Browse HSBC Deposit Offers

Hong Kong Dollar Savings Preferential Rate Offer

From now until 30 June 2019, new HSBC Integrated Account customers1 can enjoy a preferential rate of up to 1.25% p.a. on top of existing Hong Kong Dollar Savings Rate, for 3 months upon account opening.

 

The preferential interest is calculated with reference to the average daily available balance in Hong Kong Dollar Savings at the end of each month. New HSBC Integrated Account customers can enjoy Hong Kong Dollar Savings Preferential Rates stipulated in the table below.

Average daily available balance in Hong Kong Dollar Savings at the end of each month

Hong Kong Dollar Savings Preferential Rate

(on top of existing Hong Kong Dollar Savings Rate)

First HKD200,000 +0.25% p.a.
Next HKD300,000 +1.00% p.a.
Remaining HKD500,0002 +1.25% p.a.

From now until 30 June 2019, new HSBC Integrated Account customers1 can enjoy a preferential rate of up to 1.25% p.a. on top of existing Hong Kong Dollar Savings Rate, for 3 months upon account opening.

 

The preferential interest is calculated with reference to the average daily available balance in Hong Kong Dollar Savings at the end of each month. New HSBC Integrated Account customers can enjoy Hong Kong Dollar Savings Preferential Rates stipulated in the table below.

Average daily available balance in Hong Kong Dollar Savings at the end of each month
First HKD200,000

Hong Kong Dollar Savings Preferential Rate

(on top of existing Hong Kong Dollar Savings Rate)

+0.25% p.a.
Average daily available balance in Hong Kong Dollar Savings at the end of each month
Next HKD300,000

Hong Kong Dollar Savings Preferential Rate

(on top of existing Hong Kong Dollar Savings Rate)

+1.00% p.a.
Average daily available balance in Hong Kong Dollar Savings at the end of each month
Remaining HKD500,0002

Hong Kong Dollar Savings Preferential Rate

(on top of existing Hong Kong Dollar Savings Rate)

+1.25% p.a.
  1. New HSBC Integrated Account customer is referring to a personal customer who opens HSBC Jade / HSBC Premier / HSBC Advance / Personal Integrated Account on or before 30 June 2019 and must NOT be a holder of any HSBC account(s) (whether as sole accountholder or joint accountholder) in the past 9 months prior to the account opening month.
  2. The maximum deposit amount of the above Offer is capped at HKD1,000,000.

       

Preferential New Fund Time Deposit Offers

Save your money for a set period of time to enjoy preferential time deposit rates across HKD, USD, RMB and designated foreign currencies. Apply at any of the Bank’s branches or via the Bank’s phone banking service1.

HKD New Fund Time Deposit Offers

Minimum deposit amount: HKD10,000 or above
Tenor HSBC Jade
HSBC Premier HSBC Advance Others
3 months 1.60% 1.50% 1.45% 1.40%
6 months 1.80% 1.70% 1.65% 1.60%
12 months 2.00% 1.90% 1.85% 1.80%
18 months 2.05% 1.95% 1.90% 1.85%

HKD New Fund Time Deposit Offers

Minimum deposit amount: HKD10,000 or above
Tenor 3 months
HSBC Jade
1.60%
HSBC Premier 1.50%
HSBC Advance 1.45%
Others
1.40%
Tenor 6 months
HSBC Jade
1.80%
HSBC Premier 1.70%
HSBC Advance 1.65%
Others
1.60%
Tenor 12 months
HSBC Jade
2.00%
HSBC Premier 1.90%
HSBC Advance 1.85%
Others
1.80%
Tenor 18 months
HSBC Jade
2.05%
HSBC Premier 1.95%
HSBC Advance 1.90%
Others
1.85%

USD New Fund Time Deposit Offers

Minimum deposit amount: USD2,000 or above
Tenor
HSBC Jade
HSBC Premier HSBC Advance Others
3 months 2.40% 2.20% 2.15% 2.10%
6 months 2.60% 2.35% 2.30% 2.25%
12 months 2.70% 2.60% 2.55% 2.50%
18 months 2.75% 2.65% 2.60% 2.55%

USD New Fund Time Deposit Offers

Minimum deposit amount: USD2,000 or above
Tenor
3 months
HSBC Jade
2.40%
HSBC Premier 2.20%
HSBC Advance 2.15%
Others
2.10%
Tenor
6 months
HSBC Jade
2.60%
HSBC Premier 2.35%
HSBC Advance 2.30%
Others
2.25%
Tenor
12 months
HSBC Jade
2.70%
HSBC Premier 2.60%
HSBC Advance 2.55%
Others
2.50%
Tenor
18 months
HSBC Jade
2.75%
HSBC Premier 2.65%
HSBC Advance 2.60%
Others
2.55%

RMB New Fund Time Deposit Offers

Minimum deposit amount: RMB500,000 or above2
Tenor
HSBC Jade
HSBC Premier HSBC Advance Others
1 month 1.70%
1.60%
1.55%
1.55%
3 months 2.35%
2.20%
2.15%
2.15%
6 months 2.50%
2.40%
2.35%
2.35%
12 months 2.60%
2.50%
2.45%
2.45%

RMB New Fund Time Deposit Offers

Minimum deposit amount: RMB500,000 or above2
Tenor
1 month
HSBC Jade
1.70%
HSBC Premier 1.60%
HSBC Advance 1.55%
Others
1.55%
Tenor
3 months
HSBC Jade
2.35%
HSBC Premier 2.20%
HSBC Advance 2.15%
Others
2.15%
Tenor
6 months
HSBC Jade
2.50%
HSBC Premier 2.40%
HSBC Advance 2.35%
Others
2.35%
Tenor
12 months
HSBC Jade
2.60%
HSBC Premier 2.50%
HSBC Advance 2.45%
Others
2.45%

Foreign Currency New Fund Time Deposit Offers

AUD (Minimum deposit amount: AUD2,000 or above)
Tenor
HSBC Jade
HSBC Premier HSBC Advance Others
3 months 1.70% 1.60% 1.55% 1.50%
6 months 1.75% 1.65% 1.60% 1.55%
12 months 1.80% 1.70% 1.65% 1.60%

Foreign Currency New Fund Time Deposit Offers

AUD (Minimum deposit amount: AUD2,000 or above)
Tenor
3 months
HSBC Jade
1.70%
HSBC Premier 1.60%
HSBC Advance 1.55%
Others
1.50%
Tenor
6 months
HSBC Jade
1.75%
HSBC Premier 1.65%
HSBC Advance 1.60%
Others
1.55%
Tenor
12 months
HSBC Jade
1.80%
HSBC Premier 1.70%
HSBC Advance 1.65%
Others
1.60%
NZD (Minimum deposit amount: NZD2,000 or above)
Tenor
HSBC Jade
HSBC Premier HSBC Advance Others
3 months 1.70% 1.60% 1.55% 1.50%
6 months 1.80% 1.70% 1.65% 1.60%
12 months 1.80% 1.70% 1.65% 1.60%
NZD (Minimum deposit amount: NZD2,000 or above)
Tenor
3 months
HSBC Jade
1.70%
HSBC Premier 1.60%
HSBC Advance 1.55%
Others
1.50%
Tenor
6 months
HSBC Jade
1.80%
HSBC Premier 1.70%
HSBC Advance 1.65%
Others
1.60%
Tenor
12 months
HSBC Jade
1.80%
HSBC Premier 1.70%
HSBC Advance 1.65%
Others
1.60%
CAD (Minimum deposit amount: CAD2,000 or above)
Tenor
HSBC Jade
HSBC Premier HSBC Advance Others
3 months 1.55% 1.45% 1.40% 1.35%
6 months 1.60% 1.50% 1.45% 1.40%
12 months 1.70% 1.60% 1.55% 1.50%
CAD (Minimum deposit amount: CAD2,000 or above)
Tenor
3 months
HSBC Jade
1.55%
HSBC Premier 1.45%
HSBC Advance 1.40%
Others
1.35%
Tenor
6 months
HSBC Jade
1.60%
HSBC Premier 1.50%
HSBC Advance 1.45%
Others
1.40%
Tenor
12 months
HSBC Jade
1.70%
HSBC Premier 1.60%
HSBC Advance 1.55%
Others
1.50%
GBP (Minimum deposit amount: GBP2,000 or above)
Tenor
HSBC Jade
HSBC Premier HSBC Advance Others
3 months 0.45% 0.35% 0.30% 0.25%
6 months 0.60% 0.50% 0.45% 0.40%
12 months 0.80% 0.70% 0.65% 0.60%
GBP (Minimum deposit amount: GBP2,000 or above)
Tenor
3 months
HSBC Jade
0.45%
HSBC Premier 0.35%
HSBC Advance 0.30%
Others
0.25%
Tenor
6 months
HSBC Jade
0.60%
HSBC Premier 0.50%
HSBC Advance 0.45%
Others
0.40%
Tenor
12 months
HSBC Jade
0.80%
HSBC Premier 0.70%
HSBC Advance 0.65%
Others
0.60%

Note:

Terms and Conditions apply. The above interest rates are indicative as of 26 February 2019 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

  1. Time deposit placement via the Bank’s phonebanking service is applicable only to “HSBC Jade” and “HSBC Premier” customers. Call:  (852) 2233 3322.
  2. Please refer to Terms and Conditions for the interest rates of deposit amount ranging from RMB20,000 to less the RMB500,000.

 

Risk Disclosure

Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.