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Home and Helper Insurance

Cover for your most treasured possessions and home. Also have peace of mind and be a responsible employer with Helper insurance.

Explore a range of plans designed to provide your home and its contents with extensive coverage, no matter if you're a homeowner, landlord or tenant.

  • Cover home contents for up to HKD2 million
  • Get personal liability coverage for you and your family for up to HKD20 million
  • New for old: Replace your damaged or lost items with a new one of similar value before their depreciation

Limited time offers:

  • Successfully apply online by 31 Dec 2021 to enjoy 20% off your first year premium, 15% off for the second year.
  • Additional Smartech Round Air 2 In 1 UV HEPA Air Purifier And Circulation Fan * will be offered to whom successfully apply to Plans 3-4 on or before 31 July 2021.
  • Additional HKD200 Wellcome Supermarket Cash Vouchers would be offered to whom successfully apply ResidenceSurance and at least one of the designated general insurance products^ choosing annual payment mode by 31 Aug 2021.
  • Additional protection for loss or personal liability arising from fire or typhoon including free extra 50% sum insured for Household Contents and Personal Liability for Plans 1-4 or free extra 3 months’ protection for Loss of Rent for Plans A-B will be offered to existing customers or whom successfully apply by 31 Oct 2021.

* This welcome gift applies to Plans 3-4 only.

^ Designated general insurance products include MultiTrip TravelSurance, Fire Insurance, Helper Insurance, AccidentSurance or Motor Insurance. Not applicable to ResidenceSurance for Mortgage and Mortgage Fire Insurance.

The customer must be in Hong Kong at the time of application. T&Cs apply

Get comprehensive domestic helper insurance with additional benefits that cover your legal obligations as a responsible employer.

  • Obtain up to HKD100 million in employees' compensation for your your helper
  • Be fully protected against hospital expenses, personal effects and repatriation costs with our Basic Plan and Comprehensive Plan
  • Choose our Comprehensive Plan to access even more options for clinical and dental expenses, protection against fraud, dishonesty and personal liability

Protect your home against damage or loss from catastrophes such as fires or typhoons.

  • Receive coverage to rebuild your home if it's damaged by fire, lightning, typhoon, rainstorm or flood
  • Safeguard your home against risks such as landslides and subsidence
  • Choose from two different fire insurance plans depending on the level of coverage you need

Making Claims And Making Changes

Manage your policy online

At HSBC, we understand life never stands still. Which is why you can make changes to your policy online anytime


It's easy to:

- check or review your policy details

- change your payment instructions, including your premium payment account, payment method or payment frequency

- review your claims history


You can also call our Insurance Service Hotline at (852) 2867 8678

Make a claim

Sometimes life doesn’t go according to plan and you’ll want to make an insurance claim as soon as possible.


You may submit a claim online anytime or call our claims hotline on (852) 2867 8678 should you require any help.

Have You Considered

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