Pay by instalments for your spending while earning rewards
Our Interest-free Merchant Instalment Plan let you spend by instalments on your HSBC credit card[@cards-mip-designated-cards] at over 4,500 designated outlets[@cards-purchasehotspots] while earning rewards as you do!
- No interest, no handling fees, no worries
- Split your bills at checkout, and pay them over 3 to 36 months
- Make the most of the plan at designated restaurants and physical and online outlets. See the available merchants on the HSBC Reward+ app.
Pay by instalments and earn up to $200 RewardCash plus HKD150 e-vouchers
- Enjoy an extra $100 RewardCash when you set up a new merchant instalment (including the use of Visa Instalments) of HKD1,000 or above for the first time. T&Cs apply.
- Earn an extra $100 RewardCash when you pay a transaction of HKD1,000 or above using Visa Instalments. T&Cs apply.
- Get an extra HKD100 e-voucher when you spend HKD1,000 or above in designated categories and pay by Visa Instalments at German Pool E-store. T&Cs apply.
- Get an extra HKD50 e-voucher when you spend HKD1,000 or above and pay by Visa Instalments at Catalog, Columbia, Crocs, Go Wild and Marathon Sports online shops. T&Cs apply.
Perks you'll love
Visa Instalments
Exclusive to HSBC Visa credit card customers - pay online by interest-free merchant instalments during check-out at an array of designated outdoor, fashion and lifestyle merchants to enjoy more flexibility.
iPhone 14 Pro. Pro. Beyond.
Available with iPhone for Life - you can always have the latest iPhone at affordable monthly instalments. Simply pay for it with your HSBC credit card at designated merchants, and after 24 months, you have the option to keep the iPhone or upgrade to the latest model. It's your iPhone, your choice!
Festive dining deals
Treat yourself and your loved ones this season, and pay the bill by instalments over a 3-month period. Book a table at featured restaurants now!
Shop online and offline
Shop at over 4,500 merchant hotspots and pay for your purchases by instalments.
- Enjoy a more flexible shopping experience at physical stores and online merchants where you can pay in instalments
- Explore products across a wide range of categories including daily living, gadgets and electronics, and luxury goods
Don't have the HSBC Reward+ app yet?
Don't miss out on the latest offers and available merchants you could use our Interest-free Merchant Instalment Plan at. Download the HSBC Reward+ app now to check them out and use your RewardCash, anytime and anywhere.