
The card that makes earning rewards easy
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Up to $500 RewardCash as a welcome offer and a perpetual annual fee waiver
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New Credit Card Customers can enjoy an extra $200 RewardCash if successfully applied for a Cash Instalment Plan1
Smart tip:
Activate your virtual card and add it to digital wallets once your card is approved. Shop with your card right away for any online and mobile payment purchase. Enjoy an even faster and hassle-free shopping experience! Learn more
Important notice: The new HSBC Red Credit Card Reward Scheme will be effective from 1 July 2022 until 30 June 2023. Under this new reward scheme, the first HKD12,500 of eligible online spending per calendar month for each credit card will earn 4% RewardCash. Any additional online spending that month will earn 1% unlimited RewardCash. Please see our detailed terms and conditions.

Earn RewardCash from every transaction2
- 4% RewardCash for online spending
- 2% RewardCash for local supermarket transaction
- 1% RewardCash for other local and overseas spending

Instant, unlimited and hassle-free rewards
- No upper-limit on rebates
- No minimum spending requirement
- No registration required
- No annual fee

- Enjoy a maximum of an extra $60 RewardCash in each phase via HSBC Reward+ Stamp Cards (Click here for details)
McDonald’s
- Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards (Click here for details)
MCL Cinemas
- Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards (Click here for details)
More benefits
- One-off handling fee as low as HK$50 for Spending Instalment Plans with easy application on HSBC Reward+ after spending
How to apply
HSBC customers
With HSBC Personal Internet Banking
Without HSBC Personal Internet banking
What else should I know?
Card offers and rewards

Latest offers
Catch the latest fabulous credit card offers.

Red Hot Deals
Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.

Year-round Offers
Enjoy exclusive discounts on dining, shopping, travel and more.
Octopus Automatic Add-Value Service
HSBC Virtual Credit Card
Bring your credit card into digital form. Instant access to your card details via the HSBC HK App so you can start spending on the go.
Important Information
Contact us
By phone
HSBC Jade customers
call (852) 2233 3033
HSBC Premier customers
call (852) 2233 3322
Other customers
call (852) 2233 3000
Credit card activation
call (852) 3163 0688
Credit card offers
call (852) 2748 8033
To borrow or not to borrow? Borrow only if you can repay!