Lending to help you reach your financial goals and make the most of life.
Stay in control of your budget with fixed regular monthly repayments.
Get a Personal Instalment Loan now to enjoy an APR as low as 2.25%[@loans-lowannualisedrateoffer] and up to HKD5,300 in cash rebate[@loans-cashrebateeligibility]. Terms and conditions apply.
Types of loans
Consolidate your other loans and credit card balances into a high loan amount of up to 21 times your monthly salary or HKD1.2 million (whichever is lower) without any handling fees
Enjoy a preferential rate by consolidating your other loans and credit cards balances now
Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Redraw at over 1,000 HSBC ATMs, and pay back over a period of up to 60 months
A government loan to help you out if you're unemployed during these tough times
Enjoy a 18-month principal repayment holiday and a full rebate on interest paid