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HSBC EveryMile Credit Card

Receive up to $1,000 RewardCash (or 20,000 miles) when you apply for an HSBC EveryMile Credit Card now. T&Cs apply.

Credit Card Key Facts Statement 

Earn miles faster and spend them the way you want

Earn unlimited miles at a rate as low as HKD2 = 1 mile, and enjoy a wide range of complimentary travel perks.

Welcome offers
  • Apply online to get up to $800 RewardCash (or 16,000 miles)[@cards-welcomeoffer]
  • Earn miles at a rate as low as HKD0.4 = 1 mile[@cards-milescalculation]
  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
  • Enjoy an "Interest-free Payment Holiday" for the first two months[@cards-em-payment-holiday-offer]
  • First year annual fee waiver[@cards-annualfeewaiver]
Apply now

Got any travel expenses to settle from your trip?

Enjoy exclusive 20% off ($1 RewardCash = HKD1.25) when you settle your travel expenses at designated merchants using your RewardCash. Use the 'Pay with RC' function on the HSBC Reward+ app with your HSBC EveryMile Credit Card now! T&Cs apply.

See our list of designated merchants.

Earn and enjoy rewards, no matter where you are

Make your spending go the extra mile

Earn miles on designated everyday and travel spends. Every HKD2 spent is worth 1 mile[@cards-preferentialrate] (at selected cafés & light meals, local transportation, cross-border transportation and travel services[@cards-designatedeverydayspend])—see our full merchant list (PDF)

Shop and spend towards your next trip

Spend locally and abroad, and earn miles at a rate of every HKD5 = 1 mile to make your next vacation even more memorable.

Flexible RewardCash conversion[@cards-everymilerewardplus]

Use the Reward+ App to convert your RewardCash at a preferential rate[@cards-preferentialrate] to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners.

Enjoy these exclusive benefits

Travel benefits

  • Up to 10% off on bookings at Trip.com: Enjoy 10% off worldwide hotel booking, 3% off flight ticket purchases and 2% off bundled flight and hotel bookings through Trip.com. T&Cs apply.
  • Treat yourself with up to 6 complimentary access to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets in Hong Kong and overseas, subject to local or overseas spending of HK$4,000 (or equivalent in foreign currencies) within 60 days after each access during the promotion period[@cards-loungelocations].T&Cs apply See full list of lounges and dining outlets (PDF)

Insurance and concierge benefits

  • Protect yourself and accompanying family members with our complimentary multi-trip travel insurance[@cards-axaunderwriting], which also covers baggage and personal effects and trip cancellation. T&Cs apply.

    For queries, please call AXA Insurance Service Hotline at (852) 2894 4680. Read the policy factsheet (PDF) to learn more.

  • Get the support you need no matter where you are, with a dedicated 24/7 Visa concierge hotline[@cards-visaconcierge].

Additional benefits you can enjoy

  • Activate your virtual card once your application has been approved
    Once your application has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Things you should know

Eligibility

An annual income of HKD240,000 or above

Important information 

Apply online now

With HSBC Personal Internet Banking

Log on and apply This link will open in a new window

Without HSBC Personal Internet Banking

Apply as an existing customer This link will open in a new window

New to HSBC

Apply as a new customer This link will open in a new window

View our Credit Card Key Facts Statement.

Frequently asked questions

Will I still earn RewardCash when I pay my bills online? 

Can I redeem RewardCash in online banking? 

Can I add an additional cardholder to my credit card? 

Which frequent flyer and hotel loyalty programmes can I convert my RewardCash into miles or points for? 

Where can I upload supporting documents for my credit card application? 

Get more from your card

Using your credit card  

Make the most of your credit card through our mobile apps, credit card offers and services

  Red Hot Offers This link will open in a new window

Catch the latest fabulous credit card offers

Red Hot Rewards  

RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!

  Year-round offers This link will open in a new window

Enjoy exclusive discounts on dining, shopping, travel and more perks

Notes

    Remarks 

    • To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.
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