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HSBC Reward+ Mobile App

Dedicated credit card mobile app to use your RewardCash, browse the latest offers and manage your credit card anytime, anywhere.

Key Functions of HSBC Reward+

HSBC Reward+ is an all-in-one platform dedicated to HSBC credit cards in Hong Kong. It brings thoughtfully-designed tools at your fingertips:

Use your RewardCash (RC)

  • Pay your credit card bills with RC
    Settle your card statement or any of your purchases by RC with just a click. Details >
  • Convert RC into miles or other travel privileges
    Convert your RC into miles or points at up to 15 frequent flyer or hotel loyalty programmes. Make instant conversions for up to 10 programmes in just a few taps on the HSBC Reward+ app.
  • Redeem gifts and vouchers on RC e-Shop
    Redeem your favorite gifts on our RC e-Shop, with more delights for you! Details >
  • Share RC to others
    Send RC to your family and friends instantly anytime and anywhere. It could be a small gift for your family, or a way for you to settle your dining bills with friends. Details >
  • Convert into merchant partner loyalty points
    Convert RC into MTR Points, MoneyBack Points and shopping mall partners’ loyalty points, use them as cash or redeem featured items via merchant partner’s mobile app. Details >

Browse the latest offers

  • Discover & register for the Red Hot Offers
    Search all the Red Hot Offers and save your favourite ones with expiry reminders. You can also register for selected offers on the app! Details >
  • Reserve table at designated restaurants
    Connect your OpenRice account with Reward+ and reserve a table at designated restaurants. You can earn $3 RC for each successful booking all year round! Details >


Manage your credit card

  • Check your transactions
    Review your card transactions and their details, including history of earnings, redemptions and expiry dates of RC. Details >
  • Instantly settle spending with instalments
    Settle your account balance or a single transaction with Spending Instalment Plan to enjoy greater financial flexibility. You can get instant approval results. Details >
  • Set up Travel Plan and Overseas Spending Cap
    Leave travel worries behind by simply setting up your travel plan before your trip. Card-present transactions conducted outside of Hong Kong and your destination(s) will not be accepted. Manage your monthly overseas spending by setting up monthly spending cap. Details >


Credit Card QR Code Payment on HSBC Reward+

  • Experience the new on-the-go payment
    This new mode of payment allows you to pay with your mobile phone at ease apart from Apple Pay, Google Pay and Samsung Pay! Simply display the QR code on HSBC Reward+ or scan the merchants QR code with HSBC Reward+ to get your transaction completed at designated merchants! Details >
  • Enjoy extra array of offers
    At the first phase of launch, Primary Card holders of HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Credit Card are eligible for the service. By provisioning the Cards to the service via HSBC Reward+ app, you can pay with your Card without presenting the physical card with Reward+ app at merchants which accept UnionPay QR code payment! Click here to view the list of merchants accepting UnionPay QR code payment.Try the new payment experience now on HSBC Reward+ and enjoy the array of offers!


HSBC Reward+ RewardCash e-Shop Terms & Conditions (Effective from 15 Jun 2024)

Notice of Change on HSBC Reward+ Terms and Conditions (Effective from 26 February 2024)

Notice of Change on the HSBC Reward+ RewardCash Conversion to Third Party Loyalty Programme Points Terms and Conditions (Effective from 26 June 2023)

Notice of Change on HSBC Reward+ Push Notification Terms and Conditions (Effective from 15 July 2022) 

Additional Resources


Find out in advance about any maintenance work happening on our mobile banking services.


If you have set up the Mobile Security Key / Touch ID in the HSBC HK Mobile Banking app of the same iOS device, the same logon preference can be used in HSBC Reward+ app too. If you haven't, click here to check the steps to activate your Mobile Security Key.


Your security matters to us. If you are using any of our mobile apps, you are protected with a suite of advanced technologies.

Contact us

By Phone

HSBC Premier Elite customers

call (852) 2233 3033

HSBC Premier customers
call (852) 2233 3322

Other customers
call (852) 2233 3000

Credit card activation
call (852) 3163 0688

Credit card offers
call (852) 2748 8033

To borrow or not to borrow? Borrow only if you can repay!


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