Hong Kong Dollar Savings Account

Use your savings flexibly for transactions and withdrawals, and earn interest on your balance.
  • Start earning interest with just HKD5,000
  • No monthly service fee if you maintain a balance of more than HKD5,000 (rolling average of previous 3 months, if not you'll pay a fee of HKD50)
  • Access your account via branches, phone banking, online and mobile

How to Apply



Renminbi Savings Account

Deposit and withdraw renminbi with a simple, flexible savings account that gives you easy access.
  • Earn interest from your daily balance
  • Earn bonus interest1 on your account if your Total Relationship Balance is HKD1,000,000 or above
  • Easy to set up standing instructions to make regular payments automatically

How to Apply



Foreign Currency Savings Account

Manage your foreign currencies flexibly while earning interest on your balance.
  • Open your account with the equivalent of USD1,000 in 10 major currencies2
  • Take advantage of favourable interest rate movements and exchange rate movements between currencies
  • See your transaction details easily in one monthly statement3
  • Access your account via branches, phone banking, online and mobile

How to Apply




1 The balance of Renminbi Savings Account will be included in the calculation of the Total Relationship Balance. Bonus interest rate will be applied if the customer's Total Relationship Balance is over HKD1,000,000.

2 10 major currencies include Australian dollar, Canadian dollar, Euro, Japanese yen, New Zealand dollar, Pound Sterling, Singapore dollar, Swiss franc, Thai baht and US dollar.

3 Applicable to Integrated Account and Statement Savings Account only.


Risk Disclosure

Currency conversion risk - the value of your foreign currency and renminbi deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your renminbi deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to renminbi, you may suffer loss in principal. 

Investment involves risks. Past performance of investment products are no guide to future performance. For details of the investment products and the investment-linked insurance plan, their related fees and charges and risk factors, please refer to the individual product materials/ offering documents.