Mobile Cheque Deposit

A few taps, take a photo and you're all set!

Select your preferred deposit account, enter your cheque details and take a photo of your cheque via the HSBC HK Mobile Banking App to deposit your cheque.

Quick cheque deposit at your fingertips

Your bank in your pocket

You can now make a quick cheque deposit via your HSBC HK Mobile Banking app.
Deposit cheques 24/7

Deposit your HKD cheques from HSBC or Hang Seng Bank 24 hours a day. Enjoy extended cheque deposit cut-off time until 5:30pm on business days¹ and get clearance² within 2 business days¹.
Instantly see your deposit

If you submit your cheque deposit before 5:30pm on business days¹, you will instantly see your deposit³ under 'Transaction History' on your app.

¹ Business days refer to Mondays to Fridays except public holidays.

² If Typhoon Signal No. 8 or above and/or Black Rainstorm Warning is issued by the Hong Kong Observatory, or an “Extreme Conditions“ is announced by the HKSAR Government, cheque processing and clearing arrangement may be different. Please refer to the FAQ for details.

³ Please note that the account ledger balance will be updated to include the corresponding amount once the cheque is deposited and the funds will be made available only when the cheque is successfully cleared.

Get the app

Download the app now Download the HSBC HK Mobile Banking app This link will open in a new window

How can I deposit my cheques via the app?

You can deposit your cheques via the app by following these steps:

Screenshot of HSBC HK Mobile Banking App; Focus on the "Transfer & Bill Payment" and "Deposit Cheque" options.

1. Select 'Pay & Transfer' at the bottom of the screen and select 'Cheque deposit'.

Screenshot of the HSBC HK mobile banking app; the page for selecting a deposit account is displayed.

2. Select your preferred account for the cheque deposit.

Screenshot of the HSBC HK Mobile Banking app; Focus on the "Capture Your Cheque" option.

3. Enter the cheque amount, then select 'Take a photo of your cheque'. Make sure you take a picture of both the front and back of your cheque.

Screenshot of the HSBC HK mobile banking app; showing the Deposit Cheque page.

4. Select 'Continue' and review your transaction information.

Screenshot of the HSBC HK mobile banking app; the verification information page is displayed.

5. Select 'Confirm' to submit your cheque deposit request.

Frequently asked questions

We accept cheques that meet these 5 criteria:

Issued in Hong Kong Dollars
Issued to you
Issued from either HSBC or Hang Seng Bank
The cheque amount does not exceed HKD100,000
The cheque contains cheque verification number (an identification number printed on the left at the front of the cheque)

Please note that there are daily limits on the number of cheques and the total cheque amount you can deposit via the app.

Only HKD savings and current accounts are eligible to receive cheques via the app. Below are the supported accounts:

HSBC Premier HKD Current Account
HSBC Premier HKD Savings Account
HSBC One HKD Current Account
HSBC One HKD Savings Account
Personal Integrated Account HKD Current
Personal Integrated Account HKD Savings
HKD Savings Account (Passbook)
Super Ease Account
University Student Account
Cash Card Account
HKD Current Account
HKD Statement Savings Account

You can deposit up to 20 cheques with an upper limit of HKD100,000 per cheque and a maximum value totaling HKD100,000 per business day*.

If your deposit request exceeds HKD100,000 in total, please make the deposit via our Cheque Deposit Machine or at branches. You can use the branch finder to locate your nearest one.

Please note that your limits will be automatically reset on business days* at the cut-off time, 5:30pm.

* Business days refer to Mondays to Fridays except public holidays.

If severe weather conditions are in effect before 9:00am and cancelled after 12:00pm on a business day (ie Monday to Friday except public holidays), only those cheques deposited before the cut-off time on the previous business day will be processed and cleared (the come available balance after 3:00pm upon successful clearance). All other cheques deposited will be processed on the next business day (if not affected by severe weather conditions).

If severe weather conditions are in effect after 9:00am or cancelled before/ at 12:00pm on a business day, cheque will be processed and cleared as usual.

A cheque deposit via the app will be rejected based on any of these reasons:

The cheque is not issued by HSBC or Hang Seng Bank
The name on the cheque and the selected deposit account don't match
The cheque is not in HKD
The input amount via the app and the amount on the cheque don't match
The quality of cheque image is poor
The same cheque has already been deposited
The cheque does not contain cheque verification number (an identification number printed on the left at the front of the cheque)
Other reasons we consider appropriate to reject the cheque deposit

Cheque verification number is an identification number printed on the left at the front of the cheque. The following types of cheques might not have cheque verification number: