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Savings Accounts

Hong Kong Dollar Savings Account

Use your savings flexibly for transactions and withdrawals, and earn interest on your balance.
  • Start earning interest with just HKD5,000
  • Access your account via branches, phone banking, Mobile and Online Banking

Renminbi Savings Account

Deposit and withdraw renminbi with a simple, flexible savings account that gives you easy access.
  • Earn interest from your daily balance
  • Earn bonus interest1 on your account if your Total Relationship Balance is HKD1,000,000 or above
  • Easy to set up standing instructions to make regular payments automatically

Foreign Currency Savings Account

Manage your foreign currencies flexibly while earning interest on your balance.
  • Open your account with the equivalent of USD1,000 in 10 major currencies2
  • Take advantage of favourable interest rate movements and exchange rate movements between currencies
  • See your transaction details easily in one monthly statement3
  • Access your account via branches, phone banking, Mobile and Online Banking

Children Savings Account

Kick-start good saving habits, offering at-a glance online statements and earn interest on their balance.1
  • No fees or minimum balance
  • Free ATM card for flexible transactions and withdrawals
  • Earn interest from your daily balance

Have you considered

All-in-one integrated account for deposits, credit cards, investment, insurance etc. You’ll have access to a comprehensive range of services, including foreign currency deposits and Renminbi services. A single, easy-to-read monthly statement helps you grasp your complete financial situation at a glance.


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1 The balance of Renminbi Savings Account will be included in the calculation of the Total Relationship Balance. Bonus interest rate will be applied if the customer's Total Relationship Balance is over HKD1,000,000.

2 10 major currencies include Australian dollar, Canadian dollar, Euro, Japanese yen, New Zealand dollar, Pound Sterling, Singapore dollar, Swiss franc, Thai baht and US dollar.

3 Applicable to Integrated Account and Statement Savings Account only.

When processing any cash transactions, we may ask for transaction details and supporting documents. This better protects you from fraud and defends the integrity of the financial system. We’ll keep all information and required documents confidential and use it to understand the transaction only.

Risk Disclosure

Currency conversion risk - the value of your foreign currency and renminbi deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your renminbi deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to renminbi, you may suffer loss in principal. 

Investment involves risks. Past performance of investment products are no guide to future performance. For details of the investment products and the investment-linked insurance plan, their related fees and charges and risk factors, please refer to the individual product materials/ offering documents.