Explore loan products
Explore a range of loan products, from personal loans to government assistance schemes.
Why wait in this once-a-year opportunity?
- Up to $13,888 rewards[@loans-hkd13888-rebate-offer] – Get a Personal Instalment Loan now to enjoy an APR as low as 1.68%[@loans-lowannualisedrateoffer] , with up to HK$8,888 cash rebate and $5,000 RewardCash. Terms and conditions apply.
- Extra HK$288 in cash rebate when you draw down a Personal Instalment Loan or Personal Tax Loan during the promotional period, and accumulate the designated FX transactions. Terms and conditions apply.
- Extra $288 in RewardCash when you draw down a Personal Instalment Loan or Personal Tax Loan during the promotional period, and apply for an eligible personal primary HSBC credit card. Terms and conditions apply.
Spare cash you can withdraw at any time, on your own schedule at 1.90% p.a.[@loans-introrate] for your first 3 months, and at 1.91% APR[@loans-introrate]
Flexible funding when you need it
Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Prepare for the 2023 / 2024 tax season with our low-interest instalment loans
A government loan to help you out if you're unemployed during these tough times
Enjoy preferential financing rates as you pay off your electric vehicle
Note
To borrow or not to borrow? Borrow only if you can repay!