Travel confidently with comprehensive coverage
TravelSurance protects you, your family, friends and relatives from the moment you book a trip all the way until you return home.
This all-in-one policy provides you with a hassle-free protection for a specific trip, including accidental injuries, medical and hospital expenses, personal liabilities, lost baggage and cash, delayed flights, stolen belongings, etc.
Should you have any queries about TravelSurance cover under Coronavirus Disease 2019, please see our FAQs.
Key benefits

Covered for emergencies
Comprehensive cover, including personal accidents up to HKD2 million, and medical expenses up to HKD5 million

Designated loss coverage
Cover designated loss such as adverse weather conditions, strike, terrorism or natural disasters

Covers all ages with full benefits
All insured persons, including any children, will enjoy the full benefits under this plan

Coverage for your phone
Get up to HKD6,000 coverage for your phone

Limited time offer
Apply for TravelSurance between 1 Jan 2023 and 31 Dec 2023 (both days inclusive) to get:
- 30% off your first year’s premium for annual MultiTrip TravelSurance
- 15% off for Single Trip TravelSurance
T&Cs apply
Compare HSBC TravelSurance Plans
Plan options | Medical Expenses | Personal Accident | Baggage and Personal Effects | Personal Liability |
---|---|---|---|---|
Asia Standard Plan | HKD5,000,000 | HKD1,200,000 | HKD20,000 | HKD10,000,000 |
Asia Basic Plan | HKD600,000 | HKD500,000 | HKD8,000 | HKD10,000,000 |
Worldwide Standard Plan | HKD5,000,000 | HKD2,000,000 | HKD20,000 | HKD10,000,000 |
Worldwide Basic Plan | HKD1,000,000 | HKD800,000 | HKD8,000 | HKD10,000,000 |
Plan options | Asia Standard Plan |
---|---|
Medical Expenses | HKD5,000,000 |
Personal Accident | HKD1,200,000 |
Baggage and Personal Effects | HKD20,000 |
Personal Liability | HKD10,000,000 |
Plan options | Asia Basic Plan |
Medical Expenses | HKD600,000 |
Personal Accident | HKD500,000 |
Baggage and Personal Effects | HKD8,000 |
Personal Liability | HKD10,000,000 |
Plan options | Worldwide Standard Plan |
Medical Expenses | HKD5,000,000 |
Personal Accident | HKD2,000,000 |
Baggage and Personal Effects | HKD20,000 |
Personal Liability | HKD10,000,000 |
Plan options | Worldwide Basic Plan |
Medical Expenses | HKD1,000,000 |
Personal Accident | HKD800,000 |
Baggage and Personal Effects | HKD8,000 |
Personal Liability | HKD10,000,000 |
Check out the full coverage details. Enjoy extra benefits if you choose our Annual MultiTrip TravelSurance:
- Year-round protection with one-off premium payment for unlimited number of trips per year, up to 100 days per trip
- Experience the convenience with E-Policy servicing which provides you with 24-hour online access to your insurance policy details and allows you to submit policy service requests without hassle.
- If you travel to mainland China frequently, enjoy hospital admission deposit guarantee to designated hospitals in mainland China with a China Medical Card option under your annual MultiTrip policy
What's included?
Our plans generally cover:
Medical
We'll reimburse the necessary medical expenses incurred during a trip and follow up medical expense within 3 months after return to the Hong Kong SAR up to HKD5 million. We'll also cover additional travel and accommodation costs for your children if they have to travel back to Hong Kong SAR while you stay in hospital.
Sports and Activities[@sportsactivitiestravelsurance]
We provide cover for various sports and activities, including dune driving, sand boarding, safari adventures, whale tours, hot springs, horse riding, cable cars, iceberg climbing, watching auto racing, water sports, skiing, ice-skating, biking, thrill rides at amusement parks etc.
Travelsurance even covers certain hazardous sports activities such as hot air ballooning, bungee jumping, hang-gliding,parachuting, zipline, rafting, speed-boating, jet-skiing, trekking, water skiing, wakeboarding, wakesurf, sea kayaking,scuba-diving (that is diving to a depth not greater than 40 metres), mountaineering, rock-climbing etc.
Baggage
You'll receive cover for baggage loss or damage up to HKD20,000 . We'll reimburse emergency purchases of essential items or clothing up to HKD2,000 if baggage is delayed for more than 6 hours after you've arrived at your destination abroad.
What's NOT included?
Our plans generally do not cover:
- riot, civil commotion, war, invasion, civil war and related perils
- suicide, self- inflicted injury, illegal acts, insanity, drugs-taking, alcohol abuse, venereal disease, AIDs.
- any pre-existing conditions
How to apply
Eligibility
To be able to apply you must:
- be an HSBC bank account or credit card holder
- be an HKSAR resident and applying for this insurance policy in the HKSAR
- depart from and return to the HKSAR from your insured destination
- hold an HKID card for online applications
- take note of the below for child cover:
- for child under 18 years old, the parent or legal guardian[@legalguardiantravelsurance] information of the child must be provided during the application
- children aged under 12 years old must be accompanied by an adult during the trip
- provide information of any spouse/partner[@partnerdefinition], children, relatives and friends if you wish to insure them under the same policy
Apply now
HSBC customers can apply for a TravelSurance policy online
Or visit a branch
You can visit one of our branches to find out more
Find out more
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