More cash, more financial flexibility
Convert your available credit limit into cash, or transfer outstanding balance from other credit cards onto your HSBC credit card. Some of the benefits you'll enjoy with our Cash Instalment Plan include:
- Make repayments flexibly over 6 to 60 months
- Manage your debt easily with fixed monthly repayment amounts over a fixed repayment period
- Get cash credited directly into your selected account
- Receive cash in your account the same day your loan gets approved[@cards-same-day-disbursement] (within opening hours[@cards-sip-instant-approval])
Monthly handling fee
as low as
0.17%[@cards-cashinstalmonthlyhandlingfee]
You can also submit your supporting documents via HSBC HK Mobile Banking App.
Make your move with HSBC Cash instalment

Get up to HKD2,100 spending credit
From now until 7 Jun 2023, apply for a Cash Instalment Plan successfully and you could receive up to HKD2,100 spending credit—T&Cs apply.

Extra $200 RewardCash
Until 31 August 2023, new HSBC credit card holder can enjoy an extra $200 RewardCash for a successful application for Cash instalment plan. T&Cs apply.
Apply and see your application status instantly
Check your status in just a few taps
You can apply for a Cash Instalment Plan and see your plan details easily on the HSBC HK Mobile Banking app. Simply log on and follow these steps.
- Step 1: Select the card you want to apply with, tap 'View more', 'Create or view Cash Instalment Plan', then 'Get started'.
- Step 2: Read the introduction, select 'Continue', then read the key facts statement and product terms and conditions.
- Step 3: Enter the amount you want to apply for, select a repayment plan and fill in other information, then confirm the details to submit your application and see your application status instantly!
Apply for a Cash Instalment Plan now
Via HSBC Online Banking
If you're already registered for HSBC Online Banking, simply log on to get started. We've pre-filled some details for you to make your application process easier.
By phone
Call us at any time on (852) 2233 3051. Our application hotline is open 24/7.