Hong Kong Dollar Savings Preferential Rate Offer

From now on until 31 October 2019, new HSBC Integrated Account customers1 can enjoy HKD preferential savings rate of up to +1.00% p.a. for 3 months upon account opening.

The preferential interest is calculated with reference to average daily Hong Kong dollars savings deposit available balance of each calendar month. New HSBC Integrated Account customers can enjoy Preferential Hong Kong Dollar savings rate stipulated in the table below.
Average daily Hong Kong dollar savings deposit available balance of each month

Hong Kong Dollar Savings Preferential Rate

(on top of existing Hong Kong Dollar Savings board rate)

First HKD500,000 +0.50% p.a.
Remaining HKD500,0002 +1.00% p.a.
The preferential interest is calculated with reference to average daily Hong Kong dollars savings deposit available balance of each calendar month. New HSBC Integrated Account customers can enjoy Preferential Hong Kong Dollar savings rate stipulated in the table below.
Average daily Hong Kong dollar savings deposit available balance of each month First HKD500,000

Hong Kong Dollar Savings Preferential Rate

(on top of existing Hong Kong Dollar Savings board rate)

+0.50% p.a.
Average daily Hong Kong dollar savings deposit available balance of each month Remaining HKD500,0002

Hong Kong Dollar Savings Preferential Rate

(on top of existing Hong Kong Dollar Savings board rate)

+1.00% p.a.

1.New HSBC Integrated Account customer is referring to a personal customer who opens HSBC Jade / HSBC Premier / HSBC Advance / Personal Integrated Account on or before 31 October 2019 and must NOT be a holder of any HSBC account(s) (whether as sole accountholder or joint accountholder) in the past 9 months prior to the account opening month.

2.The maximum deposit amount of the above Offer is capped at HKD1,000,000.

Preferential New Fund Time Deposit Offers

Save your money for a set period of time to enjoy preferential time deposit rates across HKD, USD, RMB and designated foreign currencies.

HKD New Fund Time Deposit Offers

Minimum deposit amount: HKD10,000 or above
Tenor HSBC Jade (p.a.)
HSBC Premier (p.a.)
HSBC Advance (p.a.)
Others (p.a.)
3 months 2.30% 2.10% 2.05% 2.00%
6 months 2.40% 2.20% 2.15% 2.10%
12 months 2.10% 1.90% 1.85% 1.80%
18 months 2.05% 1.85% 1.80% 1.75%

HKD New Fund Time Deposit Offers

Minimum deposit amount: HKD10,000 or above
Tenor 3 months
HSBC Jade (p.a.)
2.30%
HSBC Premier (p.a.)
2.10%
HSBC Advance (p.a.)
2.05%
Others (p.a.)
2.00%
Tenor 6 months
HSBC Jade (p.a.)
2.40%
HSBC Premier (p.a.)
2.20%
HSBC Advance (p.a.)
2.15%
Others (p.a.)
2.10%
Tenor 12 months
HSBC Jade (p.a.)
2.10%
HSBC Premier (p.a.)
1.90%
HSBC Advance (p.a.)
1.85%
Others (p.a.)
1.80%
Tenor 18 months
HSBC Jade (p.a.)
2.05%
HSBC Premier (p.a.)
1.85%
HSBC Advance (p.a.)
1.80%
Others (p.a.)
1.75%

USD New Fund Time Deposit Offers

Minimum deposit amount: USD2,000 or above
Tenor
HSBC Jade (p.a.)
HSBC Premier (p.a.)
HSBC Advance (p.a.)
Others (p.a.)
3 months 2.10% 2.00% 1.95% 1.90%
6 months 2.10% 2.00% 1.95% 1.90%
12 months 1.90% 1.80% 1.75% 1.70%
18 months 1.80% 1.70% 1.65% 1.60%

USD New Fund Time Deposit Offers

Minimum deposit amount: USD2,000 or above
Tenor
3 months
HSBC Jade (p.a.)
2.10%
HSBC Premier (p.a.)
2.00%
HSBC Advance (p.a.)
1.95%
Others (p.a.)
1.90%
Tenor
6 months
HSBC Jade (p.a.)
2.10%
HSBC Premier (p.a.)
2.00%
HSBC Advance (p.a.)
1.95%
Others (p.a.)
1.90%
Tenor
12 months
HSBC Jade (p.a.)
1.90%
HSBC Premier (p.a.)
1.80%
HSBC Advance (p.a.)
1.75%
Others (p.a.)
1.70%
Tenor
18 months
HSBC Jade (p.a.)
1.80%
HSBC Premier (p.a.)
1.70%
HSBC Advance (p.a.)
1.65%
Others (p.a.)
1.60%

RMB New Fund Time Deposit Offers

Minimum deposit amount: RMB500,000 or above2
Tenor
HSBC Jade (p.a.)
HSBC Premier (p.a.)
HSBC Advance (p.a.)
Others (p.a.)
1 month 1.60%
1.50%
1.45%
1.45%
3 months 2.30%
2.20%
2.15%
2.15%
6 months 2.40%
2.30%
2.25%
2.25%
12 months 2.50%
2.40%
2.35%
2.35%

RMB New Fund Time Deposit Offers

Minimum deposit amount: RMB500,000 or above2
Tenor
1 month
HSBC Jade (p.a.)
1.60%
HSBC Premier (p.a.)
1.50%
HSBC Advance (p.a.)
1.45%
Others (p.a.)
1.45%
Tenor
3 months
HSBC Jade (p.a.)
2.30%
HSBC Premier (p.a.)
2.20%
HSBC Advance (p.a.)
2.15%
Others (p.a.)
2.15%
Tenor
6 months
HSBC Jade (p.a.)
2.40%
HSBC Premier (p.a.)
2.30%
HSBC Advance (p.a.)
2.25%
Others (p.a.)
2.25%
Tenor
12 months
HSBC Jade (p.a.)
2.50%
HSBC Premier (p.a.)
2.40%
HSBC Advance (p.a.)
2.35%
Others (p.a.)
2.35%

Foreign Currency New Fund Time Deposit Offers

AUD (Minimum deposit amount: AUD2,000 or above)
Tenor
HSBC Jade (p.a.)
HSBC Premier (p.a.)
HSBC Advance (p.a.)
Others (p.a.)
3 months 0.90% 0.80% 0.75% 0.70%
6 months 0.90% 0.80% 0.75% 0.70%
12 months 0.90% 0.80% 0.75% 0.70%

Foreign Currency New Fund Time Deposit Offers

AUD (Minimum deposit amount: AUD2,000 or above)
Tenor
3 months
HSBC Jade (p.a.)
0.90%
HSBC Premier (p.a.)
0.80%
HSBC Advance (p.a.)
0.75%
Others (p.a.)
0.70%
Tenor
6 months
HSBC Jade (p.a.)
0.90%
HSBC Premier (p.a.)
0.80%
HSBC Advance (p.a.)
0.75%
Others (p.a.)
0.70%
Tenor
12 months
HSBC Jade (p.a.)
0.90%
HSBC Premier (p.a.)
0.80%
HSBC Advance (p.a.)
0.75%
Others (p.a.)
0.70%
NZD (Minimum deposit amount: NZD2,000 or above)
Tenor
HSBC Jade (p.a.)
HSBC Premier (p.a.)
HSBC Advance (p.a.)
Others (p.a.)
3 months 1.10% 1.00% 0.95% 0.90%
6 months 1.10% 1.00% 0.95% 0.90%
12 months 1.10% 1.00% 0.95% 0.90%
NZD (Minimum deposit amount: NZD2,000 or above)
Tenor
3 months
HSBC Jade (p.a.)
1.10%
HSBC Premier (p.a.)
1.00%
HSBC Advance (p.a.)
0.95%
Others (p.a.)
0.90%
Tenor
6 months
HSBC Jade (p.a.)
1.10%
HSBC Premier (p.a.)
1.00%
HSBC Advance (p.a.)
0.95%
Others (p.a.)
0.90%
Tenor
12 months
HSBC Jade (p.a.)
1.10%
HSBC Premier (p.a.)
1.00%
HSBC Advance (p.a.)
0.95%
Others (p.a.)
0.90%
CAD (Minimum deposit amount: CAD2,000 or above)
Tenor
HSBC Jade (p.a.)
HSBC Premier (p.a.)
HSBC Advance (p.a.)
Others (p.a.)
3 months 1.30% 1.20% 1.15% 1.00%
6 months 1.40% 1.30% 1.25% 1.20%
12 months 1.50% 1.40% 1.35% 1.30%
CAD (Minimum deposit amount: CAD2,000 or above)
Tenor
3 months
HSBC Jade (p.a.)
1.30%
HSBC Premier (p.a.)
1.20%
HSBC Advance (p.a.)
1.15%
Others (p.a.)
1.00%
Tenor
6 months
HSBC Jade (p.a.)
1.40%
HSBC Premier (p.a.)
1.30%
HSBC Advance (p.a.)
1.25%
Others (p.a.)
1.20%
Tenor
12 months
HSBC Jade (p.a.)
1.50%
HSBC Premier (p.a.)
1.40%
HSBC Advance (p.a.)
1.35%
Others (p.a.)
1.30%
GBP (Minimum deposit amount: GBP2,000 or above)
Tenor
HSBC Jade (p.a.)
HSBC Premier (p.a.)
HSBC Advance (p.a.)
Others (p.a.)
3 months 0.45% 0.35% 0.30% 0.25%
6 months 0.50% 0.40% 0.35% 0.30%
12 months 0.70% 0.60% 0.55% 0.50%
GBP (Minimum deposit amount: GBP2,000 or above)
Tenor
3 months
HSBC Jade (p.a.)
0.45%
HSBC Premier (p.a.)
0.35%
HSBC Advance (p.a.)
0.30%
Others (p.a.)
0.25%
Tenor
6 months
HSBC Jade (p.a.)
0.50%
HSBC Premier (p.a.)
0.40%
HSBC Advance (p.a.)
0.35%
Others (p.a.)
0.30%
Tenor
12 months
HSBC Jade (p.a.)
0.70%
HSBC Premier (p.a.)
0.60%
HSBC Advance (p.a.)
0.55%
Others (p.a.)
0.50%

Note:

Terms and Conditions apply. The above interest rates are indicative as of 5 September 2019 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

  1. Time deposit placement via the Bank’s phonebanking service is applicable only to “HSBC Jade” and “HSBC Premier” customers. Call:  (852) 2233 3322.
  2. Please refer to Terms and Conditions for the interest rates of deposit amount ranging from RMB20,000 to less the RMB500,000.

Foreign Exchange / Time Deposit Offers

Customers performing designated foreign exchange transaction and placing time deposit with HKD50,000 (or equivalent) or above, can enjoy preferential time deposit rate.

                                                                                      

Minimum deposit amount : HKD50,000 (or equivalent) or above

 

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange

Tenor Currency Exchanged to (Designated Currency) HSBC Jade (p.a.) HSBC Premier (p.a.) HSBC Advance (p.a.) Others (p.a.)
1 week Australian Dollar (AUD) 9.00% 8.80% 8.70% 8.70%
1 week Canadian Dollar (CAD) 8.00% 7.90% 7.80% 7.70%
1 week Pound Sterling (GBP) 6.50% 6.40% 6.30% 6.20%
1 week New Zealand Dollar (NZD) 8.80% 8.70% 8.60% 8.50%
1 week Renminbi (RMB) 5.50% 5.40% 5.30% 5.20%
1 week United States Dollar (USD) 7.50% 7.40% 7.30% 7.20%
1 week Hong Kong Dollar (HKD) 4.00% 3.90% 3.80% 3.70%
1 month Australian Dollar (AUD) 3.30% 3.20% 3.10% 3.00%
1 month Canadian Dollar (CAD) 2.30% 2.20% 2.10% 2.00%
1 month Pound Sterling (GBP) 2.00% 1.90% 1.80% 1.70%
1 month New Zealand Dollar (NZD) 3.30% 3.20% 3.10% 3.00%
1 month Renminbi (RMB) 4.00% 3.90% 3.80% 3.70%
1 month United States Dollar (USD) 2.60% 2.50% 2.40% 2.30%
1 month Hong Kong Dollar (HKD) 2.00% 1.90% 1.80% 1.70%

Customers performing designated foreign exchange transaction and placing time deposit with HKD50,000 (or equivalent) or above, can enjoy preferential time deposit rate.

                                                                                      

Minimum deposit amount : HKD50,000 (or equivalent) or above

 

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange

Tenor 1 week
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 9.00%
HSBC Premier (p.a.) 8.80%
HSBC Advance (p.a.) 8.70%
Others (p.a.) 8.70%
Tenor 1 week
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 8.00%
HSBC Premier (p.a.) 7.90%
HSBC Advance (p.a.) 7.80%
Others (p.a.) 7.70%
Tenor 1 week
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 6.50%
HSBC Premier (p.a.) 6.40%
HSBC Advance (p.a.) 6.30%
Others (p.a.) 6.20%
Tenor 1 week
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 8.80%
HSBC Premier (p.a.) 8.70%
HSBC Advance (p.a.) 8.60%
Others (p.a.) 8.50%
Tenor 1 week
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 5.50%
HSBC Premier (p.a.) 5.40%
HSBC Advance (p.a.) 5.30%
Others (p.a.) 5.20%
Tenor 1 week
Currency Exchanged to (Designated Currency) United States Dollar (USD)
HSBC Jade (p.a.) 7.50%
HSBC Premier (p.a.) 7.40%
HSBC Advance (p.a.) 7.30%
Others (p.a.) 7.20%
Tenor 1 week
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 4.00%
HSBC Premier (p.a.) 3.90%
HSBC Advance (p.a.) 3.80%
Others (p.a.) 3.70%
Tenor 1 month
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 3.30%
HSBC Premier (p.a.) 3.20%
HSBC Advance (p.a.) 3.10%
Others (p.a.) 3.00%
Tenor 1 month
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 2.30%
HSBC Premier (p.a.) 2.20%
HSBC Advance (p.a.) 2.10%
Others (p.a.) 2.00%
Tenor 1 month
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 2.00%
HSBC Premier (p.a.) 1.90%
HSBC Advance (p.a.) 1.80%
Others (p.a.) 1.70%
Tenor 1 month
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 3.30%
HSBC Premier (p.a.) 3.20%
HSBC Advance (p.a.) 3.10%
Others (p.a.) 3.00%
Tenor 1 month
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 4.00%
HSBC Premier (p.a.) 3.90%
HSBC Advance (p.a.) 3.80%
Others (p.a.) 3.70%
Tenor 1 month
Currency Exchanged to (Designated Currency) United States Dollar (USD)
HSBC Jade (p.a.) 2.60%
HSBC Premier (p.a.) 2.50%
HSBC Advance (p.a.) 2.40%
Others (p.a.) 2.30%
Tenor 1 month
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 2.00%
HSBC Premier (p.a.) 1.90%
HSBC Advance (p.a.) 1.80%
Others (p.a.) 1.70%

Note:

Terms and Conditions apply. The above interest rates are indicative as of 2 September 2019 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

Place a Time Deposit now

Contact us

HSBC Jade and Premier customers

(852) 2233 3322

Risk Disclosure

Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.