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Chef Christian Yang with his wife and two children; image used for HSBC Premier

Join HSBC Premier

Tap into our industry expertise for the global banking support and wealth management services you need.

Enjoy 0% initial subscription charge on your first unit trust order. T&Cs apply

Your Premier banking experience

As your life becomes filled with greater responsibilities and more choices to make, HSBC Premier is here to give you the global banking support and wealth management services you and your family need.

  • Enjoy worldwide Premier status with access to our International Banking Centres (IBC) for specialist services that meet your global wealth management needs

  • Manage all your global accounts through Personal Internet Banking, and make instant international transfer to any HSBC accounts for free2

  • Make purchases and withdraw foreign currency more easily with the HSBC Mastercard® Debit Card, which supports 12 major currencies.

  • Dedicated Relationship Manager and a team of specialists to help you find the most suitable wealth solutions

  • Receive instant recognition, perpetual annual fee waiver, rebates, travel and hotel discounts, and dining privileges when you spend with your HSBC Premier Mastercard®

  • Empower your children to explore new horizons with the same Premier services and privileges you enjoy, both at home and abroad, with HSBC Premier Junior Pack and Premier for Next Generation

  • Get yourself and your family protected with our comprehensive insurance solutions help meet your protection, wealth, retirement, medical and children’s education needs.

Premier customer stories

Mimi Chan | Renowned embroidery artist

One of the embroiderers of Kate Middleton's Royal Wedding Dress

I’d like to see my kids realise their dreams further and sooner. With HSBC Premier, I enjoy greater peace of mind knowing they have Premier’s global support.

How to become an HSBC Premier customer

You're eligible for Premier if you:

  • Maintain a Total Relationship Balance (TRB) with us of HKD1,000,000 or more. A Below Balance Fee (BBF) of HKD380 per month will be applied if your TRB falls below that amount.
  • Join today and enjoy the BBF waiver for your first 3 months3

What does TRB include?

  • Your savings

  • Your investments and insurance

  • Any retirement schemes you're a part of

  • Utilised lending facilities

Join HSBC Premier today

Existing customers

For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users

Upgrade to HSBC Premier account in minutes with our Mobile Banking app.

For desktop users:

Online banking is secure and easy to use. Register today

New customers

Open an HSBC Premier account in less than 5mins with our Mobile Banking app4

Offline applications for all customers

Apply in branch5

Apply by phone

(852) 2233 3377

How to apply via mobile or online banking

Exclusive privileges and beyond

  • Earn up to an extra $3,000 RewardCash, when purchasing a new HSBC Life insurance policy with Premier MasterCard® Credit Card*
  • Enjoy up to 10.8% p.a. by exchanging selected major currencies and placing 1-week or 1-month time deposit at the same time
  • Enjoy up to HKD5,000 Cash Rebate for Stocks Transfer-in
Never want to miss an offer? Simply opt in for offer updates via Personal Internet Banking. You can always opt out if you're no longer interested.

Terms and conditions apply.

*To borrow or not to borrow? Borrow only if you can repay!

Wealth insights

Tap into our latest investment technology and insights to help maximise your wealth potential:


Notes and remarks


The information provided is intended as a general guide for reference. Benefits and features of our services shall be subject to relevant terms and conditions and local regulatory restrictions. Please refer to the HSBC Premier Welcome Pack and HSBC Integrated Account Terms and Conditions This link will open in a new window for detailed information. For fees and charges, please visit for details.

  1. Currency conversion involves risk. The Offer is applicable to currency exchange via HSBC Global Transfers. The 5 selected currencies include USD, AUD, NZD, INR, and THB. Terms and conditions apply.
  2. HSBC Global Transfers is an instant transfer to self-named, or third-party, overseas HSBC accounts exclusively available to HSBC Jade, HSBC Premier and HSBC One customers. It's free of charge to HSBC Jade and HSBC Premier customers exclusively. Please refer to "HSBC Global Transfers Supported Countries and Fee TariffHSBC Global Transfers Supported Countries and Fee Tariff This link will open in a new window" for the list of supported countries.
  3. Existing HSBC One/ Personal Integrated Account holders/ New to HSBC account holders after upgraded their account to Premier are required to maintain an average daily Total Relationship Balance for 3 consecutive months at HKD1,000,000 or above, or a monthly below balance fee of HKD380 will apply after the 3-month Below Balance Fee waiver offer ends. Please visit for the latest bank tariff guide.
  4. Applicable to HKID holders (permanent or non-permanent resident) aged 18-64 residing in Hong Kong who do not hold any HSBC bank/ investment accounts or credit cards currently. If you fall outside this criteria, you can apply in a branch or by phone.
  5. For new customers, just bring your identification document and a recent proof of address. Please visit for details of account opening required documents. For existing customers upgrading to a Premier account, you don't need to bring an identification document or a proof of address when applying in branch. You can set up HSBC Premier Junior Pack and Premier for Next Generation accounts for your children, and create an investment account when you apply in branch.