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HSBC Pulse UnionPay Dual Currency Diamond Credit Card

Get up to $1,000 RewardCash when you apply for an HSBC Pulse UnionPay Dual Currency Diamond Credit Card now. T&Cs apply

Enjoy extra rewards, great deals and flexible payment on local and mainland China spending

Manage your spending with ease and enjoy fabulous rewards at home, in mainland China or beyond.

Welcome offers
  • Apply online to get up to $800 RewardCash[@cards-welcomeoffer]
  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
  • First 2-year annual fee waiver

'Red Hot Show Pass' - Exclusive booking privileges for the hottest theatre show as a welcome offer

Apply online for an Eligible Credit Card and register via designated website to unlock our welcome offer.

  • Stand a chance to buy extra reserved tickets for HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You'.

You can also earn up to $1,000 RewardCash when you meet the designated spending requirement.

Valid till 31 July 2025, for new and existing credit card customers. T&Cs apply.

Key benefits

Earn up to 4.4% RewardCash

Get up to 4.4% exclusive RewardCash rebate every time you make a purchase in Mainland China and Macau—learn more about earning extra rebates

Enjoy these exclusive benefits

Overseas and Mainland China spending rewards

  • Up to extra 2% exclusive RewardCash rebate for spending made through QR Code Payment and/or Mobile Payment in Mainland China and Macau. No spending requirement is required. T&Cs apply.
  • Enjoy up to 2.4% RewardCash on Red Hot Rewards of Your Choice when you select Overseas and Mainland China Spending as your chosen spending categories. Check out the offer details.
  • Get the mark up fee waived for transactions in Renminbi..

Additional benefits you can enjoy

  • One card, dual currency
    Enjoy flexible payments in Hong Kong dollars and renminbi without worrying about exchange rate fluctuations.
  • Enjoy overseas medical, travel assist and concierge services (Assist Services)
    Need some help while you're abroad? We're just a call away. Our Assist Services—Emergency Medical Assistance, Emergency Travel Assistance, and Concierge Service—are ready to lend a hand.
  • Foreign currency transaction fee waiver
    Save 1.95% in fees on every renminbi and Macau pataca transaction.
  • Activate your virtual card once your application has been approved
    Once your application via digital channels has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Apply online now

Frequently asked questions

Notes

    To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.