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Explore our bank accounts

Take control of your finances with HSBC

Integrated Accounts

All-in-one integrated bank account for deposits, credit cards, investment, insurance, etc. You’ll have access to a comprehensive range of services, including foreign currency deposits and Renminbi services. A single, easy-to-read monthly statement helps you grasp your complete financial situation at a glance.


  • An all-in-one bank account with HKD savings and current accounts, 12 major currency savings accounts (including RMB), time deposits and investments.
  • Stay on top of your money, investments, insurance and MPF easily via online and mobile banking
  • Unlock new financial tools, solutions and support designed to help you plan for your future
  • Earn Cash Rebate when you spend online or overseas with your multi-currency HSBC Mastercard® Debit Card


No minimum balance requirements or monthly account fees

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HSBC Premier

  • An all-in-one bank account with HKD savings and current accounts, 11 foreign currency savings accounts (including RMB), time deposits and investments
  • Our dedicated team of experts will provide you with a personal and convenient banking experience
  • Manage your global accounts and international investments with ease, no matter where you are
  • Enjoy a variety of preferential benefits and privileges designed to help you and your family thrive


To be eligible, you need to maintain minimum total relationship balance1 of HKD 1,000,000 or more. T&C apply.

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HSBC Premier Elite

  • An all-in-one bank account with HKD savings and current accounts, 11 foreign currency savings accounts (including RMB), time deposits and investment
  • Your Personal HSBC Premier Elite director with the qualifications needed to understand and manage your financial goals
  • Dedicated HSBC Wealth Centres providing comfort and privacy for meetings with your Premier Elite Director
  • Explore exclusive investment products inspired by our private banking offering
  • Benefit from higher interest rates and tailored pricing on time deposits, FX, stocks, bonds, life insurance, and more

Employee banking

Employee Banking Solutions (EBS)

  • Unlock offers on new funds, integrated accounts, auto payroll, credit cards, insurance and financial planning services available only to our EBS customers
  • Open an HSBC overseas account for free in 30+ countries and regions
  • Make Global Transfers without any fees
  • Speak to a dedicated Business Relationship Manager about any banking queries you may have


You're eligible to register for our Employee Banking Solutions programme at no extra cost as long as your employer has already enrolled in it.

Other Bank Accounts

Choose a savings or current account to meet your needs. Get instant access, a higher rate with a Time Deposit or renminbi and foreign currency options too.


Access your savings whenever you need them, and earn interest at the same time.


Save your money for a set period of time and get a higher interest rate than in an easy access savings account.


Straightforward, streamlined day-to-day banking, designed to make your life easier.


An entirely new account for everyday use by those with diminished mental capacity.

Account management and services


Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.


Trade foreign currencies anytime, anywhere.


Manage your money online, via ATM, phone or at an HSBC branch.


Help silver-age customers manage finances and plan for a secure future.

Risk Disclosure

Currency conversion risk - the value of your foreign currency and renminbi deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your renminbi deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to renminbi, you may suffer loss in principal. 

Investment involves risks. Past performance of investment products are no guide to future performance. For details of the investment products and the investment-linked insurance plan, their related fees and charges and risk factors, please refer to the individual product materials/ offering documents.