Your Premier banking experience

As your life becomes filled with greater responsibilities and more choices to make, HSBC Premier is here to give you the type of global banking coverage and wealth management services you and your family needs.
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Join HSBC Premier

Eligibility: Total Relationship Balance of HKD1,000,000 or more. More details.

Premier customer stories

Mark and Jade

HSBC Premier customers since 1996

HSBC Premier is always around wherever we go, so we can focus on our family and careers.

How can I be eligible?

  • Maintain your Total Relationship Balance at HKD1,000,000 or more. If your Total Relationship Balance is below HKD1,000,000, a Below Balance Fee will be applied
  • Join today and enjoy the Below Balance Fee waiver for your first 3 months #


Below balance fee

  • Total Relationship Balance is HKD1,000,000 or above: Free
  • Total Relationship Balance is less than HKD1,000,000: HKD380 per month

Note: The below balance fee is based on your average Total Relationship Balance over the past 3 months and applies to each Integrated Account held by you.

Join HSBC Premier today

Existing account holders

Existing HSBC Advance or Personal Integrated Account holders can upgrade to Premier online*.

*Applicable to customers who meet the minimum Total Relationship Balance. Click here [PDF] for the guide to upgrading online.

New to HSBC account holders

If you are new to HSBC, just bring your identification document, and a recent proof of address to any of our branches**. Alternatively, call us on +852 2233 3377.

**For details, please refer to our notes for account application [PDF].

Open your investment account

Access any of our branches to open an investment account and start investing with HSBC.

HSBC digital solutions


Open a bank account and manage your finance on the app

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Trade stocks with our mobile app


Get access to a wealth of insights

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Explore latest offers and rewards

Terms and conditions apply.


Risk Disclosure Statement

  • Investment involves risk. Please refer to the "Important Risk Warning" section for details.
  • To borrow or not to borrow? Borrow only if you can repay! 




1 The above interest rates are indicative as of 10 February 2020 and are for reference only.  They are not guaranteed and subject to revision, as per prevailing market conditions

2 Terms and conditions apply to selected currencies purchase and place a 1-week time deposit at branch. The Special Interest Rates are subject to revision, as per prevailing market conditions.

3 A family discount will automatically be applied to your policy if there are 2 or more people in this application. You can also apply for a family discount if a member of your family has an existing FirstCare or FirstCare Plus policy. All you need to do is provide us with your family member's existing policy number, and the policy holder's HKID/passport number during your application process. 'Family' refers to your spouse or partner, children, parents and siblings. 'Children' shall mean any child of the policy holder who is between the age of 15 days and 17 years old, or age of 22 or below who is financially solely dependent upon the policy holder, and is registered as a full time student at school, college or university. Terms and conditions apply. 

The above policy is underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR.

For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.

# Existing HSBC Advance/Personal Integrated Account holders/New to HSBC account holders after upgraded their account to Premier are required to maintain an average daily Total Relationship Balance for 3 consecutive months at HKD1,000,000 or above, or a monthly below balance fee of HKD380 will apply after the 3-month Below Balance Fee waiver offer ends. Terms and conditions apply.




Who can open a bank account via the app?

  • Age 18-65
  • Permanent resident residing in Hong Kong
  • Not holding any HSBC bank / investment accounts or credit cards currently