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Deposit Offers

Preferential New Fund Time Deposit Rates

Save your money for a set period of time to enjoy preferential time deposit rates across HKD, USD, RMB and designated foreign currencies.

"Eligible New Fund Amount" is the net increase between your total account balance (across all of your deposit accounts) 7 days ago and your total account balance today. This amount is calculated in HKD. If you've placed a time deposit with new funds in the past 7 calendar days, that amount will not be included as part of your current new funds.

For further questions about the New Fund online offers, please view our Frequently Asked Questions (FAQs) at the bottom of the page.

Preferential HKD New Fund Time Deposit Rates – online offer

Minimum deposit amount: HKD10,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.30%
6 months
0.35%
12 months
0.35%
Minimum deposit amount: HKD10,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.30%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.35%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.35%

Preferential USD New Fund Time Deposit Rates – online offer

Minimum deposit amount: USD2,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.15%
6 months
0.15%
Minimum deposit amount: USD2,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.15%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.15%

Once you place a time deposit with preferential new fund rates, you won't be able to enjoy preferential new fund rates again on the same day or in the next 7 calendar days

Preferential HKD New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: HKD10,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.30%
6 months
0.35%
12 months
0.35%
Minimum deposit amount: HKD10,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.30%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.35%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.35%

Preferential USD New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: USD2,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.15%
6 months
0.15%
Minimum deposit amount: USD2,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.15%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.15%

Preferential RMB New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: RMB20,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
1.60%
6 months
1.50%
12 months
1.40%
Minimum deposit amount: RMB20,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
1.60%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
1.50%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
1.40%

Preferential Foreign Currency New Fund Time Deposit Rates – branch/phone-banking offer

CAD

Minimum deposit amount: CAD2,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.30%
6 months
0.30%
12 months
0.30%
Minimum deposit amount: CAD2,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.30%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.30%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.30%

Note:

Terms and Conditions apply. The above interest rates are indicative as of 25 November 2020 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

  1. Time deposit placement via the Bank’s phonebanking service is applicable only to “HSBC Jade” and “HSBC Premier” customers. Call:  (852) 2233 3322.

Foreign Exchange / Time Deposit Offers (Branch & phone banking only)

Customers performing designated foreign exchange transaction and placing time deposit with HKD30,000 (or equivalent) or above, can enjoy preferential time deposit rates.

In addition, customers can enjoy up to 1% p.a. bonus rate on top of prevailing rates by placing time deposit with eligible new fund amount.

Minimum deposit amount : HKD30,000 (or equivalent) or above

Preferential New Fund Time Deposit Rates

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor Currency Exchanged to (Designated Currency) HSBC Jade (p.a.) HSBC Premier (p.a.) Others (p.a.)
1 week Australian Dollar (AUD) 8.30% 8.20% 8.10%
1 week Canadian Dollar (CAD) 8.50% 8.40% 8.30%
1 week Pound Sterling (GBP) 9.80% 9.70% 9.60%
1 week New Zealand Dollar (NZD) 8.50% 8.40% 8.30%
1 week Renminbi (RMB) 6.50% 6.40% 6.30%
1 week United States Dollar
(USD)
5.30% 5.20% 5.10%
1 week Hong Kong Dollar (HKD) 5.00% 4.90% 4.80%
1 month Australian Dollar (AUD) 2.20% 2.10% 2.00%
1 month Canadian Dollar (CAD) 2.60% 2.50% 2.40%
1 month Pound Sterling (GBP) 2.30% 2.20% 2.10%
1 month New Zealand Dollar (NZD) 2.50% 2.40% 2.30%
1 month Renminbi (RMB) 3.50% 3.40% 3.30%
1 month United States Dollar
(USD)
1.30% 1.20% 1.10%
1 month Hong Kong Dollar (HKD) 1.50% 1.40% 1.30%
Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor 1 week
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 8.30%
HSBC Premier (p.a.) 8.20%
Others (p.a.) 8.10%
Tenor 1 week
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 8.50%
HSBC Premier (p.a.) 8.40%
Others (p.a.) 8.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 9.80%
HSBC Premier (p.a.) 9.70%
Others (p.a.) 9.60%
Tenor 1 week
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 8.50%
HSBC Premier (p.a.) 8.40%
Others (p.a.) 8.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 6.50%
HSBC Premier (p.a.) 6.40%
Others (p.a.) 6.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) United States Dollar
(USD)
HSBC Jade (p.a.) 5.30%
HSBC Premier (p.a.) 5.20%
Others (p.a.) 5.10%
Tenor 1 week
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 5.00%
HSBC Premier (p.a.) 4.90%
Others (p.a.) 4.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 2.20%
HSBC Premier (p.a.) 2.10%
Others (p.a.) 2.00%
Tenor 1 month
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 2.60%
HSBC Premier (p.a.) 2.50%
Others (p.a.) 2.40%
Tenor 1 month
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 2.30%
HSBC Premier (p.a.) 2.20%
Others (p.a.) 2.10%
Tenor 1 month
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 2.50%
HSBC Premier (p.a.) 2.40%
Others (p.a.) 2.30%
Tenor 1 month
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 3.50%
HSBC Premier (p.a.) 3.40%
Others (p.a.) 3.30%
Tenor 1 month
Currency Exchanged to (Designated Currency) United States Dollar
(USD)
HSBC Jade (p.a.) 1.30%
HSBC Premier (p.a.) 1.20%
Others (p.a.) 1.10%
Tenor 1 month
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 1.50%
HSBC Premier (p.a.) 1.40%
Others (p.a.) 1.30%

Preferential Interest Rate with Existing Funds:

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor Currency Exchanged to (Designated Currency) HSBC Jade (p.a.) HSBC Premier (p.a.) Others (p.a.)
1 week Australian Dollar (AUD) 7.30% 7.20% 7.10%
1 week Canadian Dollar (CAD) 7.50% 7.40% 7.30%
1 week Pound Sterling (GBP) 8.80% 8.70% 8.60%
1 week New Zealand Dollar (NZD) 7.50% 7.40% 7.30%
1 week Renminbi (RMB) 5.50% 5.40% 5.30%
1 week United States Dollar (USD) 4.30% 4.20% 4.10%
1 week Hong Kong Dollar (HKD) 4.00% 3.90% 3.80%
1 month Australian Dollar (AUD) 1.70% 1.60% 1.50%
1 month Canadian Dollar (CAD) 2.10% 2.00% 1.90%
1 month Pound Sterling (GBP) 1.80% 1.70% 1.60%
1 month New Zealand Dollar (NZD) 2.00% 1.90% 1.80%
1 month Renminbi (RMB) 3.00% 2.90% 2.80%
1 month United States Dollar (USD) 0.80% 0.70% 0.60%
1 month Hong Kong Dollar (HKD) 1.00% 0.90% 0.80%
Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor 1 week
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 7.30%
HSBC Premier (p.a.) 7.20%
Others (p.a.) 7.10%
Tenor 1 week
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 7.50%
HSBC Premier (p.a.) 7.40%
Others (p.a.) 7.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 8.80%
HSBC Premier (p.a.) 8.70%
Others (p.a.) 8.60%
Tenor 1 week
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 7.50%
HSBC Premier (p.a.) 7.40%
Others (p.a.) 7.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 5.50%
HSBC Premier (p.a.) 5.40%
Others (p.a.) 5.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) United States Dollar (USD)
HSBC Jade (p.a.) 4.30%
HSBC Premier (p.a.) 4.20%
Others (p.a.) 4.10%
Tenor 1 week
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 4.00%
HSBC Premier (p.a.) 3.90%
Others (p.a.) 3.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 1.70%
HSBC Premier (p.a.) 1.60%
Others (p.a.) 1.50%
Tenor 1 month
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 2.10%
HSBC Premier (p.a.) 2.00%
Others (p.a.) 1.90%
Tenor 1 month
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 1.80%
HSBC Premier (p.a.) 1.70%
Others (p.a.) 1.60%
Tenor 1 month
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 2.00%
HSBC Premier (p.a.) 1.90%
Others (p.a.) 1.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 3.00%
HSBC Premier (p.a.) 2.90%
Others (p.a.) 2.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) United States Dollar (USD)
HSBC Jade (p.a.) 0.80%
HSBC Premier (p.a.) 0.70%
Others (p.a.) 0.60%
Tenor 1 month
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 1.00%
HSBC Premier (p.a.) 0.90%
Others (p.a.) 0.80%

Note:

"Eligible New Fund Amount" is the net increase between your total account balance (across all of your deposit accounts) 7 days ago and your total account balance today. This amount is calculated in HKD. If you've placed a time deposit with new funds in the past 7 calendar days, that amount will not be included as part of your current new funds.

Terms and Conditions apply. The above interest rates are indicative as of 2 November 2020 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

Frequently Asked Questions (FAQs)

Place a Time Deposit now

Contact us

Log on to Personal Internet Banking or on your HSBC HK Mobile Banking App*
HSBC Jade and Premier customers

(852) 2233 3322

Real-time Placement Hours:

Mon to Fri 08:00 - 19:00 (HKT) (exclude public holiday)

Instruction Submission Hours: 

Mon to Sat 24 hours(HKT)

Sun 00:00 - 03:00, 06:00 - 00:00 (HKT)

 

Any time deposit placement instruction submitted BEYOND REAL-TIME PLACEMENT HOURS will be executed on the next real-time placement window. The INTEREST RATE IS INDICATIVE ONLY during instruction submission.

Risk Disclosure

Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.