The card that makes earning rewards easy
All-round Rewards. Just earn and enjoy.
Annual income of HKD120,000 or above.
Important notice: The new HSBC Red Credit Card Reward Scheme will be effective from 1 July 2022 until 30 June 2023. Under this new reward scheme, the first HKD12,500 of eligible online spending per calendar month for each credit card will earn 4% RewardCash. Any additional online spending that month will earn 1% unlimited RewardCash. Please see our detailed terms and conditions.
Earn RewardCash from every transaction1
- 4% RewardCash for online spending
- 2% RewardCash for local supermarket transaction
- 1% RewardCash for other local and overseas spending
Instant, unlimited and hassle-free rewards
- No upper-limit on rebates
- No minimum spending requirement
- No registration required
- No annual fee
One-off handling fee as low as HK$50 for Spending Instalment Plans with easy application on HSBC Reward+ after spending
- The 4%/ 2%/ 1% RewardCash rebates of the HSBC Red Credit Card are subject to its terms and conditions and do not apply to e-wallet transactions. Reload of e-wallets will not earn any RewardCash. For details, please visit the RewardCash terms and conditions.
How to apply
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Card offers and rewards
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Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.