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Deposit Offers

Preferential New Fund Time Deposit Rates

Save your money for a set period of time to enjoy preferential time deposit rates across HKD, USD, RMB and designated foreign currencies.

"Eligible New Fund Amount" is the net increase between your total account balance (across all of your deposit accounts) 7 days ago and your total account balance today. This amount is calculated in HKD. If you've placed a time deposit with new funds in the past 7 calendar days, that amount will not be included as part of your current new funds.

For further questions about the New Fund online offers, please view our Frequently Asked Questions (FAQs) at the bottom of the page.

Preferential HKD New Fund Time Deposit Rates – online offer

Minimum deposit amount: HKD10,000 or above

Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.10%
6 months
0.10%
12 months
0.10%

Minimum deposit amount: HKD10,000 or above

Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.10%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.10%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.10%

Preferential USD New Fund Time Deposit Rates – online offer

Minimum deposit amount: USD2,000 or above

Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.10%
6 months
0.10%
12 months 0.10%

Minimum deposit amount: USD2,000 or above

Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.10%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.10%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.10%

Preferential RMB New Fund Time Deposit Rates – online offer

Minimum deposit amount: RMB10,000 or above

Tenor Time Deposit Interest Rates (p.a.)
3 months 1.30%
6 months 1.30%
12 months 1.30%

Minimum deposit amount: RMB10,000 or above

Tenor 3 months
Time Deposit Interest Rates (p.a.) 1.30%
Tenor 6 months
Time Deposit Interest Rates (p.a.) 1.30%
Tenor 12 months
Time Deposit Interest Rates (p.a.) 1.30%

Once you place a time deposit with preferential new fund rates, you won't be able to enjoy preferential new fund rates again on the same day or in the next 7 calendar days

Preferential HKD New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: HKD10,000 or above

Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.10%
6 months
0.10%
12 months
0.10%

Minimum deposit amount: HKD10,000 or above

Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.10%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.10%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.10%

Preferential USD New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: USD2,000 or above

Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.10%
6 months
0.10%
12 months 0.10%

Minimum deposit amount: USD2,000 or above

Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.10%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.10%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.10%

Preferential RMB New Fund Time Deposit Rates – branch/phone-banking offer

Minimum deposit amount: RMB10,000 or above

Tenor
Time Deposit Interest Rates (p.a.)
3 months
1.30%
6 months
1.30%
12 months
1.30%

Minimum deposit amount: RMB10,000 or above

Tenor
3 months
Time Deposit Interest Rates (p.a.)
1.30%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
1.30%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
1.30%

Note:

Terms and Conditions apply. The above interest rates are indicative as of 9 Aug 2021 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

  1. Time deposit placement via the Bank’s phonebanking service is applicable only to “HSBC Jade” and “HSBC Premier” customers. Call:  (852) 2233 3322.

Foreign Exchange & Time Deposit Offer

Customers exchanging to currencies below and placing the fund into a 1-week or 1-month time deposit can enjoy preferential time deposit rates. Applicable to mobile banking, branch and phone banking.

From now until 31 December 2021, customers can enjoy a bonus deposit rate of +0.5% p.a. on top of prevailing 1-week time deposit rates when exchanging via mobile banking under this offer. Learn more

Minimum deposit amount : HKD10,000/ RMB10,000/ 2,000 units in other currencies (AUD/ CAD/ GBP/ NZD/ USD)

Preferential Interest Rate:

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange

Tenor
Currency Exchanged to (Designated Currency) 
Interest Rates via Mobile Banking (p.a.)
Interest Rates via Branch / Phone Banking (p.a.)
1 week
Australian Dollar (AUD)
11.00% 10.50%
1 week
Canadian Dollar (CAD)
11.00%
10.50%
1 week
Pound Sterling (GBP)
11.00%
10.50%
1 week
New Zealand Dollar (NZD) 8.50% 8.00%
1 week
Renminbi (RMB)
11.00% 10.50%
1 week
United States Dollar (USD)
5.50% 5.00%
1 week
Hong Kong Dollar (HKD)
4.50%
4.00%
1 month
Australian Dollar (AUD) 2.00% 2.00%
1 month
Canadian Dollar (CAD)
2.30% 2.30%
1 month
Pound Sterling (GBP)
2.00% 2.00%
1 month
New Zealand Dollar (NZD)
2.00% 2.00%
1 month
Renminbi (RMB)
3.50% 3.50%
1 month
United States Dollar (USD)
1.00% 1.00%
1 month
Hong Kong Dollar (HKD) 1.00% 1.00%

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange

Tenor
1 week
Currency Exchanged to (Designated Currency) 
Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)
11.00%
Interest Rates via Branch / Phone Banking (p.a.)
10.50%
Tenor
1 week
Currency Exchanged to (Designated Currency) 
Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)
11.00%
Interest Rates via Branch / Phone Banking (p.a.)
10.50%
Tenor
1 week
Currency Exchanged to (Designated Currency) 
Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)
11.00%
Interest Rates via Branch / Phone Banking (p.a.)
10.50%
Tenor
1 week
Currency Exchanged to (Designated Currency) 
New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)
8.50%
Interest Rates via Branch / Phone Banking (p.a.)
8.00%
Tenor
1 week
Currency Exchanged to (Designated Currency) 
Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)
11.00%
Interest Rates via Branch / Phone Banking (p.a.)
10.50%
Tenor
1 week
Currency Exchanged to (Designated Currency) 
United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)
5.50%
Interest Rates via Branch / Phone Banking (p.a.)
5.00%
Tenor
1 week
Currency Exchanged to (Designated Currency) 
Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)
4.50%
Interest Rates via Branch / Phone Banking (p.a.)
4.00%
Tenor
1 month
Currency Exchanged to (Designated Currency) 
Australian Dollar (AUD)
Interest Rates via Mobile Banking (p.a.)
2.00%
Interest Rates via Branch / Phone Banking (p.a.)
2.00%
Tenor
1 month
Currency Exchanged to (Designated Currency) 
Canadian Dollar (CAD)
Interest Rates via Mobile Banking (p.a.)
2.30%
Interest Rates via Branch / Phone Banking (p.a.)
2.30%
Tenor
1 month
Currency Exchanged to (Designated Currency) 
Pound Sterling (GBP)
Interest Rates via Mobile Banking (p.a.)
2.00%
Interest Rates via Branch / Phone Banking (p.a.)
2.00%
Tenor
1 month
Currency Exchanged to (Designated Currency) 
New Zealand Dollar (NZD)
Interest Rates via Mobile Banking (p.a.)
2.00%
Interest Rates via Branch / Phone Banking (p.a.)
2.00%
Tenor
1 month
Currency Exchanged to (Designated Currency) 
Renminbi (RMB)
Interest Rates via Mobile Banking (p.a.)
3.50%
Interest Rates via Branch / Phone Banking (p.a.)
3.50%
Tenor
1 month
Currency Exchanged to (Designated Currency) 
United States Dollar (USD)
Interest Rates via Mobile Banking (p.a.)
1.00%
Interest Rates via Branch / Phone Banking (p.a.)
1.00%
Tenor
1 month
Currency Exchanged to (Designated Currency) 
Hong Kong Dollar (HKD)
Interest Rates via Mobile Banking (p.a.)
1.00%
Interest Rates via Branch / Phone Banking (p.a.)
1.00%

Note:

Terms and Conditions apply. The above interest rates are indicative as of 9 September 2021 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

Frequently Asked Questions (FAQs)

Place a Time Deposit now

Contact us

Log on to HSBC Online Banking or on your HSBC HK Mobile Banking App*

HSBC Jade and Premier customers

(852) 2233 3322

Real-time Placement Hours:

Mon to Fri 08:00 - 19:00 (HKT) (exclude public holiday)

Instruction Submission Hours: 

Mon to Sat 24 hours(HKT)

Sun 00:00 - 03:00, 06:00 - 00:00 (HKT)

 

Any time deposit placement instruction submitted BEYOND REAL-TIME PLACEMENT HOURS will be executed on the next real-time placement window. The INTEREST RATE IS INDICATIVE ONLY during instruction submission.

Risk Disclosure

Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.