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A gentleman is standing on the right with red and blue background; image used for HSBC Red Credit Cards.

HSBC Red Credit Card

4% RewardCash for online purchase.

All-rounded rewards with no limit. Just shop, earn and enjoy!

HSBC Red Credit Card

The card that makes earning rewards easy

All-round Rewards. Just earn and enjoy.
  • Up to $800 RewardCash or HK$800 Wellcome supermarket voucher welcome offers
Annual income of HKD120,000 or above.

Important Notice: “Terms and Conditions for HSBC Red Credit Card Reward Scheme” will be amended with effect from 12 September 2020. For details, please read the “Important Notes and Declarations” in Red credit card application form or click here.

Welcome offer: With successful application you can enjoy up to:

A gentleman is standing on the right with red and blue background; image used for HSBC Red Credit Cards.

Earn RewardCash from every transaction1

  • 4% RewardCash for online transaction
  • 2% RewardCash for local supermarket transaction
  • 1% RewardCash for other local and overseas transaction
Friends are enjoying their party time; image used for HSBC Red Credit Cards.

Instant, unlimited and hassle-free rewards

  • No upper-limit on rebates
  • No minimum spending requirement
  • No registration required
  • No annual fee
The merchant logo of; Links to website.

The merchant logo of Deliveroo; Links to Deliveroo website.


More benefits

  1. The 4%/ 2%/ 1% RewardCash rebates of the HSBC Red Credit Card are subject to its terms and conditions and do not apply to e-wallet transactions. Reload of e-wallets will not earn any RewardCash. For details, please visit the RewardCash terms and conditions.
  2. Customers can enjoy 11% off for™ bookings, and the discount is available on a first-come-first-served basis subject to monthly quota. Customers can enjoy 9% off after the quota is full. Discount is not applicable to non-participating hotels, please check the details here.
  3. Customers can use the designated promotion code to enjoy HK$20 off Deliveroo orders over HK$180, maximum 4 times a month. For details and the designated promotion code, please check here.

How to apply

What else should I know?

Card offers and rewards

Two ladies have just finished shopping; image used for HSBC Reward Cash Program.
Link to HSBC Reward Cash Program page.

Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.

A woman is shopping in the mall; image used for HSBC Reward+ Page.
Link to HSBC Reward+ Page. This link will open in a new window

Enjoy exclusive discounts on dining, shopping, travel and more.

Contact us

By phone

HSBC Jade customers
call  (852) 2233 3033

HSBC Premier customers
call  (852) 2233 3322

HSBC Advance customers
call  (852) 2748 8333

Other customers
call  (852) 2233 3000

Credit card activation
call  (852) 3163 0688

Credit card offers
call  (852) 2748 8033

To borrow or not to borrow? Borrow only if you can repay!