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Step 1 : Select ‘Pay with FPS’ from the bottom-left of your log on screen. This will open your phone’s camera.

(You have to set up a debit account and a small-value payment limit before you can use this function. Selecting ‘Pay with FPS’ for the first time will guide you to this process.)

Step 2: Hold your device over the payee‘s QR code. Make sure their code is clearly visible and aligned with the square on your screen.

You can also pay someone by using a previously-saved image of a QR code, or add your payee from your device’s contact list.

Step 3: Enter your Mobile Security Key password or use biometric authentication to verify your identity and proceed with the payment.

Step 4: Enter the payment amount. If the QR code has an embedded amount, you won’t have to enter anything here.

If the payee’s name and the transaction details are correct, select ‘Confirm and pay’ to complete the transaction.

Step 5: Your transfer is complete. You will receive a confirmation via SMS and email.