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Christian Yang and his wife Judith and children having a photo-shoot for HSBC Premier; image used for the HSBC Premier page

Open an HSBC Premier account via our app

International banking services and products to help you build a world for you and your family.
Terms and conditions apply.

Your Premier banking experience

As your life becomes filled with greater responsibilities and more choices to make, HSBC Premier is here to give you the global banking support and wealth management services you and your family need.

  • Enjoy worldwide Premier status with access to our International Banking Centres (IBC) for specialist services that meet your global wealth management needs
  • Manage all your global accounts through Personal Internet Banking, and make instant international transfer to any HSBC accounts for free1
  • Make purchases and withdraw foreign currency more easily with the HSBC Mastercard® Debit Card, which supports 12 major currencies.
  • Dedicated Relationship Manager and a team of specialists to help you find the most suitable wealth solutions
  • Receive instant recognition, perpetual annual fee waiver, rebates, travel and hotel discounts, and dining privileges when you spend with your HSBC Premier Mastercard®
  • Empower your children to explore new horizons with the same Premier services and privileges you enjoy, both at home and aboard, with HSBC Premier Junior Pack and Premier for Next Generation
  • Protect your family through our comprehensive insurance plans

Premier customer stories

Christian Yang | Culinary Advisor and TV host

Since the market is always changing, I need a comprehensive wealth planning solution to better protect my family. Thanks to my HSBC Premier Relationship Manager who helps us manage our investment risks, we can grow our wealth further.

How to become an HSBC Premier customer

You're eligible for Premier if you:

  • Maintain a Total Relationship Balance (TRB) with us of HKD1,000,000 or more. A Below Balance Fee (BBF) of HKD380 per month will be applied if your TRB falls below that amount.
  • Join today and enjoy the BBF waiver for your first 3 months2

What does TRB include?

  • Your savings
  • Your investments and insurance
  • Any retirement schemes you're a part of
  • Utilised lending facilities

Join HSBC Premier today

Existing customers

For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users

No HSBC Personal Internet Banking account yet?

Simply follow 4 simple steps to upgrade online instantly, without having to submit any documents.

New customers

Open an HSBC Premier account in less than 10mins with our Mobile Banking app3

For desktop users:

Offline applications for all customers

Apply in branch4

Apply by phone

(852) 2233 3377

Exclusive privileges and beyond

  • Earn up to $500 RewardCash by purchasing a designated insurance plan with Premier MasterCard®
  • Enjoy up to +1% p.a. bonus rate by exchanging selected currencies and placing time deposit with New Funds. Up to 9.80% p.a.
  • Enjoy up to HKD10,000 Cash Rebate for Stocks Transfer-in
Never want to miss an offer? Simply opt in for offer updates via Personal Internet Banking. You can always opt out if you're no longer interested.

Terms and conditions apply.

Wealth insights

Tap into our latest investment technology and insights to help maximise your wealth potential:


Notes and remarks


The information provided is intended as a general guide for reference. Benefits and features of our services shall be subject to relevant terms and conditions and local regulatory restrictions. Please refer to the HSBC Premier Welcome Pack and HSBC Integrated Account Terms and Conditions This link will open in a new window for detailed information. For fees and charges, please visit for details.

  1. HSBC Global Transfers is an instant transfer to self-named, or third-party, overseas HSBC accounts exclusively available to HSBC Jade, HSBC Premier and HSBC One customers. It's free of charge to HSBC Jade and HSBC Premier customers exclusively. Please refer to "HSBC Global Transfers Supported Countries and Fee Tariff This link will open in a new window" for the list of supported countries.
  2. Existing HSBC One/ Personal Integrated Account holders/ New to HSBC account holders after upgraded their account to Premier are required to maintain an average daily Total Relationship Balance for 3 consecutive months at HKD1,000,000 or above, or a monthly below balance fee of HKD380 will apply after the 3-month Below Balance Fee waiver offer ends. Please visit for the latest bank tariff guide.
  3. Applicable to permanent residents aged 18-64 residing in Hong Kong who do not hold any HSBC bank/ investment accounts or credit cards currently. If you fall outside this criteria, you can apply in a branch or by phone.
  4. For new customers, just bring your identification document and a recent proof of address. Please visit for details of account opening required documents. For existing customers upgrading to a Premier account, you don't need to bring an identification document or a proof of address when applying in branch. You can set up HSBC Premier Junior Pack and Premier for Next Generation accounts for your children, and create an investment account when you apply in branch.