Enjoy extra rewards, great deals and flexible payment on local and mainland China spending
Manage your spending with ease and enjoy fabulous rewards at home, in mainland China or beyond.


'Red Hot Show Pass' - Exclusive booking privileges for the hottest theatre show as a welcome offer
Apply online for an Eligible Credit Card and register via designated website to unlock our welcome offer.
- Stand a chance to buy extra reserved tickets for HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You'.
You can also earn up to $1,000 RewardCash when you meet the designated spending requirement.
Valid till 31 July 2025, for new and existing credit card customers. T&Cs apply.
Key benefits
Enjoy these exclusive benefits

Overseas and Mainland China spending rewards
- Up to extra 2% exclusive RewardCash rebate for spending made through QR Code Payment and/or Mobile Payment in Mainland China and Macau. No spending requirement is required. T&Cs apply.
- Enjoy up to 2.4% RewardCash on Red Hot Rewards of Your Choice when you select Overseas and Mainland China Spending as your chosen spending categories. Check out the offer details.
- Get the mark up fee waived for transactions in Renminbi..
Additional benefits you can enjoy
- One card, dual currencyEnjoy flexible payments in Hong Kong dollars and renminbi without worrying about exchange rate fluctuations.
- Enjoy overseas medical, travel assist and concierge services (Assist Services)Need some help while you're abroad? We're just a call away. Our Assist Services—Emergency Medical Assistance, Emergency Travel Assistance, and Concierge Service—are ready to lend a hand.
- Foreign currency transaction fee waiverSave 1.95% in fees on every renminbi and Macau pataca transaction.
- Activate your virtual card once your application has been approvedOnce your application via digital channels has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
Things you should know
Eligibility
An annual income of HKD120,000 or above