Your Premier banking experience
As your life becomes filled with greater responsibilities and more choices to make, HSBC Premier is here to give you the global banking support and wealth management services you and your family need.
Enjoy worldwide Premier status with access to our International Banking Centres (IBC) for specialist services that meet your global wealth management needs
Manage all your global accounts through Personal Internet Banking, and make instant international transfer to any HSBC accounts for free1
Make purchases and withdraw foreign currency more easily with the HSBC Mastercard® Debit Card, which supports 12 major currencies.
Dedicated Relationship Manager and a team of specialists to help you find the most suitable wealth solutions
Receive instant recognition, perpetual annual fee waiver, rebates, travel and hotel discounts, and dining privileges when you spend with your HSBC Premier Mastercard®
Empower your children to explore new horizons with the same Premier services and privileges you enjoy, both at home and abroad, with HSBC Premier Junior Pack and Premier for Next Generation
Get yourself and your family protected with our comprehensive insurance solutions help meet your protection, wealth, retirement, medical and children’s education needs.
Premier customer stories
Mimi Chan | Renowned embroidery artist
One of the embroiderers of Kate Middleton's Royal Wedding Dress
I’d like to see my kids realise their dreams further and sooner. With HSBC Premier, I enjoy greater peace of mind knowing they have Premier’s global support.
How to become an HSBC Premier customer
You're eligible for Premier if you:
- Maintain a Total Relationship Balance (TRB) with us of HKD1,000,000 or more. A Below Balance Fee (BBF) of HKD380 per month will be applied if your TRB falls below that amount.
- Join today and enjoy the BBF waiver for your first 3 months2
What does TRB include?
Your savings
Your investments and insurance
Any retirement schemes you're a part of
Utilised lending facilities
Join HSBC Premier today
Existing customers
For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users
Upgrade to HSBC Premier account in minutes with our Mobile Banking app.
For desktop users:
Online banking is secure and easy to use. Register today
New customers
Open an HSBC Premier account in less than 5mins with our Mobile Banking app3
Exclusive privileges and beyond
Preferential offers
- Earn up to an extra $3,000 RewardCash, when purchasing a new HSBC Life insurance policy with Premier MasterCard® Credit Card*
- Enjoy up to 9.8% p.a. by exchanging selected currencies and placing time deposit at the same time
- Enjoy up to HKD5,000 Cash Rebate for Stocks Transfer-in
Terms and conditions apply.
*To borrow or not to borrow? Borrow only if you can repay!
Wealth insights
Tap into our latest investment technology and insights to help maximise your wealth potential:
- Stress test your portfolio and diversify risk with our bespoke Wealth Portfolio Intelligence Service
- Are you prepared for a volatile market? Here is our market outlook and global house views
More information to guide you through
Notes and remarks
The information provided is intended as a general guide for reference. Benefits and features of our services shall be subject to relevant terms and conditions and local regulatory restrictions. Please refer to the HSBC Premier Welcome Pack and for detailed information. For fees and charges, please visit https://www.hsbc.com.hk/fees/ for details.
- HSBC Global Transfers is an instant transfer to self-named, or third-party, overseas HSBC accounts exclusively available to HSBC Jade, HSBC Premier and HSBC One customers. It's free of charge to HSBC Jade and HSBC Premier customers exclusively. Please refer to "" for the list of supported countries.
- Existing HSBC One/ Personal Integrated Account holders/ New to HSBC account holders after upgraded their account to Premier are required to maintain an average daily Total Relationship Balance for 3 consecutive months at HKD1,000,000 or above, or a monthly below balance fee of HKD380 will apply after the 3-month Below Balance Fee waiver offer ends. Please visit https://www.hsbc.com.hk/fees/ for the latest bank tariff guide.
- Applicable to permanent residents aged 18-64 residing in Hong Kong who do not hold any HSBC bank/ investment accounts or credit cards currently. If you fall outside this criteria, you can apply in a branch or by phone.
- For new customers, just bring your identification document and a recent proof of address. Please visit https://www.hsbc.com.hk/docs/premier/application-notes.pdf for details of account opening required documents. For existing customers upgrading to a Premier account, you don't need to bring an identification document or a proof of address when applying in branch. You can set up HSBC Premier Junior Pack and Premier for Next Generation accounts for your children, and create an investment account when you apply in branch.