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HSBC EveryMile Credit Card

Receive up to $1,000 RewardCash (or 20,000 miles) when you apply and spend with an HSBC EveryMile Card. T&Cs apply.

Earn miles faster and spend them the way you want

Earn unlimited miles at a rate as low as HKD2 = 1 mile, and enjoy a wide range of complimentary travel perks.

Welcome offers
  • Up to $800 RewardCash (or 16,000 miles)[@cards-welcomeoffer]
  • Earn miles at a rate as low as HKD0.4 = 1 mile[@cards-milescalculation]
  • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
  • Enjoy an "Interest-free Payment Holiday" for the first two months[@cards-em-payment-holiday-offer]
  • First year annual fee waiver[@cards-annualfeewaiver]

A two-month “Interest-free Payment Holiday” for new customers

Enjoy an “Interest-free Payment Holiday” as a welcome offer[@cards-em-payment-holiday-offer] on your HSBC EveryMile Credit Card. Skip payment of the first 2-month statements’ balances with no finance charge or late charge incurred to enjoy financial flexibility.

Earn and enjoy rewards, no matter where you are

Make your spending go the extra mile

Earn miles on everyday spending at a rate of every HKD2 = 1 mile [@cards-preferentialrate] (selected local transportation, café and light meals, and online entertainment platforms[@cards-designatedeverydayspend])—see our full merchant list (PDF)

Shop and spend towards your next trip

Spend locally and abroad, and earn miles at a rate of every HKD5 = 1 mile to make your next vacation even more memorable.

Flexible RewardCash conversion[@cards-everymilerewardplus]

Use the Reward+ App to convert your RewardCash at a preferential rate[@cards-preferentialrate] to miles or points across over 15 frequent flyer and hotel loyalty programmes, or redeem free tickets from over 110 airlines—the widest flight redemption coverage in Hong Kong. See our list of partners.

Enjoy these exclusive benefits

Travel benefits

  • Enjoy up to 15% off when you book a hotel anywhere in the world through Agoda[@cards-agodatandc]. Learn more about the offer on Agoda's website.
  • Enjoy HKD300 in spending rebate when you spend HKD5,000 or more in a single transaction on the Cathay Pacific app via Apple Pay[@cards-cathayspendrebate] . T&Cs apply.
  • Treat yourself with 1 complimentary access to the Plaza Premium Airport Lounge[@cards-loungelocations] or free meals at selected airport dining outlets in Hong Kong and overseas during the promotional period. Please refer to the T&Cs for details. See full list of lounges and dining outlets (PDF)

Insurance and concierge benefits

  • Protect yourself and accompanying family members with our complimentary multi-trip travel insurance[@cards-axaunderwriting], which also covers your mobile phone and any trip cancellations. T&Cs apply.

    For queries, please call AXA's dedicated customer service hotline at (852) 2894 4680. Read the policy factsheet (PDF) to learn more.

  • Get the support you need no matter where you are, with a dedicated 24/7 Visa concierge hotline[@cards-visaconcierge].

Additional benefits you can enjoy

  • Activate your virtual card once your application has been approved
    Once your application has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!

Apply online now

Frequently asked questions

Get more from your card

Make the most of your credit card through our mobile apps, credit card offers and services
RewardCash couldn't be easier to earn with an array of offers! Enjoy a wide range of options in redeeming your RewardCash the way you want – to offset purchase transactions, redeem miles, cash vouchers, gifts and more!
Enjoy exclusive discounts on dining, shopping, travel and more perks


    • To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.