Flexible dual currency payments locally and in mainland China
Manage your spending at home, in mainland China and beyond all on a single card.
Welcome offers
- Up to $600 RewardCash[@cards-welcomeoffer]
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
- First 2-year annual fee waiver


'Red Hot Show Pass' - Exclusive booking privileges for the hottest theatre show as a welcome offer
Apply online for an Eligible Credit Card and register via designated website to unlock our welcome offer.
- Stand a chance to buy extra reserved tickets for HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You'.
You can also earn up to $800 RewardCash when you meet the designated spending requirement.
Valid till 31 July 2025, for new and existing credit card customers. T&Cs apply.
Key benefits
Additional benefits you can enjoy
- One card, dual currencyEnjoy flexible payments in Hong Kong dollars and renminbi without worrying about exchange rate fluctuations.
- Fabulous worldwide UnionPay offersEnjoy dining, shopping and other fabulous offers with your HSBC UnionPay Dual Currency Credit Card all over the world! For details, please visit the UnionPay website.
- Activate your virtual card once your application has been approvedOnce your application via digital channels has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
- Foreign currency transaction fee waiverSave 1.95% in fees on every renminbi transaction.
- Enjoy medical and travel assist services (Assist Services)Need some help while you're in mainland China? We're just a call away. UnionPay's Assist Services—Emergency Medical Assistance and Emergency Travel Assistance—are ready to lend a hand.
Things you should know
Eligibility
An annual income of HKD60,000 or above