The card that makes earning rewards easy
Annual income of HKD120,000 or above.
Earn RewardCash from every transaction
- 4% RewardCash for online transaction
- 2% RewardCash for local supermarket transaction
- 1% RewardCash for other local and overseas transaction
Instant, unlimited and hassle-free rewards
- No upper-limit on rebates
- No minimum spending requirement
- No registration required
- No annual fee
How to apply
Are you eligible?Expanded, press enter to collapse Collapsed, press enter to expand
I am a HSBC Personal Internet Banking customer:
I don’t have access to Personal Internet Banking:
Apply by phone
Call us on (852) 2233 3777
What else should I know?
Card offers and rewards
Catch the latest fabulous credit card offers.
Red Hot Deals
Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.
Cash Instalment Plan
Octopus Automatic Add-Value Service
Spending Instalment Plan
To borrow or not to borrow? Borrow only if you can repay!