Give yourself some flexibility with your spending
Need to turn your spending into instalments you can repay over a longer period? Our Spending Instalment Plan lets you convert multiple credit card transactions into instalments you can repay over 6 to 60 months.
- Make repayments flexibly over 6 to 60 months
- Combine multiple credit card transactions into a single instalment plan[@cards-promotionofspendinginstalment]
- See your application status instantly[@usinghshcappapply], along with your monthly repayments and daily average handling fees
Monthly handling fee
As low as
0.18%[@cards-spendingmonthlyhandlingfee]
Apply via the HSBC HK App, the Reward+ app or by phone
Apply in just a few minutes on the HSBC HK App
See how you can apply for a Spending Instalment Plan on the HSBC HK Mobile Banking app and get approved instantly[@usinghshcappapply].
Things you should know
Apply now
Via HSBC HK App
If you have the HSBC HK App installed on your device and have set up mobile banking, you can complete your application in the app.
Via the Reward+ app
Learn how to apply via the Reward+ app and get approved instantly[@usinghshcappapply].
By phone
Call us on our 24/7 application hotline to get started. (852) 2233 3052
Scan the QR code to open the HSBC HK App
Find out more
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Important information
To borrow or not to borrow? Borrow only if you can repay!
T&Cs apply.