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Life protection

Safeguard your family's financial security and pass on your wealth

Assurance at every stage of life

Whether you're looking to protect your family against the unforeseeable or plan for your legacy, HSBC Life can meet your life stage needs with our comprehensive life insurance plans.

Why HSBC life protection

Financial certainty for your family

Ensure that your family's finances will be taken care of in the event you pass away

Preserve your legacy

Grow your wealth and pass on an inheritance to the next generation

Get additional coverage

Get extra peace of mind with complementary or add-on coverage for critical illness, accidental death and more

Find the coverage you need


Term life insurance you can tailor with additional benefits like critical illness cover, hospital cash and more—available online only 


A life insurance policy offering greater life protection for the first 20 years


Get a cash lump sum to subsidise your mortgage if you pass away[@covermortgageofdeath]


A long-term universal life insurance plan offering comprehensive protection and the flexibility to partially withdraw cash[@withdrawal] while building a cash fund 


A comprehensive policy that offers you life protection, potentially increases your savings and helps you plan your legacy


Customisable universal life insurance plans that help you preserve your wealth and pass on your legacy

Suggested articles

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A checklist to help you find and buy the policy that best suits your needs

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At different stages of life, you may need different types of insurance to cover your needs

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See how life insurance plans can help you with legacy planning, from wealth protection to estate equalisation 

Need help?

Get in touch

Get personalised support from our Insurance Specialists. You can book a face-to-face appointment or meet with us over video.

Or call us on (852) 2233 3130. Lines are open 11:00am to 7:30pm, Mondays to Fridays except public holidays.

HSBC Premier Elite or Premier customer?

Contact your Premier Elite Director or Relationship Manager. HSBC Premier customers can also call us on (852) 2233 3322.

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    The above products are underwritten by HSBC Life (International) Limited ("HSBC Life") which is authorised and regulated by the Insurance Authority ("IA") to carry on long-term insurance business in the Hong Kong SAR. They are not a bank deposit or bank savings plan. Please refer to the product brochure for detailed features and the policy provisions for the detailed terms and conditions. Policyholders are subject to the credit risk of HSBC Life and early surrender loss.

    HSBC Life is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an agency of HSBC Life for the distribution of life insurance products in the Hong Kong Special Administrative Region. These products are products of HSBC Life but not HSBC and it is intended only for sale in the Hong Kong SAR.

    In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between HSBC Life and you directly.