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HSBC Pulse UnionPay Dual Currency Diamond Credit Card

Get up to $1,100 RewardCash when you apply for an HSBC Pulse UnionPay Dual Currency Diamond Credit Card. T&Cs apply

Enjoy extra rewards, great deals and flexible payment on local and mainland China spending

Manage your spending with ease and enjoy fabulous rewards at home, in mainland China or beyond.

Welcome offers
  • Up to $800 RewardCash[@cards-welcomeoffer]
  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
  • Extra $100 RewardCash by using the QR Code Payment function in HSBC Reward+[@cards-rewardplus-qrcode-100rc]
  • First 2-year annual fee waiver

Key benefits

Earn up to 4.4% RewardCash

Get up to 4.4% exclusive RewardCash rebate every time you make a purchase in Mainland China and Macau—learn more about earning extra rebates

Easy QR code payments with $100 RewardCash rebate

Display the QR code or scan the merchant's QR code in the Reward+ app to complete transactions in mainland China, Hong Kong, Macau or anywhere that accepts UnionPay QR codes, without having to show the physical card—earn $100 RewardCash in rebates when you make 5 or more QR code payment transactions of HKD/RMB30 or more each; T&Cs apply.

Enjoy these exclusive benefits

Overseas and Mainland China spending rewards

  • Up to extra 2% exclusive RewardCash rebate for spending made through QR Code Payment and/or Mobile Payment in Mainland China and Macau. No spending requirement is required. T&Cs apply.
  • Enjoy up to 2.4% RewardCash on Red Hot Rewards of Your Choice when you select Overseas and Mainland China Spending as your chosen spending categories. Together with our new ‘Red Hot Rewards of Your Choice Bonus Boost’, you can earn up to an extra $3,000 RewardCash all year round! Check out the offer details.
  • Get the mark up fee waived for transactions in Renminbi and Macau Pataca.

Additional benefits you can enjoy

  • One card, dual currency
    Enjoy flexible payments in Hong Kong dollars and renminbi without worrying about exchange rate fluctuations.
  • Enjoy overseas medical, travel assist and concierge services (Assist Services)
    Need some help while you're abroad? We're just a call away. Our Assist Services—Emergency Medical Assistance, Emergency Travel Assistance, and Concierge Service—are ready to lend a hand.
  • Foreign currency transaction fee waiver
    Save 1.95% in fees on every renminbi and Macau pataca transaction.
  • Activate your virtual card once your application has been approved
    Once your application has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Apply online now

Frequently asked questions


    To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.