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A woman is playing globel; image used for HSBC Mastercard Debit Card.

HSBC Mastercard® Debit Card

From now on, staying in control of your global currencies has become easier than ever

Travelling soon? Enjoy up to 1% cash rebate when exchanging GBP, EUR, CAD, AUD, NZD, JPY and SGD

Enjoy an additional 0.6% rebate when exchanging currencies for your next trip – including GBP, EUR, CAD, AUD, NZD, JPY and SGD – from HKD during the promotional period, on top of the basic 0.4% rebate when you spend with the HSBC Mastercard® Debit Card! Enjoy up to 1% cash rebate in total for your purchases with the card. Currency conversion risk involved. T&Cs apply.

Card face image used for MasterCard Debit Card.

From now on, whether you're shopping at home or travelling abroad, staying in control of your global currencies has never been easier. With a card built around 12 major currencies, you can shop online, make purchases, and withdraw cash at HSBC Group ATMs around the world, with zero fees.

* You need to have an integrated account to apply.1

Why you'll want it

  • Easy access to major currencies

    Your purchases and cash withdrawals in 12 major currencies can be debited directly from the corresponding foreign currency deposits in your HSBC integrated account. These currencies include HKD, USD, GBP, JPY, RMB, EUR, THB, AUD, NZD, SGD, CAD and CHF. Any purchases outside of these currencies will be settled in HKD according to the prevailing exchange rate.
  • $0 fees for all your purchases

    No matter if you're making a purchase in store or shopping online, we won't charge you handling fees for any transactions at home or abroad.
  • Free cash withdrawals worldwide

    Withdraw cash from HSBC Group ATMs anywhere in the world, with no handling fees.
  • Earn on every purchase

    Enjoy a 0.4% cash rebate on all eligible purchases, alongside the money you'll save with $0 transaction fees.
  • Supplementary Debit Card for your loved ones
    A supplementary card gives your loved ones the benefits of multi-currency and fee-free privileges.

How to get your card ready

Card activated mobile app screen step 1, image used for get your card on mobile.

Step 1

Get your card on mobile

If you're already an integrated account holder, get your debit card application processed instantly on the HSBC HK Mobile Banking app. Simply select "Explore products and services" after you log on to the app.

Alternatively, you're welcome to contact us directly to apply for your card.

Card activation mobile app screen step 2, image used for activate your card.

Step 2

Activate your card

Once your physical card arrives, you can activate it by entering your card expiration date on the "Manage Debit Cards" page on the HSBC HK Mobile Banking app.


HSBC integrated account holders1

Enjoy all the benefits of having a multi-currency card today.

Not an integrated account holder yet?

If you are opening a new HSBC Premier or HSBC One account, you may request the HSBC Mastercard® Debit Card at the same time.2

Apply for an HSBC Premier Account:

Apply for an HSBC One Account:

Apply for a Supplementary Debit Card for your loved ones

A truly international multi-currency Debit Card for your loved ones, no matter where they go around the world. 

  • Open a supplementary card for your loved ones / children aged 12 or above in a few easy steps on the HSBC HK Mobile Banking app. Supplementary cardholders don't need to visit a branch or hold a bank account
  • Provide for the spending needs of your loved ones in any currencies, hassle-free. Simply maintain HKD or respective foreign currency funds in your Integrated Account and your supplementary cardholders can use them directly, with no foreign currency transaction fees
  • Worried about over-spending? You can control how much supplementary cardholders spend by setting spending rules via the HSBC HK Mobile Banking app
  • Keep updated on supplementary card spending with real-time spend and withdrawal notifications
  • Earn 0.4% cash rebates every time your loved ones spend on their supplementary cards
  • There are no annual fees, no foreign currency transaction fees, and no ATM cash withdrawal fees when using HSBC Group’s ATMs worldwide
  • Apply for up to six supplementary debit cards per principal debit card, if you have a big family

Download the HSBC HK Mobile Banking app and open an account in minutes3


  1. Non-Jade customers can apply for the HSBC Mastercard® Debit Card and HSBC Jade clients can apply for it using their HSBC One or Personal Integrated Account. HSBC Jade clients may also apply for and enquire about the HSBC Jade Mastercard® Debit Card through their HSBC Jade Director.
  2. You can choose the newly launched HSBC Mastercard® Debit Card and/or the existing HSBC UnionPay Debit Card upon opening your new integrated account at a branch.
  3. To open an account via mobile banking, you must: 
         •  be a permanent resident aged 18-65 residing in Hong Kong.
         •  not already hold any HSBC bank or investment accounts, or credit cards.
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  • The screen displays are for reference and illustration purposes only.
  • Terms and Conditions apply.


Risk Disclosure:

  • Currency conversion risk - The value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.