Credit Card Guides
Activate your card
A simple guide on how to activate your new HSBC credit card.
Report a lost card
Temporarily block your card, and tell us about a lost card so we can help.
Transaction disputes
Find out how we can help you with merchant disputes or unknown payments.
Credit card limit transfer
Make the best use of your credit card limit – move it between cards without having to provide supporting documents.
Credit limit change
Change your credit limit in a few simple steps.
Credit card rewards and offers
Red Hot offers
Browse the latest Red Hot offers on shopping, dining, travel and more.
T&Cs apply.
RewardCash
Discover all the ways you can earn and burn your RewardCash.
T&Cs apply.
RewardCash eShop
Redeem your RewardCash for shopping vouchers and our hot picks merchandise through the HSBC Reward+ app.
T&Cs apply.
Manage your credit card spending
Spending Instalment Plan
Settle your credit card balance or unbilled purchases with manageable monthly payments.
No supporting documents required. T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Cash Instalment Plan
Convert your available credit limit into cash, or transfer your outstanding balance to your HSBC credit card to settle payments under one monthly instalment plan.
T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Cash Advance
Withdraw cash from your HSBC credit card through ATMs or branch counters to meet your immediate needs.
T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Cash Credit Plan
Convert your available credit limit into cash, or transfer an outstanding card balance to your HSBC credit card, without a fixed payment period or payment amount.
T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Interest-free Merchant Instalment Plan
Shop at 2000+ merchants and pay your purchases through interest-free monthly instalments.
T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Credit card repayment calculator
A simple way to calculate your total credit card repayment if only partial or minimum repayments are scheduled.
Credit card features
HSBC Reward+ mobile app
A dedicated app to use your RewardCash, browse the latest offers and manage payments on the go.
T&Cs apply.
Octopus auto top-up
T&Cs apply.
Mobile payments
Use Apple Pay, Google Pay or Samsung Pay for your purchases and payments.
T&Cs apply.
HSBC Virtual Credit Card
Bring your credit card into digital form. Instant access to your card details via the HSBC HK App so you can start spending on the go.
Note:
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To borrow or not to borrow? Borrow only what you can repay.