Featured Offers
Join HSBC Premier today
Deposit new funds of HKD2 million or above to earn $9,000 RewardCash – enough to redeem for three round-trip short-haul air tickets!
T&Cs apply.
Up to 4.40% p.a. guaranteed USD returns
Grow your savings with confidence. Enjoy guaranteed returns in multiple currencies with Swift Save Insurance.
Subject to credit risk of HSBC Life (International) Limited & early surrender loss. T&Cs apply.
Earn in both HK & mainland China!
Apply online for a Pulse Credit Card with promo code HSBCPULSE for up to $1,280 RewardCash welcome offer!
T&Cs apply.
Enjoy up to $400 spending credit
Until 31 Jan 2027, get up to $400 spending credit when you withdraw cash using your HSBC credit card.
Terms and conditions apply.
Credit Card Offers
All-You-Can-Split
One instruction to split upcoming credit card monthly statement balances into spending instalment plans automatically.
To borrow or not to borrow? Borrow only if you can repay! T&Cs apply.
Pay credit card bills of other banks with HSBC card
Settle balances at other banks with HSBC credit card for better flexibility, at a 1% fee!
Terms and conditions apply.
Up to 29,000 miles online exclusive offer
Apply for an HSBC EveryMile Card online to enjoy this offer and get complimentary lounge access!
T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Loans Offers
Make Tax Season More Rewarding!
Apply for a Tax Season Personal Instalment Loan and earn rebates of up to $25,000 if you are an HSBC Premier Elite client, HSBC Premier customer, or Payroll Services customer—or up to $20,000 for other customers. Enjoy an APR as low as 1.60%!
Earn RewardCash with Personal Instalment Loan! Terms and conditions apply.
HSBC Revolving Credit Facility
Get cash with an introductory rate of 2.90% p.a. (APR 2.92%) in first 3 months and up to HKD400 cash rebate.
T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Spending Instalment Plan
Spend, Split and Get Rewarded! Act now to earn up to $1,200 RewardCash!
No supporting documents required. T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!
Wealth Offers
Best in the market Margin Trading interest rate*
Pay less for Margin Trading[@investment-margin-trading] – as low as 2.6% p.a. (1-month HIBOR + 0% p.a., as at 3 June 2026) for Hong Kong stocks using HSBC Wealth Portfolio Lending.
*Source: According to online survey result conducted by Ipsos in 2025 based on 1,279 Hong Kong citizens. Data based on retail banks in Hong Kong.
Deposit Plus
Increase your potential return starting from HKD5,000.
Investment involves risk. T&Cs apply.
HSBC Gold Token
Enjoy fractional ownership of physical gold kept in our vault, trade as low as 0.001 toz.
Investment involves risk. Terms and conditions apply.
Notes
To borrow or not to borrow? Borrow only if you can repay!