Loans
Lending to help you reach your financial goals and make the most of life.
Apply successfully to enjoy rebates worth up to $16,000 for payroll customers or up to $8,000 for other customers. Plus, enjoy APR as low as 1.99%.
Types of loans
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Enjoy a preferential rate by consolidating your other loans and credit cards balances now
Apply successfully to enjoy HKD100 cash rebate. Get an introductory APR of 2.92%[@loans-introrate] for the first 3 months, plus 50% rebate on 1st month's interest.
Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Redraw at over 1,000 HSBC ATMs, and pay back over a period of up to 60 months
Enjoy preferential financing rates as you pay for your electric vehicle.
What to know before you borrow
Read and find out what you should consider before you apply for a loan
Look at what APR means, why it’s important, and how it's calculated for loans.
Find out how to avoid falling behind on your credit card payment, and how to clear credit card debt.
Facing unexpected financial needs can be daunting. Find out if instant cash loans are good solutions for financial emergencies.
Planning to send your child to study abroad? Explore benefits of studying abroad and student education loan.
Need help?
Find the application and servicing forms you need to take out a loan, and the terms and conditions for the loan
Find a suitable lending product to match with your specific needs by answering a few simple questions
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Notes
To borrow or not to borrow? Borrow only if you can repay!