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 Christian Yang and his wife Judith and children having a photo-shoot for HSBC Premier; image used for HSBC Premier Offers

Exclusive offers

With your family needs in mind, HSBC Premier offers a suite of products and services worldwide to help you and your family make the bold strides to seize wealth opportunities.

Join HSBC Premier to get up to HKD45,200 worth in welcome rewards. New-to-Premier customers can even enjoy 3-months new fund time deposit interest rate up to 5.1% p.a. for USD placements/ up to 4.2% p.a. for HKD placements. T&Cs apply.

As your visions take you towards newer opportunities around the globe, HSBC Premier provides a suite of products and services worldwide to cater to the world you’re building for you and your family.

Receive welcome rewards of up to HKD45,200

Enjoy up to HKD45,2001 in total rewards and a Below Balance Fee waiver for 6 months2 when you apply for HSBC Premier and complete designated banking transactions from 2 January 2024 to 30 June 2024.

See Terms and Conditions

Note: Customers are also required to have successfully opened a Premier investment account and logged on HSBC HK Personal Internet Banking or Mobile Banking (HSBC HK App) at least once by the last day of the first calendar month after the month of Premier account opening/conversion.

Total Relationship Balance (TRB) offer3
Reward conditions With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2024
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion
Maintain a TRB of HKD1M or above HKD800 HKD500
Total Relationship Balance (TRB) offer3
Reward conditions Maintain a TRB of HKD1M or above
With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2024
HKD800
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion HKD500
New fund offer4
Reward conditions With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2024
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion
HKD1M -< HKD4M HKD5,800 HKD5,300
HKD4M -< HKD8M HKD8,500 HKD8,000
HKD8M or above HKD17,500 HKD17,000
New fund offer4
Reward conditions HKD1M -< HKD4M
With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2024
HKD5,800
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion HKD5,300
Reward conditions HKD4M -< HKD8M
With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2024
HKD8,500
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion HKD8,000
Reward conditions HKD8M or above
With Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion and maintained until 31 Dec, 2024
HKD17,500
Without Risk Profiling Questionnaire (RPQ) completed by the last day of the first calendar month after the month of account opening / conversion HKD17,000

Share your HSBC Premier experience with your family and friends

Enjoy up to HKD15,000 in cash rewards11 for referring your family and friends to join HSBC Premier.

You can earn HKD1,500 in referral rewards for each successful referral, up to a maximum of 10 referrals, after fulfilling the designated new fund and total relationship balance requirement12. You can earn the above rewards by referring your local or non-resident friends and family.

[Time-limited] HSBC Premier: International Education Special Offers

Check out our international education related events and offers provided by HSBC Premier and renowned partners, including HSBC Premier Academy, 1-on-1 overseas education consultation, British Council IELTS & English course discounts, TOEFL test benefits, and so much more to support your children's plan for studying abroad. Join HSBC International Education Community now to enjoy exclusive international education related offers.

Special health privileges for you

Health is wealth!

Protect your health , and your family's, with up to 55% off selected health check programmes at designated private hospitals.

Preferential privileges and offers

  • HSBC Premier Mastercard® exclusive rewards

    1) Apply to get up to $800 RewardCash. See details and T&C.

    2) [Time-limited offer] From now till 30 June 2024, accumulate eligible local, overseas, or online spending and earn up to an extra HK$2,200 Reward Cash with HSBC Premier Mastercard. For more details, please visit our latest offers page or refer to the offer T&Cs. To borrow or not to borrow? Borrow only if you can repay!

    3) Enjoy a discount of HK$800 and receive an extra 800 Asia Miles when you book your flight tickets in a single net transaction worth HK$10,000 or above and enter promo code 'HSBC800' before checkout via the designated Cathay website (www.cathaypacific.com/HSBC). See details and T&C.

    4) Receive up to an extra $6,000 RewardCash by paying new policy's premium of selected insurance plans to HSBC Life using HSBC Premier Mastercard® Credit Card. See details and T&C.

    5) Ride in style with our one-way airport limousine service, to or from designated airports, for just HKD250 or HKD350—for more details, please visit our latest offers page or refer to the offer T&Cs.

    6) Enjoy buy-1-get-1-free privileges at designated Michelin-starred restaurants. See details and T&C.

  • HSBC Mastercard® Debit Card

    1)HKD100 Shopping e-Voucher for new Premier customers - within one month after opening or upgrading to Premier account, customers can earn a shopping e-Voucher by applying for the Mastercard® Debit Card or Supplementary Debit Card, and making a transaction at any amount within one month of card issuance. Terms and conditions apply.

    2) Power up your account with multi-currency spending and free cash withdrawal from HSBC Group ATMs worldwide using the HSBC Mastercard® Debit Card, and enjoy $0 fee for any transactions at home or abroad and 0.4% cash rebate on all eligible purchases. See details and T&C.

    3) Get a HSBC Mastercard Supplementary Debit Card for your loved ones and enjoy the same easy access to 12 major currencies and fee-free benefits. See details and T&C.

    4) Earn up to 20% rebate on Suica, DiDi or mainland China Alipay with every dollar spent on your HSBC Mastercard® Debit Card! Terms and conditions apply.

  • Deposit

    1) New offer: From 1 June 2024 to 30 June 2024, New-to-HSBC customers who have successfully joined HSBC Premier can enjoy an exclusive new fund time deposit rate of 5.1% p.a. for 3-month USD placements and/or 4.2% p.a. for 3-month HKD placements16. See details and T&C.

    2) New-to-Premier customers can enjoy an extra +0.2% p.a. on top of the current HSBC Premier new fund time deposit rates16. The offer is applicable to 3/6-month HKD or 3/6/12-month USD new fund time deposits. See details and T&C.

    3) Enjoy preferential new fund time deposit interest rates for HKD/USD/RMB and other selected currencies via online and mobile banking. See details and T&C.

  • Currency Exchange

    1) Eligible customers can get HKD100 cash reward for every accumulated eligible currency exchange transaction(s) of HKD50,000 (or its equivalent), up to HKD 300 cash reward per customer. See details and T&C.
    2) Eligible customers can get HKD88 cash reward after being enrolled to HSBC Forex Club and accumulated eligible currency exchange transaction(s) of HKD50,000 (or its equivalent) via HSBC Personal Internet Banking and Mobile Banking App. See details and T&C.

    3) Join our HSBC Forex Club and exchange currencies to enjoy unlimited instant discounts on currency exchange spreads of up to 30%.  See details and T&C.
    4) Enjoy up to 13.3% p.a. for 1 week when you exchange selected currencies and place them in a time deposit via HSBC HK Mobile Banking App at the same time. See details and T&C.

  • Future Planner
    HSBC Premier customers can enjoy an HKD100 cash reward after completing Future Planner at branch. Offer valid till 30 Jun 2024. Terms and conditions apply.
  • Insurance
    1) Enjoy extra 1.5% first year premium discount on top of prevailing premium discount offers upon successful application of selected life insurance plan. See details and T&C.
  • Stock
    1) Join HSBC Top Trader Club to enjoy brokerage fees as low as 0.01% and 10% p.a. HKD time deposit rates17See details and T&C.
  • Unit trust

    1) Premier customers who did not have any Unit Trusts holdings and transactions in the past 12 months can enjoy initial subscription charge of 0.88% on all Unit Trust orders (unlimited transaction amount). See details and T&C.

    2) Premier customers may receive HKD1,000 cash rebate for every accumulated amount of HKD250,000 transfer-in of Unit Trust, no cash rebate limit. See details and T&C.

    3) Subscribe Unit Trusts of HKD500,000 or above and enjoy preferential time deposit rate of up to 15% p.a. on the same day. Time deposit must be placed via branch. See details and T&C.

  • Structured Products and Bonds

    1) Get HKD1,250 cash rebate for every HKD500,000 subscription of any bond (excluding Retail Bond IPO) without cap. See details and T&C.

    2) Get HKD250 cash rebate for every HKD100,000 subscription of any ELI/SN without cap. See details and T&C.

    3) Get HKD160 cash rebate for every HKD200,000 subscription of any DPS/CPI/CD without cap. See details and T&C.

  • HSBC MPF

    1) Consolidate your MPF personal accounts to enjoy a bonus unit rebate of up to HKD12,600. See details and T&C.

    2) Open an HSBC MPF TVC (Tax Deductible Voluntary Contributions) account and make contributions to enjoy a maximum tax-deductible amount of HKD60,000 and a bonus unit rebate of up to HKD4,500. See details and T&C.

Join HSBC Premier

Existing customers

For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users

Upgrade to HSBC Premier account in minutes with our Mobile Banking app.

For desktop users:

Online banking is secure and easy to use. Register today 

New customers

Open an HSBC Premier account in less than 5 mins with our Mobile Banking app18

How to apply via mobile or online banking

HSBC digital solutions

Smartphone with flowers background; image used for the HSBC Mobile Account Opening page.
 

Open a bank account and manage your finance on the app

Easy Invest mobile app logo with flowers background; image used for HSBC Easy Invest
 

Trade stocks with our mobile app

a laptop displaying HSBC webiste; image used for the HSBC Wealth Insights page.
 

Get access to a wealth of insights

Reward+app logo with butterflies background; image used for HSBC Reward Mobile App
 

Explore latest offers and rewards

Additional risks are disclosed in the “Risk Disclosure” section. Please refer to “Risk Disclosure” section for details.

Structured Investment Deposits, Deposit Plus, Capital Protected Investment Deposits and CDs are not protected deposits and are not protected by the Deposit Protection Scheme in Hong Kong. Deposit Plus and Certificates of Deposit is NOT principal protected.

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