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A woman is playing globel; image used for HSBC Mastercard Debit Card.

HSBC Mastercard® Debit Card

From now on, staying in control of your global currencies has become easier than ever

Limited-time offers

  • Up to 20% cash rebate when you travel aboard - get rebate on Suica, DiDi, mainland China Alipay or designated overseas transit network with every dollar spent on your HSBC Mastercard® Debit Card! Terms and conditions apply.
  • HKD100 Shopping e-Voucher for new Premier customers -  within one month after opening or upgrading to Premier account, customers can earn a shopping e-Voucher by applying for the Mastercard® Debit Card or Supplementary Debit Card, and making a transaction at any amount within one month of card issuance. Terms and conditions apply.
Card face image used for MasterCard Debit Card.

From now on, whether you're shopping at home or travelling abroad, staying in control of your global currencies has never been easier. With a card built around 12 major currencies, you can shop online, make purchases, and withdraw cash at HSBC Group ATMs around the world, with zero fees.

* You need to have an integrated account to apply.

Why you'll want it

  • Easy access to major currencies

    Your purchases and cash withdrawals in 12 major currencies can be debited directly from the corresponding foreign currency deposits in your HSBC integrated account. These currencies include HKD, USD, GBP, JPY, RMB, EUR, THB, AUD, NZD, SGD, CAD and CHF. Any purchases outside of these currencies will be settled in HKD according to the prevailing exchange rate.
  • $0 fees for all your purchases

    No matter if you're making a purchase in store or shopping online, we won't charge you handling fees for any transactions at home or abroad.
  • Free cash withdrawals worldwide

    Withdraw cash from HSBC Group ATMs anywhere in the world, with no handling fees.
  • Earn on every purchase

    Enjoy a 0.4% cash rebate on all eligible purchases, alongside the money you'll save with $0 transaction fees.
  • Supplementary Debit Card for your loved ones
    A supplementary card gives your loved ones the benefits of multi-currency and fee-free privileges.

How to get your card ready

Card activated mobile app screen step 1, image used for get your card on mobile.

Step 1

Get your card on mobile

If you're already an integrated account holder, get your debit card application processed instantly on the HSBC HK Mobile Banking app. Simply select "Explore products and services" after you log on to the app.

Alternatively, you're welcome to contact us directly to apply for your card.

Card activation mobile app screen step 2, image used for activate your card.

Step 2

Activate your card3

Once your physical card arrives, you can activate it by entering your card expiration date on the "Manage Debit Cards" page on the HSBC HK Mobile Banking app.

How to receive your card PIN (Personal Identification Number)

You no longer need to wait for your PIN to arrive by mail. Simply call the Interactive Voice Response (IVR) hotline on (852) 3163 0633 and set up your own card PIN after activating your debit card. It’s fast and simple!


HSBC integrated account holders

Enjoy all the benefits of having a multi-currency card today.

Not an integrated account holder yet?

If you're opening a new HSBC Premier or HSBC One account, you may request for the HSBC Mastercard® Debit Card at the same time.1

Apply for an HSBC Premier Account:

Apply for an HSBC One Account:

Apply for a Supplementary Debit Card for your loved ones

A truly international multi-currency Debit Card for your loved ones, no matter where they go around the world. 

  • Open a supplementary card for your loved ones / children aged 12 or above in a few easy steps on the HSBC HK Mobile Banking app. Supplementary cardholders don't need to visit a branch or hold a bank account
  • Provide for the spending needs of your loved ones in any currencies, hassle-free. Simply maintain HKD or respective foreign currency funds in your Integrated Account and your supplementary cardholders can use them directly, with no foreign currency transaction fees
  • Worried about over-spending? You can control how much supplementary cardholders spend by setting spending rules via the HSBC HK Mobile Banking app
  • Keep updated on supplementary card spending with real-time spend and withdrawal notifications
  • Earn 0.4% cash rebates every time your loved ones spend on their supplementary cards
  • There are no annual fees, no foreign currency transaction fees, and no ATM cash withdrawal fees when using HSBC Group’s ATMs worldwide
  • Apply for up to six supplementary debit cards per principal debit card, if you have a big family

Get your card in seconds with the HSBC HK App2


1. You can choose the HSBC Mastercard® Debit Card and/or the HSBC UnionPay ATM Card upon opening your new integrated account.

2. You need to have an integrated account to apply.

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  • Terms and Conditions apply.

3. By activating this card, you agree to the Debit Card Terms and Conditions and accept the preset daily spending limit as printed on the card mailer. Once the card is activated, if you'd prefer to lower your spending limit, you can adjust it anytime from the 'Manage debit cards' screen on your HSBC HK app or call our hotline as printed on the back of your card.


Risk Disclosure:

  • Currency conversion risk - The value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than the exchange rate in which you made your original conversion to that foreign currency and RMB, you may suffer loss in principal.