ESG Products | Funds | Sustainable Investments

HSBC HK
Investments
ESG Investments

Unit Trusts are investment products and some may involve derivatives. The investment decision is yours but you should not invest in the Unit Trusts unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives
Unit Trusts are NOT equivalent to time deposits
In the worst case scenario, the value of the unit trusts may be worth substantially less than the original amount you have invested
Bond is an investment product. The investment decision is yours but you should not invest in this product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives
Bonds and Certificates of Deposit (CD) are NOT equivalent to a time deposit. CD is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong
Issuer's Risk - The bond and CD are subject to both the actual and perceived measures of credit worthiness of the issuer. There is no assurance of protection against a default by the issuer in respect of the repayment obligations. In the worst case scenario, you might not be able to recover the principal and any coupon if the issuer defaults on the bond and CD
Additional risks are disclosed in the Risk section. Please refer to it for details

What is sustainable or "ESG" (Environmental, Social and Governance) investing?

In recent years the investment industry, and in turn investors, have introduced a new gauge: ESG – Environment, Social and Governance – as a supplement to traditional financial gauges.

What kind of ESG products can you invest in?

Unit trusts

List of related unit trusts
Unit Trust name	Code	Currency	Risk level	Fund details
HSBC GIF Lower Carbon Bond	U62869	USD	1	Click here
HSBC GIF Lower Carbon Equity	U62867	USD	4	Click here
HSBC GIF Global Equity Climate Change	U62255	USD	4	Click here
Schroder ISF Climate Change Equity	U62269	USD	4	Click here

List of related unit trusts
Unit Trust name	HSBC GIF Lower Carbon Bond
Code	U62869
Currency	USD
Risk level	1
Fund details	Click here

Unit Trust name	HSBC GIF Lower Carbon Equity
Code	U62867
Currency	USD
Risk level	4
Fund details	Click here

Unit Trust name	HSBC GIF Global Equity Climate Change
Code	U62255
Currency	USD
Risk level	4
Fund details	Click here

Unit Trust name	Schroder ISF Climate Change Equity
Code	U62269
Currency	USD
Risk level	4
Fund details	Click here

Bonds

List of related bonds
Issuer	Code	Min. purchase amount	Risk level	Bond details
Apple Inc	US037833BU32	USD2,000	2	Click here
Apple Inc	US037833CX61	USD2,000	3	Click here
LG Chem Ltd	USY52758AC63	USD200,000	3	Click here
Verizon Communications	US92343VES97	USD2,000	4	Click here

List of related bonds
Issuer	Apple Inc
Code	US037833BU32
Min. purchase amount	USD2,000
Risk level	2
Bond details	Click here

Issuer	Apple Inc
Code	US037833CX61
Min. purchase amount	USD2,000
Risk level	3
Bond details	Click here

Issuer	LG Chem Ltd
Code	USY52758AC63
Min. purchase amount	USD200,000
Risk level	3
Bond details	Click here

Issuer	Verizon Communications
Code	US92343VES97
Min. purchase amount	USD2,000
Risk level	4
Bond details	Click here

How to invest

Unit trusts

Log on to buy/sell unit trusts Log on to trade unit trusts This link will open in a new window Discover funds Navigate to discover funds page This link will open in a new window

Bonds

Log on to buy/sell bonds/CDs Log on to trade bonds/CDs This link will open in a new window Discover bonds/CDs Navigate to bond screener This link will open in a new window

Why does it matter?

ESG changes are happening faster than ever, reshaping how people live and invest. We believe that ESG factors are going increasingly mainstream and can be used to drive investment outperformance.

Examples of common ESG issues

Environmental

Climate change impact
Air and Water pollution
Waste management
Energy efficiency
Water scarcity

Social

Human rights
Consumer privacy
Gender equality
Data security
Health & safety

Governance

Board structure
Company ownership
Financial reporting
Business ethics & culture
Executive remuneration

A car is driving through the woods; image used in article of ESG insights

Why does ESG matter to equity investors?

Environmental, social and governance (ESG) going mainstream

The Central Park in New York; image used in an article of ESG insights

Bond investing for a sustainable future

The information is not and should not be construed as an offer to buy or sell any investment products, and should not be considered as investment advice. You should carefully consider whether any investment products are appropriate in view of your investment experience, objectives, financial resources and relevant circumstances.

Investment involves risk. Investors should not only base on this material alone to make investment decisions. Please refer to the offering documents of the respective funds for details, including risk factors. The price of units or shares and the income from them may go down as well as up and any past performance figures shown are not indicative of future performance. The information contained on this website is intended for Hong Kong residents only and should not be construed as a distribution, an offer to sell, or a solicitation to buy any securities in any jurisdiction where such activities would be unlawful under the laws of such jurisdiction, in particular the United States of America. Please refer to the Unit Trust disclaimer for further important details.

The contents of this page have not been reviewed by the Securities and Futures Commission.

Issued by the Hongkong and Shanghai Banking Corporation Limited

Bonds / CDs are mainly medium to long term fixed income products, not for short term speculation. You should be prepared to hold your funds in bonds / CD for the full tenor; you could lose part or all of your principal if you choose to sell bonds / CDs prior to maturity.
It is the issuer to pay interest and repay principal of bonds / CDs. If the issuer defaults, the holder of bonds / CDs may not be able to receive back the interest and principal. The holder of bonds / CDs bears the credit risk of the issuer and has no recourse to HSBC unless HSBC is the issuer itself.
Indicative price of bonds / CDs are available and bonds / CDs price do fluctuate when market changes. Factors affecting market price of bonds / CDs include, and are not limited to, fluctuations in Interest Rates, Credit Spreads, and Liquidity Premiums. The fluctuation in yield generally has a greater effect on prices of longer tenor bonds / CDs. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling bonds / CDs.
If you wish to sell Bonds / CDs, HSBC may repurchase it based on the prevailing market price under normal market circumstances, but the selling price may differ from the original buying price due to changes in market conditions.
There may be exchange rate risks if you choose to convert payments made on bonds / CDs to your home currency.
The secondary market for bonds / CDs may not provide significant liquidity or may trade at prices based on the prevailing market conditions and may not be in line with the expectations of holders of bonds / CDs.
If bonds / CDs are early redeemed, you may not be able to enjoy the same rates of return when you use the funds to purchase other products.

Sustainable investing

Important risk warning

What is sustainable or "ESG" (Environmental, Social and Governance) investing?

What kind of ESG products can you invest in?

Unit trusts

Bonds

How to invest

Unit trusts

Bonds

Why does it matter?

Examples of common ESG issues

Environmental

Social

Governance

Related articles

Why does ESG matter to equity investors?

Environmental, social and governance (ESG) going mainstream

Bond investing for a sustainable future

Disclaimer

Risk disclosure