HSBC Premier Hong Kong

Personalised wealth growth

Whether you're looking to provide for a growing family or amass future savings for your retirement, we're here to support you in achieving your financial goals through a tailored investment experience. Explore dedicated tools, services and products designed to help you make the most out of your money, all in one place.

360 international support

Starting a life abroad or sending your children overseas for their education is never an easy decision. It's also one that's challenging and full of moving parts. But with the all-rounded tailored support of our renowned education and lifestyle partners and global banking services, you'll be better prepared for this new chapter in your lives.

How to become an HSBC Premier customer

You're eligible for Premier if you:

Maintain a Total Relationship Balance (TRB) with us of HKD1,000,000 or more. A Below Balance Fee (BBF) of HKD380 per month will be applied if your TRB falls below that amount.
Join today and enjoy the BBF waiver for your first 6 months²

What does TRB include?

Your savings
Your investments and insurance
Any retirement schemes you're a part of
Utilised lending facilities

More details

Join HSBC Premier today

Existing customers

For holders of HSBC One, Personal Integrated Account or standalone HSBC deposit accounts, as well as Personal Internet Banking users

Upgrade via online banking to HSBC Premier This link will open in a new window

Upgrade to HSBC Premier account in minutes with our Mobile Banking app.

Upgrade via mobile app to HSBC Premier This link will open in a new window

For desktop users:

This link will open in a new window

Online banking is secure and easy to use. Register today

New customers

Open an HSBC Premier account in less than 5mins with our Mobile Banking app³

Open an account via app This link will open in a new window

Offline applications for all customers

Apply in branch⁴

You can now make a booking online for account opening at select branches, prior to your visit and get appointment confirmation instantly.

Book an appointment This link will open in a new window

For account opening at other branches, please fill in your personal information and booking details here.

Remarks: Priority will be given to customers who have made appointments for account opening.

Find your nearest branch

Apply by phone

(852) 2233 3377

How to apply via mobile or online banking

Via the HSBC HK Mobile Banking app or online banking

Step 1: Select 'account opening / upgrade'.

Step 2: Select account for upgrade.

Step 3: Submit your application and you're on your way to an HSBC Premier account.

Step 1 : Download the HSBC HK Mobile Banking app from the App Store or Google Play Store. Open the app and select 'I don't have an account yet'.

Step 2: Select 'HSBC Premier'

Step 3: Take a photo of your HKID and a selfie so we can verify your identity.

Step 4: Fill in your personal details.

Step 5: Tap 'Continue' and register for online banking.

Account opening via online banking is not available. You can open via our mobile app, in our branches or by phone.

Exclusive privileges and beyond

Preferential offers

Get up to $7,000 RewardCash when you purchase selected life insurance plan of designated amount. See details and T&C.
Get HKD1,250 cash rebate for every HKD500,000 subscription of any bond (excluding Retail Bond IPO) without cap. See details and T&C.

Want to make sure you never miss an offer? Simply opt in to subscribe for offer updates via HSBC Online Banking. You can opt out any time.

Opt in now

Wealth insights

Tap into our latest investment technology and insights to help maximise your wealth potential:

Stress-test your portfolio and diversify risk with our bespoke Wealth Portfolio Intelligence Service
Are you prepared for a volatile market? Here are our market outlook and global house views

More information to guide you through

Account opening required documents [PDF] This link will open in a new window

Summary of key terms [PDF] This link will open in a new window

HSBC Premier Welcome Pack [PDF] This link will open in a new window

FAQs HSBC Premier FAQs

Contact us

HSBC Premier Centre This link will open in a new window

HSBC Premier customers hotline Click here

Chat with your Relationship Manager Chat with your Relationship Manager

Notes and remarks

The information provided is intended as a general guide for reference. Benefits and features of our services shall be subject to relevant terms and conditions and local regulatory restrictions. Please refer to the HSBC Premier Welcome Pack and HSBC Integrated Account Terms and Conditions. For fees and charges, please visit https://www.hsbc.com.hk/fees/ for details.

New-to-HSBC customers who have successfully joined HSBC Premier Elite from 1 August 2024 can enjoy 3-month special new fund time deposit interest rates of 5.0% p.a. for USD placements and/or 4.1% p.a. for HKD placements until further notice at our discretion. The special offer cannot be used in conjunction with other time deposit offers with 3-month tenor. Customer will enjoy the interest rate that is of the highest value at the Bank's discretion. Please check with your relationship manager or customer service representative to find out more. Terms and conditions apply.

New-to-Premier Elite customers can enjoy an extra +0.2% p.a. on top of the current HSBC Premier Elite new fund time deposit rates for USD and HKD. Terms and conditions apply. The current HSBC Premier Elite new fund time deposit rates are with reference to the rates under “Preferential New Fund Time Deposit Rates – branch/phone-banking offer” on our website. Please visit HSBC Hong Kong Deposit Offers website or contact your Relationship Manager for the latest rates.
Existing HSBC One/ Personal Integrated Account holders/ New to HSBC account holders after upgraded their account to Premier are required to maintain an average daily Total Relationship Balance for 3 consecutive months at HKD1,000,000 or above, or a monthly below balance fee of HKD380 will apply after the 6-month Below Balance Fee waiver offer ends. Please visit https://www.hsbc.com.hk/fees/ for the latest bank tariff guide. Selected customers may enjoy other below balance fee waiver offers and please refer to the communications sent by the Bank or contact any of the Bank’s staff for details.
Applicable to HKID holders (permanent or non-permanent resident) aged 18-64 residing in Hong Kong who do not hold any HSBC bank/ investment accounts or credit cards currently. If you fall outside this criteria, you can apply in a branch or by phone.
For new customers, just bring your identification document and a recent proof of address. Please visit https://www.hsbc.com.hk/docs/premier/application-notes.pdf for details of account opening required documents. For existing customers upgrading to a Premier account, you don't need to bring an identification document or a proof of address when applying in branch. You can set up HSBC Premier Junior Pack and Premier for Next Generation accounts for your children, and create an investment account when you apply in branch.

Currency exchange involves risk. Currency conversion risk – the value of your foreign currency and RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your foreign currency and RMB deposit to other currencies at an exchange rate that is less favourable than that exchange rate in which you made your original conversion to foreign currency and RMB, you may suffer loss in principal.

Securities Trading

The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Investment involves risk. Please refer to the "Important Risk Warning" section in the HSBC Premier Welcome Pack for details.
To borrow or not to borrow? Borrow only if you can repay!

Advance your finances with the Queen’s unrivalled advantages.

Join HSBC Premier to get up to HKD45,200 worth in welcome rewards. New-to-HSBC customers can even enjoy 3-months new fund time deposit interest rate up to 4.9% p.a. for USD placements/ up to 4.0% p.a. for HKD placements. T&Cs apply.

Supporting your family-focused goals