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Join HSBC Premier

Enjoy welcome rewards of up to HKD16,200.

T&Cs apply.

Your Premier banking experience

As your life becomes filled with greater responsibilities and more choices to make, HSBC Premier is here to give you the type of global banking coverage and wealth management services you and your family needs.
  • Earn up to $500 RewardCash by purchasing a designated insurance plan with Premier MasterCard®Details
  • Enjoy +1% p.a. bonus rate by exchanging selected currencies and placing time deposit with New Funds. Up to 10.7% p.a. 1 Details
  • Enjoy an extra 1% discount and up to 10% off on first-year premiums on selected HSBC Life insurance plans2
  • Enjoy up to HKD10,000 cash rebate for Stocks Transfer-in3 Details
More offers are available. Click here

Join HSBC Premier

Eligibility: Total Relationship Balance of HKD1,000,000 or more. More details.

Existing HSBC customers^

New HSBC customers

Remarks: Application via mobile app is only applicable to permanent Hong Kong residents aged 18-65 who do not currently hold any HSBC banking or investment accounts and credit card.

What's new?

Wealth Portfolio Intelligence Service

We use the latest technology to optimise your investment portfolio and diversify risk.

How can I be eligible?

  • Maintain your Total Relationship Balance at HKD1,000,000 or more. If your Total Relationship Balance is below HKD1,000,000, a Below Balance Fee will be applied
  • Join today and enjoy the Below Balance Fee waiver for your first 6 months #


Below balance fee

  • Total Relationship Balance is HKD1,000,000 or above: Free
  • Total Relationship Balance is less than HKD1,000,000: HKD380 per month

Note: The below balance fee is based on your average Total Relationship Balance over the past 3 months and applies to each Integrated Account held by you.

Join HSBC Premier today

Upgrade online

Applicable to existing HSBC Advance, Personal Integrated Account or standalone HSBC deposit account holders.

*Applicable to customers who meet the minimum Total Relationship Balance. Click here [PDF] for the guide to upgrading online.

Apply in branch

If you are new to HSBC, just bring your identification document, and a recent proof of address to any of our branches**. Alternatively, call us on +852 2233 3377.

**For details, please refer to our notes for account application [PDF].

Open your investment account

Access any of our branches to open an investment account and start investing with HSBC.

Get the HSBC HK Mobile Banking app and open your account now.

HSBC digital solutions

Smartphone with flowers background; image used for the HSBC Premier Expertise and privileges page.

Open a bank account and manage your finance on the app

Easy Invest mobile app logo with flowers background; image used for HSBC Easy Invest

Trade stocks with our mobile app


Get access to a wealth of insights

Reward+app logo with butterflies background; image used for HSBC Reward Mobile App

Explore latest offers and rewards

Terms and conditions apply.


Risk Disclosure Statement

  • Investment involves risk. Please refer to the "Important Risk Warning" section for details.
  • To borrow or not to borrow? Borrow only if you can repay! 




1 The foreign exchange & time deposit new fund offer lasts until 31 December 2020. The above interest rates are indicative as of 20 July 2020 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Terms and Conditions apply. To learn more, please visit
“Eligible New Fund Amount” is the net increase between your total account balances (across all of your deposit accounts) 7 days ago and your total account balance today. This amount is calculated in HKD. If you've placed a time deposit with new funds in the past 7 calendar days, that amount will not be included as part of your current new funds.

2 This offer is valid until 30 September 2020. Promotional terms and conditions apply, please meet us at branch or through video-enabled meeting for details. Selected insurance plans including HSBC Income Goal Deferred Annuity Plan, HSBC EarlyIncome Deferred Annuity Plan, Income Goal Insurance Plan II, EarlyIncome Annuity Plan, HSBC Wealth Goal Insurance Plan II, Goal Access Universal Life Plan (Education), Goal Access Universal Life Plan (Protection), HSBC Comprehensive Critical Illness Protection Plan, HSBC Family Goal Insurance Plan and HSBC Health Goal Insurance Plan. All of them are life insurance plans. They are not equivalent or similar to any kind of deposit. They are underwritten by HSBC Life (International) Limited. The policyholders are subject to HSBC Life’s credit risk and early surrender loss.

3 Investment involves risk. Terms and conditions apply. To learn more, please visit

The above policy is underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR.

For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.

# Existing HSBC Advance/Personal Integrated Account holders/New to HSBC account holders after upgraded their account to Premier are required to maintain an average daily Total Relationship Balance for 3 consecutive months at HKD1,000,000 or above, or a monthly below balance fee of HKD380 will apply after the 6-month Below Balance Fee waiver offer ends. Terms and conditions apply.




Who can open a bank account via the app?

  • Age 18-65
  • Permanent resident residing in Hong Kong
  • Not holding any HSBC bank / investment accounts or credit cards currently
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