts
    Initial charge offer as low as 1% and first 6 month initial charge waiver for Unit Trust Monthly Investment Plan8 Details

Join HSBC Premier

Existing customers

For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users

No HSBC Personal Internet Banking account yet?

Simply follow 4 simple steps to upgrade online instantly, without having to submit any documents.

New customers

Open an HSBC Premier account in less than 10mins with our Mobile Banking app9

For desktop users:

HSBC digital solutions

Smartphone with flowers background; image used for the HSBC Mobile Account Opening page.
 

Open a bank account and manage your finance on the app

Easy Invest mobile app logo with flowers background; image used for HSBC Easy Invest
 

Trade stocks with our mobile app

 

Get access to a wealth of insights

Reward+app logo with butterflies background; image used for HSBC Reward Mobile App
 

Explore latest offers and rewards

Remarks:

  1. The above interest rates are indicative as of 1 March 2021 and are for reference only. They are not guaranteed and subject to revision, as per prevailing market conditions. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/accounts/offers/deposits
  2. The above interest rates are indicative as of 16 February 2021 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Terms and Conditions apply. To learn more, please visit www.hsbc.com.hk/accounts/offers/deposits
    “Eligible New Fund Amount” is the net increase between your total account balances (across all of your deposit accounts) 7 days ago and your total account balance today. This amount is calculated in HKD. If you've placed a time deposit with new funds in the past 7 calendar days, that amount will not be included as part of your current new funds.
  3. Investment involves risk. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/investments/products/stocks/
  4. A family discount will automatically be applied to your policy if there are 2 or more people in this application. You can also apply for a family discount if a member of your family has an existing FirstCare or FirstCare Plus policy. All you need to do is provide us with your family member's existing policy number, and the policy holder's HKID/passport number during your application process.'Family' refers to your spouse or partner, children, parents and siblings.'Children' shall mean any child of the policy holder who is between the age of 15 days and 17 years old, or age of 22 or below who is financially solely dependent upon the policy holder, and is registered as a full time student at school, college or university.Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/medical/firstcare/
  5. The promotion is valid from now until 31 December 2020. Referee is not concurrently entitled to the prevailing New-to-Premier premium discount offer. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/mgm
  6. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/travel/
  7. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/insurance/products/home/homesurance/
  8. Investment involves risk. Terms and conditions apply. To learn more, please visit www.hsbc.com.hk/investments/products/mutual-funds/
  9. Applicable to permanent residents aged 18-65 residing in Hong Kong who do not hold any HSBC bank/ investment accounts or credit cards currently. If you fall outside this criteria, you can apply in a branch or by phone.
  10. For new customers, just bring your identification document and a recent proof of address. Please visit https://www.hsbc.com.hk/docs/premier/application-notes.pdf for details of account opening required documents. For existing customers upgrading to a Premier account, you don't need to bring an identification document or a proof of address when applying in branch. You can set up HSBC Premier Junior Pack and Premier for Next Generation accounts for your children, and create an investment account when you apply in branch.

Additional risks are disclosed in the “Risk Disclosure” section. Please refer to “Risk Disclosure” section for details.

Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus and Certificates of Deposit is NOT principal protected.

The remuneration for sales staff is determined based on the staff's overall performance with reference to a wide range of factors, and is subject to review from time to time, for the purpose of encouraging the building of deep, longlasting and mutually valuable relationships with customers. It is not determined solely on financial performance.

Making available to you any advertisements, marketing or promotional materials, market information or other information relating to a product or service shall not, by itself, constitute solicitation of the sale or recommendation of any product or service.  If you wish to receive solicitation or recommendation from us, please contact us and, where relevant, go through our suitability assessment before transacting.

The life insurance plans are underwritten by HSBC Life (International) Limited (“HSBC Life”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR to carry on long-term insurance business in the Hong Kong SAR. HSBC Life will be responsible for providing your insurance coverage and handling claims under your life insurance policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of HSBC Life for the distribution of life insurance products in the Hong Kong SAR. For product details and related charges, please refer to the relevant brochures and policy provisions or contact our HSBC’s branch staff.

For product details and related charges, please refer to the relevant brochures and policy provisions or contact our HSBC’s branch staff.

The general insurance policies are underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC.

For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.

The information in this document does not constitute a solicitation for making any deposit or investment in any products referred to herein. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances. This material has not been reviewed by the Securities and Futures Commission of Hong Kong.

Disclaimer

  1. The above policies (First Care Plus Medical Insurance and MultiTrip TravelSurance) are underwritten by AXA General Insurance Hong Kong Limited (""AXA""), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR.
    For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.
  2. The above policies (Selected Life Insurance Plans) are underwritten by the Company which is authorised and regulated by the Insurance Authority (IA) to carry on long-term insurance business in the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited (referred to as ""HSBC"") is an insurance agent authorised by the Company. This product is a product of the Company but not HSBC and it is intended only for sale in the Hong Kong SAR. Your benefit is subject to the credit risk of the Company. Your premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction, HSBC will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the product should be resolved between the Company and you directly. Terms and conditions apply.

To borrow or not to borrow? Borrow only if you can repay!

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