Revolving credit for evolving needs
Our Revolving Credit Facility offers you the flexibility of unlimited withdrawals within the credit line and setting your own credit repayment schedule. You'll only pay interest on the credit you use, and the credit limit will be restored automatically after each repayment.
- Fast loan application approval and withdrawal
- No fixed repayment period
- Pay interest for only what you use
Your first 3 months
1.90% p.a.[@loans-for-the-first-three-months]
APR
1.91%[@loans-for-the-first-three-months]

Limited time offer
- First-year annual fee waiver[@loans-annualwaiver] and up to HKD200 cash rebate[@loans-applyonline] [@loans-submitsupport]
- Successfully apply for a Revolving Credit Facility to enjoy an introductory rate of 1.90% p.a. (APR 1.91%[@loans-for-the-first-three-months]) for first 3 months.
What you need to know before you borrow
What to consider before getting a loan
Read about the 5 things you should think about or double-check before you apply for a loan
Which of HSBC's lending solutions is your right match?
Find a suitable lending product to match with your specific needs by answering a few simple questions
Tax loans vs. instalment loans
Compare between these two types of personal loans and see which one suits your purposes better
Things you should know
Eligibility
To apply for an HSBC Revolving Credit Facility, you must:
- be a Hong Kong resident
- be at least 18 years old
- have a monthly income of at least HKD5,000
Apply now
Via HSBC Online Banking
Log on to HSBC Online Banking to apply online.
Apply over the phone
Call us on our 24/7 application hotline to get started.
Find out more
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