HSBC UnionPay Dual Currency Card

HSBC UnionPay Dual Currency Credit Card

Manage your spending at home, in China and beyond on a single card.

Eligibility:

Annual income of HKD60,000 or above

Welcome offer: Apply online to get up to $900 RewardCash, including:

Extra RewardCash

  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category

Others

  • Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations

Don't miss out on dining and shopping offers and discounts you get with your HSBC UnionPay Dual Currency Credit Card all over the world.

How to apply

What else should I know?

Card offers and rewards

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Catch the latest fabulous credit card offers.

Two ladies have just finished shopping; image used for HSBC Reward Cash Program.
 

Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.

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Enjoy exclusive discounts on dining, shopping, travel and more.

Privileges for HSBC Dual Currency Credit Card
 

Medical, Travel Assist and Concierge Service ("Assist Service")

  • Emergency Medical Assistance - The Assist Service can provide medical advice over the phone, make referrals of clinics or hospitals, and arrange hospital admission upon request. If the situation requires, the Assist Service can arrange your family to visit or evacuate you to a centre of medical excellence. 
  • Emergency Travel Assistance - If you lose your luggage, passport or credit cards while travelling, the Assist Service can refer you to the appropriate authorities involved. In emergency cases, the Assist Service can also assist you in making flight or hotel reservation, interpreting or transmitting messages to your families. 

The service is within China only. Please click here for details.
 

Simply call (852) 2169 0108 for details of the Assist Service or making related arrangements. 

 

Repayment methods

You’ll need to settle your Hong Kong dollar and Renminbi account balances separately for this card. If you overpay on one account, it will not be credited to the other account.

If you pay Hong Kong dollars into your Renminbi account, we’ll convert the amount to Renminbi at the prevailing rate of exchange determined by the Bank on the date of payment processing. Because of exchange rate fluctuations, we advise you to have enough funds available to prevent repayment shortfall, as this could lead to finance and/or other charges.

Repayment Options
Payment options

Hong Kong dollar card account

Payment in Hong Kong dollar

Renminbi card account
Payment in Renminbi

Renminbi card account
Payment in Hong Kong dollar

Personal Internet Banking
 
 
 
Phone banking
 
Not applicable
Not applicable
PPS
 
Not applicable
Not applicable
ATM
 
Not applicable
Not applicable
Autopay
 
 
 
Cheque*
 
Not applicable
 
Pay at counter
 
  
 
Cash deposit machine 
 
Not applicable
Not applicable
Cheque deposit machine
 
Not applicable
Not applicable
Repayment Options
Payment options
Personal Internet Banking

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

 
Renminbi card account
Payment in Hong Kong dollar

 
Payment options
Phone banking

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

Not applicable
Renminbi card account
Payment in Hong Kong dollar

Not applicable
Payment options
PPS

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

Not applicable
Renminbi card account
Payment in Hong Kong dollar

Not applicable
Payment options
ATM

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

Not applicable
Renminbi card account
Payment in Hong Kong dollar

Not applicable
Payment options
Autopay

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

 
Renminbi card account
Payment in Hong Kong dollar

 
Payment options
Cheque*

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

Not applicable
Renminbi card account
Payment in Hong Kong dollar

 
Payment options
Pay at counter

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

  
Renminbi card account
Payment in Hong Kong dollar

 
Payment options
Cash deposit machine 

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

Not applicable
Renminbi card account
Payment in Hong Kong dollar

Not applicable
Payment options
Cheque deposit machine

Hong Kong dollar card account

Payment in Hong Kong dollar

 
Renminbi card account
Payment in Renminbi

Not applicable
Renminbi card account
Payment in Hong Kong dollar

Not applicable

*Cheque deposit at counter

Important Information

Starting from 30 June 2019, we will be extending contactless payment function to all new, replacement and renewal cards of HSBC UnionPay Dual Currency Credit Card by phases to provide you with added convenience. If you wish to opt out of the contactless payment function, you may fill out the Credit Card Contactless Payment Function Amendment Form downloadable from Forms and Documents Download on our website or contact our Customer Service Centre at (852) 2233 3000.

More information

Contact us

By phone

HSBC Premier customers
(852) 2233 3322

HSBC Advance customers
(852) 2748 8333

Other customers
(852) 2233 3000

Credit card activation
(852) 3163 0688

Credit card offers
(852) 2748 8033

To borrow or not to borrow? Borrow only if you can repay!

Please note that we do not appoint any third parties to refer credit card applications to us and will not process any credit card application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at (852)2233 3000.