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Pay and Transfer

Save time by managing your transfers and payments online.

Make easy transfers and payments in just a few steps

We know how important it is for you to have access to your money anytime, anywhere. You can make a local or international fund transfer, or a bill payment, all online, in just a few easy steps. Simple, seamless, straightforward - just the way it should be.

Pay and Transfer options

A couple is checking online banking services on a mobile phone; image used for HSBC Local Money Transfer
about local money transfer

Transfer funds 24 hours a day to any bank account in Hong Kong quickly and easily or transfer-in from your accounts maintained at other selected local banks to your HSBC accounts via Electronic Direct Debit Authorisation (eDDA) with your HSBC Online and Mobile Banking.

A couple is making an online bank transfer on a laptop; image used for HSBC International Transfers
about international transfer

Send money between countries/regions in just a few simple steps. Save time and money by completing transactions from home.


Make instant transfers to accounts worldwide. You can choose to make telegraphic transfers, or use HSBC Global Transfers through HSBC Online and Mobile Banking.


Enjoy the convenience of using FPS outside Hong Kong. You won't need to exchange any local currency before you travel as you can now pay for your purchases abroad via FPS on your HSBC HK App.

A lady is checking her bills while holding her puppy; image used for HSBC Bill Payments
about bill payments

Pay at a wide range of merchants including utilities, telephone, government and charities online using your HSBC bank account or credit card.

A woman is making a funds transfer from her laptop at home; image used for HSBC autoPay
about autoPay

Enjoy peace of mind with a regular payment instruction, sending funds to a third party on designated dates for specified amounts.

A smiling woman looking at her laptop; image used for HSBC’s e-Cheque services.
about eCheque

A smarter way to manage your cheques. e-Cheque is the electronic counterpart of paper cheque, and is issued and presented in digital form.

Related products


Whether you are buying or selling you can work out how much you will get for telegraphic transfers or banknotes.


HSBC Global Private Banking, HSBC Premier Elite, HSBC Premier or HSBC One can set their own target rate and automatically make transactions when the rate is hit.


Top up your HSBC accounts directly through HSBC Online or Mobile Banking from your same-name accounts maintained at other selected local banks anytime.


Take a photo of your cheque via the HSBC HK Mobile Banking App to deposit your cheque.

More ways to transfer money

By phone

HSBC Global Private Banking customers
(852) 2233 3033

HSBC Premier Elite customers
(852) 2233 3033

HSBC Premier customers
(852) 2233 3322

Other customers
(852) 2233 3000