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Future Planner

Forecast your future finances so you can better plan ahead with confidence and ease

Investment involves risk. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. Please refer to the 'Disclaimer and risk warning' section for details.

Futureproof your life

See financial projections across your every stage of life, all with just one tool. Visit us in branch or try out the tool on our HSBC HK App.

Exclusive offers

Plan for your life goals and earn cash reward

  • HSBC Premier Elite and HSBC Premier customers may enjoy an HKD1,000 cash rebate after experiencing Future Planner and completing a designated transaction. Offer valid till 29 February 2024. Offers are subjected to quota.
  • HSBC One customers can enjoy an HKD100 cash reward after completing Future Planner via designated channel for the first time. Offer valid till 31 May 2024.

Investment involves risks. Terms and conditions apply.

Key benefits

No crystal ball needed

Simply enter a few personal details and we will run real-time simulations that let you see what your finances will look like in the future

Plan for your lifelong goals

Forecast your short-term and long-term goals in minutes, no matter what they are—we'll project your finances across your whole life, taking factors like inflation and potential investment returns into account

Be prepared for the unexpected

Explore how your wealth might change, for better or for worse, and see how you can protect yourself and your loved ones during hard times by simulating crises

Discover suitable financial products

See how even minor adjustments can have major impacts; run simulations right away to see how investment, insurance and pension products could help you achieve your future financial goals

Visualise the future in minutes

Personal financial planning made simple

Forecast your short-term and long-term future in minutes. With the Future Planner, you can simulate your plans with different products. Financial freedom doesn't have to be a daydream.

Got enough to fund your life goals?

Life is full of uncertainty. There are many factors that can affect your financial future.

From buying your own home, to sending your children abroad for their studies or planning something else – we can help you see what the better, worse and median case may be for your financial future. That way, you can check if you're on the right path to success.

You can also simulate different scenarios to see how you can improve achievability for your goals. Watch the video to learn more.

Do you have enough to retire?

Simply tell us a few details about your retirement plan, like your ideal retirement age and lifestyle.

We'll help you evaluate how prepared you are for retirement using two key indicators: sufficiency and resilience. You can also adjust your post-retirement asset allocation and set up retirement saving plans to see how you can improve your readiness—watch the video to find out more.

Can't keep track of your finances?

With a few financial profile inputs, we'll show you a breakdown of your Net wealth.

Review your finances hassle-free with a comprehensive overview of your Net wealth as we help you calculate and categorise your different types of assets across your accounts. Try out our Future Planner in the HSBC HK App.

Award-winning financial planning tool

Bloomberg Businessweek Financial Institution Awards

Winner of:
  • Excellence Performance: Banking Securities Sector - Digital Innovation (2023)

Asian Banking & Finance Retail Banking Awards

Winner of:
  • Wealth Management Platform of the Year (2023)

Global Retail Banking Innovation Awards by The Digital Banker

Winner of:
  • Best Wealth Planning for Affluent Clients (2022)
  • Best Wealth Planning for Affluent Clients (2023)

Get in touch with us

To plan your future finances today with Future Planner, please reach out to our experts. They will be able to guide you through the tool.

You can also call us

Premier Elite and Premier customers can also contact your Premier Elite Director or Relationship Manager directly.

Frequently asked questions

Remarks

Disclaimer and risk warning

This information is not and should not be construed as an offer to sell or the solicitation of an offer to purchase or subscribe for any investment. HSBC has based this list on information obtained from sources it believes to be reliable but which it has not independently verified. HSBC makes no guarantee, representation or warranty and accepts no responsibility or liability as to its accuracy or completeness. The information is subject to change without notice.

All products in Future Planner are generalized for simulation purpose only without taking product suitability and personal affordability into account. The results may differ from the actual product behaviour, including but not limited to return, risks, premium amount, payment term, cash value, and coverage. We do not represent or warrant that any movements provided in the simulation tool are likely to occur in the future, as past performance is not necessarily indicative of future results. There may not be any HSBC product that provide the same outcome as the simulation in this tool. If you would like to understand how the simulation is projected and its assumption and limitation, please contact our staff.

Note that we are not recommending or solicitating any investment and insurance products by way of Future Planner. Please note that the simulation provided in Future Planner is indicative and for reference only. You should not act on or place any reliance on any information on this page without seeking specific professional advice.