The card that makes earning rewards easy
All-round Rewards. Just earn and enjoy.
Up to $800 RewardCash welcome offers. Extra HK$200 Wellcome supermarket vouchers for new customers.
Annual income of HKD120,000 or above.
Important notice: The new HSBC Red Credit Card Reward Scheme will be effective from 1 June 2021 until 30 June 2022. Under this new reward scheme, the first HKD25,000 of eligible online spending per calendar month for each credit card will earn 4% RewardCash. Any additional online spending that month will earn 1% unlimited RewardCash. Please see our detailed terms and conditions.
Welcome offer: Apply online to get up to HKD1,000 in welcome offers
Earn RewardCash from every transaction1
- 4% RewardCash for online spending
- 2% RewardCash for local supermarket transaction
- 1% RewardCash for other local and overseas spending
Instant, unlimited and hassle-free rewards
- No upper-limit on rebates
- No minimum spending requirement
- No registration required
- No annual fee
One-off handling fee as low as HK$50 for Spending Instalment Plans with easy application on HSBC Reward+ after spending
- The 4%/ 2%/ 1% RewardCash rebates of the HSBC Red Credit Card are subject to its terms and conditions and do not apply to e-wallet transactions. Reload of e-wallets will not earn any RewardCash. For details, please visit the RewardCash terms and conditions.
- Customers can earn 1 stamp via HSBC Reward+ upon making a single net transaction of HK$250 or above at YATA, successfully collect 3 stamps to redeem an extra $20 RewardCash. For program registration details, please check here.
- Customers can use the designated promotion code to enjoy HK$20 off Deliveroo orders over HK$150, maximum 2 times a month. For details and designated promotion code, please check here.
- Customers can enjoy 11% off for Hotels.comTM bookings, and the discount is available on a first-come-first served basis subject to monthly quota. Customers can enjoy 9% off after the quota is full. Discount is not applicable to non-participating hotels. please check the details here.
How to apply
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Card offers and rewards
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Red Hot Deals
Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.