Reduce your borrowing costs when the HIBOR rate is low
With a HIBOR-based mortgage, your interest rate tracks the Hong Kong Interbank Offered Rate[@mortgage-hibor]. You'll benefit from the extra protection of an interest rate cap.
Reduced borrowing costs
You could benefit from reduced borrowing costs when the HIBOR is low
A capped interest rate
The interest you pay is capped based on our Best Lending Rate[@mortgage-blr]
Applying is simple
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How to apply
Meet with us
You can book an appointment to meet a mortgage specialist in person at a designated branch.
Give us a call to get your application started. Lines are open 9:00am to 8:00pm, Mondays to Fridays, and 9:00am to 5:00pm on Saturdays, except public holidays.
At a branch
Frequently Asked Questions
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Is there any charge for a mortgage application?
Explore other mortgage products
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We offer a range of loan types to meet your unique financing needs
Get your mortgage secured 1 year before property completion, and borrow up to 100% of the property purchase price
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