Loans
Lending to help you reach your financial goals and make the most of life.
Unlock your financial potential with fixed regular monthly repayments for better budgeting.
From 10 July 2024 to 6 August 2024, you can enjoy below offers upon successful application:
- New-to-Lending Customer offer: Up to HKD10,300 cash rebate
- Existing-to-Lending Customer offer: Up to HKD8,300 cash rebate
Types of loans
Consolidate your other loans and credit card balances into a high loan, without any handling fees, to optimise your financial potential.
Enjoy a preferential rate by consolidating your other loans and credit cards balances now
Unlock readily available credit – spare cash you can withdraw at any time, on your own schedule at 2.90% p.a. for your first 3 months, and at 2.92% APR[@loans-introrate]
Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Redraw at over 1,000 HSBC ATMs, and pay back over a period of up to 60 months
Enjoy preferential financing rates as you pay for your electric vehicle.
What to know before you borrow
Read and find out what you should consider before you apply for a loan
Read about the 5 things you should think about or double-check before you apply for a loan
Learn the differences between a tax loan and an instalment loan to see which one fits your purposes better
Look at what APR means, why it’s important, and how it's calculated for loans.
Planning to send your child to study abroad? Explore benefits of studying abroad and student education loan.
Learn how a tax loan differs from a personal loan, and what to look out for before you take out a tax loan
Need help?
Find the application and servicing forms you need to take out a loan, and the terms and conditions for the loan
Find a suitable lending product to match with your specific needs by answering a few simple questions
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Notes
To borrow or not to borrow? Borrow only if you can repay!