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Foreign Exchange

Trade foreign currencies anytime, anywhere through HSBC's one-stop service platform

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FX and time deposit offer: get up to 11% p.a. interest rate

Enjoy a bonus deposit rate of +0.5% p.a. on top of prevailing preferential rates when you exchange currencies and place them in a 1-week time deposit using the HSBC HK App. T&Cs apply. Currency conversion involves risk.

Foreign Exchange and Trading

Meet your foreign currency needs for traveling, investing, living or studying abroad, or earn potential returns via currency trading. You can trade currencies to gain potentially higher interest returns and capital appreciation by holding non-HKD currencies.

Benefit from our priviledged services

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Exchange currencies at your ease

  • Exchange currencies around the clock1 on mobile and online banking wherever the global FX market is open

  • Save and manage up to 11 major foreign currencies with our all-in-one accounts2

  • Use our Order Watch service to convert funds automatically and/or to receive alert when your target FX rate is reached3

Travel worry-free

  • Skip the queue and withdraw RMB, JPY, USD and EUR around the clock from one of our foreign currency ATM

  • HSBC Jade and HSBC Premier customers can also pre-order foreign currency online and collect at their preferred HSBC Premier Centre

  • HSBC Jade clients can also make use of the exclusive HSBC Jade Mastercard debit card, and use 12 different currencies to settle transactions at no additional fee. Find out more

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Easy global banking

  • Discover our HSBC Global Transfers service4 (free of charge for Premier, Jade, and HSBC One)

  • Check balances and transfer currencies between your HSBC accounts worldwide

  • Make instant transfers to eligible third-party, like friends and family's HSBC accounts abroad

Put your money to work

  • Get a better interest rate than a savings account on your foreign currency with our Time Deposits

  • Make use of our FX insights to keep up to date on currency movements and directions

  • Invest in other investment products to capture opportunities from exchange rate movements and diversify your portfolio

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Start trading

Don't have the HSBC HK App? Download now to stay on top of your finances even when you're on the go.

  1. The service hour (exclude USD/CombiNation Passbook Savings account) is from Monday 5 am to Saturday 4.59 am and Saturday 8 am to 4.30 pm. For USD/CombiNation Passbook Savings accounts, the service hour is from Monday to Friday 8 am to 7 pm and Saturday 8 am to 4.30 pm. However, the service is not available on 1 January, 25 December, 12 midnight to 7.59 am on 26 December and 2 January and when a Black Rainstorm Warning Signal or Typhoon No. 8 signal or above has been hoisted.
    If your forward-dated instruction falls on a business day on which the Black Rainstorm Warning Signal or Typhoon #8 or above Signal is hoisted, your said instruction may be processed on the same day or the next business day depending on whether the Signal is lowered that day and if so, at what hours. Please always check your HSBC personal internet banking email box for the status of your transaction. The reference to "business day" means a day, other than a Sunday or public holiday, on which banks are open for general business in Hong Kong.
  2. Major currencies include Australian Dollar, Canadian Dollar, Euro, Japanese Yen, New Zealand Dollar, Pound Sterling, Singapore Dollar, Swiss Franc, Thai Baht, US Dollar, and Renminbi.
  3. FX Order Watch Trading Services is exclusively provided to HSBC Premier and HSBC One customers only.
  4. HSBC Global Transfers is an instant transfer to self-named or third-party overseas HSBC accounts exclusively available to HSBC Jade, Premier and One customers. Please refer to "HSBC Global Transfers Supported Countries/regions and Fee Tariff" for the list of supported countries/regions.