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Deposit Offers

HKSAR Cash Payout Scheme 10% p.a. preferential HKD savings offer

Collect your HKD10,000 payout from HKSAR Cash Payout Scheme with HSBC via Personal Internet Banking, or the HSBC HK Mobile Banking app to enjoy 10% p.a. preferential HKD savings deposit rate for one month with the principal capped at HKD10,000 till Aug 31.  Terms and Conditions apply

Preferential New Fund Time Deposit Offers

Save your money for a set period of time to enjoy preferential time deposit rates across HKD, USD, RMB and designated foreign currencies.

‘New Funds’ refer to the increased balance when comparing the latest deposit balance with the deposit balance as of 7 calendar days ago. If you have placed a time deposit with new funds in the past 7 calendar days, that amount will not be included.

For further questions about the New Fund online offers, please view our Frequently Asked Questions (FAQs) at the bottom of the page.

HKD New Fund Time Deposit – online offer

Minimum deposit amount: HKD10,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
1.00%
6 months
0.90%
12 months
0.80%
Minimum deposit amount: HKD10,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
1.00%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.90%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.80%

USD New Fund Time Deposit – online offer

Minimum deposit amount: USD2,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.45%
6 months
0.40%
12 months
0.35%
Minimum deposit amount: USD2,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.45%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.40%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.35%

Once you have successfully placed a time deposit with New Funds Preferential Rate online, you will not be eligible for any New Funds Preferential Rate online again on the same day or in the next 7 calendar days.

HKD New Fund Time Deposit – branch/phone-banking offer

Minimum deposit amount: HKD10,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
1.00%
6 months
0.90%
12 months
0.80%
Minimum deposit amount: HKD10,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
1.00%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.90%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.80%

USD New Fund Time Deposit – branch/phone-banking offer

Minimum deposit amount: USD2,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.45%
6 months
0.40%
12 months
0.35%
Minimum deposit amount: USD2,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.45%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.40%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.35%

RMB New Fund Time Deposit - branch/phone-banking offer

Minimum deposit amount: RMB20,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
1.60%
6 months
1.50%
12 months
1.40%
Minimum deposit amount: RMB20,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
1.60%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
1.50%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
1.40%

Foreign Currency New Fund Time Deposit - branch/phone-banking offer

CAD

Minimum deposit amount: CAD2,000 or above
Tenor
Time Deposit Interest Rates (p.a.)
3 months
0.50%
6 months
0.50%
12 months
0.40%
Minimum deposit amount: CAD2,000 or above
Tenor
3 months
Time Deposit Interest Rates (p.a.)
0.50%
Tenor
6 months
Time Deposit Interest Rates (p.a.)
0.50%
Tenor
12 months
Time Deposit Interest Rates (p.a.)
0.40%

Note:

Terms and Conditions apply. The above interest rates are indicative as of 6 Jul 2020 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

  1. Time deposit placement via the Bank’s phonebanking service is applicable only to “HSBC Jade” and “HSBC Premier” customers. Call:  (852) 2233 3322.

Foreign Exchange / Time Deposit Offers (Branch & phone banking only)

Customers performing designated foreign exchange transaction and placing time deposit with HKD30,000 (or equivalent) or above, can enjoy preferential time deposit rate.

From now until 31 December 2020, customers can enjoy +1% p.a. bonus rate on top of prevailing rates by placing with New Funds.

Minimum deposit amount : HKD30,000 (or equivalent) or above

Preferential Interest Rate with New Funds (until 31 December 2020):

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor Currency Exchanged to (Designated Currency) HSBC Jade (p.a.) HSBC Premier (p.a.) Others (p.a.)
1 week Australian Dollar (AUD) 8.50% 8.40% 8.30%
1 week Canadian Dollar (CAD) 8.50% 8.40% 8.30%
1 week Pound Sterling (GBP) 10.80% 10.70% 10.60%
1 week New Zealand Dollar (NZD) 8.50% 8.40% 8.30%
1 week Renminbi (RMB) 6.50% 6.40% 6.30%
1 week United States Dollar
(USD)
5.90% 5.80% 5.70%
1 week Hong Kong Dollar (HKD) 5.00% 4.90% 4.80%
1 month Australian Dollar (AUD) 2.90% 2.80% 2.70%
1 month Canadian Dollar (CAD) 3.10% 3.00% 2.90%
1 month Pound Sterling (GBP) 2.90% 2.80% 2.70%
1 month New Zealand Dollar (NZD) 3.00% 2.90% 2.80%
1 month Renminbi (RMB) 4.00% 3.90% 3.80%
1 month United States Dollar
(USD)
2.00% 1.90% 1.80%
1 month Hong Kong Dollar (HKD) 2.20% 2.10% 2.00%
Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor 1 week
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 8.50%
HSBC Premier (p.a.) 8.40%
Others (p.a.) 8.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 8.50%
HSBC Premier (p.a.) 8.40%
Others (p.a.) 8.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 10.80%
HSBC Premier (p.a.) 10.70%
Others (p.a.) 10.60%
Tenor 1 week
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 8.50%
HSBC Premier (p.a.) 8.40%
Others (p.a.) 8.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 6.50%
HSBC Premier (p.a.) 6.40%
Others (p.a.) 6.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) United States Dollar
(USD)
HSBC Jade (p.a.) 5.90%
HSBC Premier (p.a.) 5.80%
Others (p.a.) 5.70%
Tenor 1 week
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 5.00%
HSBC Premier (p.a.) 4.90%
Others (p.a.) 4.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 2.90%
HSBC Premier (p.a.) 2.80%
Others (p.a.) 2.70%
Tenor 1 month
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 3.10%
HSBC Premier (p.a.) 3.00%
Others (p.a.) 2.90%
Tenor 1 month
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 2.90%
HSBC Premier (p.a.) 2.80%
Others (p.a.) 2.70%
Tenor 1 month
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 3.00%
HSBC Premier (p.a.) 2.90%
Others (p.a.) 2.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 4.00%
HSBC Premier (p.a.) 3.90%
Others (p.a.) 3.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) United States Dollar
(USD)
HSBC Jade (p.a.) 2.00%
HSBC Premier (p.a.) 1.90%
Others (p.a.) 1.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 2.20%
HSBC Premier (p.a.) 2.10%
Others (p.a.) 2.00%

Preferential Interest Rate with Existing Funds:

Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor Currency Exchanged to (Designated Currency) HSBC Jade (p.a.) HSBC Premier (p.a.) Others (p.a.)
1 week Australian Dollar (AUD) 7.50% 7.40% 7.30%
1 week Canadian Dollar (CAD) 7.50% 7.40% 7.30%
1 week Pound Sterling (GBP) 9.80% 9.70% 9.60%
1 week New Zealand Dollar (NZD) 7.50% 7.40% 7.30%
1 week Renminbi (RMB) 5.50% 5.40% 5.30%
1 week United States Dollar (USD) 4.90% 4.80% 4.70%
1 week Hong Kong Dollar (HKD) 4.00% 3.90% 3.80%
1 month Australian Dollar (AUD) 1.90% 1.80% 1.70%
1 month Canadian Dollar (CAD) 2.10% 2.00% 1.90%
1 month Pound Sterling (GBP) 1.90% 1.80% 1.70%
1 month New Zealand Dollar (NZD) 2.00% 1.90% 1.80%
1 month Renminbi (RMB) 3.00% 2.90% 2.80%
1 month United States Dollar (USD) 1.00% 0.90% 0.80%
1 month Hong Kong Dollar (HKD) 1.20% 1.10% 1.00%
Currency Exchanged from: All currencies acceptable by HSBC for currency exchange
Tenor 1 week
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 7.50%
HSBC Premier (p.a.) 7.40%
Others (p.a.) 7.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 7.50%
HSBC Premier (p.a.) 7.40%
Others (p.a.) 7.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 9.80%
HSBC Premier (p.a.) 9.70%
Others (p.a.) 9.60%
Tenor 1 week
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 7.50%
HSBC Premier (p.a.) 7.40%
Others (p.a.) 7.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 5.50%
HSBC Premier (p.a.) 5.40%
Others (p.a.) 5.30%
Tenor 1 week
Currency Exchanged to (Designated Currency) United States Dollar (USD)
HSBC Jade (p.a.) 4.90%
HSBC Premier (p.a.) 4.80%
Others (p.a.) 4.70%
Tenor 1 week
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 4.00%
HSBC Premier (p.a.) 3.90%
Others (p.a.) 3.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Australian Dollar (AUD)
HSBC Jade (p.a.) 1.90%
HSBC Premier (p.a.) 1.80%
Others (p.a.) 1.70%
Tenor 1 month
Currency Exchanged to (Designated Currency) Canadian Dollar (CAD)
HSBC Jade (p.a.) 2.10%
HSBC Premier (p.a.) 2.00%
Others (p.a.) 1.90%
Tenor 1 month
Currency Exchanged to (Designated Currency) Pound Sterling (GBP)
HSBC Jade (p.a.) 1.90%
HSBC Premier (p.a.) 1.80%
Others (p.a.) 1.70%
Tenor 1 month
Currency Exchanged to (Designated Currency) New Zealand Dollar (NZD)
HSBC Jade (p.a.) 2.00%
HSBC Premier (p.a.) 1.90%
Others (p.a.) 1.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Renminbi (RMB)
HSBC Jade (p.a.) 3.00%
HSBC Premier (p.a.) 2.90%
Others (p.a.) 2.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) United States Dollar (USD)
HSBC Jade (p.a.) 1.00%
HSBC Premier (p.a.) 0.90%
Others (p.a.) 0.80%
Tenor 1 month
Currency Exchanged to (Designated Currency) Hong Kong Dollar (HKD)
HSBC Jade (p.a.) 1.20%
HSBC Premier (p.a.) 1.10%
Others (p.a.) 1.00%

Note:

‘New Funds’ refer to the increased balance when comparing the latest deposit balance with the deposit balance as of 7 calendar days ago. If you have placed a time deposit with new funds in the past 7 calendar days, that amount will not be included.

Terms and Conditions apply. The above interest rates are indicative as of 6 July 2020 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions.

Frequently Asked Questions (FAQs)

Place a Time Deposit now

Contact us

Log on to Personal Internet Banking or on your HSBC HK Mobile Banking App*
HSBC Jade and Premier customers

(852) 2233 3322

Real-time Placement Hours:

Mon to Fri 08:00 - 19:00 (HKT) (exclude public holiday)

Instruction Submission Hours: 

Mon to Sat 24 hours(HKT)

Sun 00:00 - 03:00, 06:00 - 00:00 (HKT)

 

Any time deposit placement instruction submitted BEYOND REAL-TIME PLACEMENT HOURS will be executed on the next real-time placement window. The INTEREST RATE IS INDICATIVE ONLY during instruction submission.

Risk Disclosure

Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.