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HSBC Red Credit Card

Earn unlimited rewards, with up to 4% RewardCash for online spending and 1% for overseas spending.

Get up to $700 RewardCash miles when you apply for an HSBC Red Credit Card.

HSBC Red Credit Card

The card that makes earning rewards easy

All-round Rewards. Just earn and enjoy.
  • Up to $500 RewardCash as a welcome offer and a perpetual annual fee waiver
  • New Credit Card Customers can enjoy an extra $200 RewardCash if successfully applied for a Cash Instalment Plan1

Smart tip:

Activate your virtual card and add it to digital wallets once your card is approved. Shop with your card right away for any online and mobile payment purchase. Enjoy an even faster and hassle-free shopping experience! Learn more 

Important notice: The new HSBC Red Credit Card Reward Scheme will be effective from 1 July 2022 until 30 June 2023. Under this new reward scheme, the first HKD12,500 of eligible online spending per calendar month for each credit card will earn 4% RewardCash. Any additional online spending that month will earn 1% unlimited RewardCash. Please see our detailed terms and conditions.

Woman checking smartphone; image used for HSBC Red Credit Cards.

Earn RewardCash from every transaction2

  • 4% RewardCash for online spending
  • 2% RewardCash for local supermarket transaction
  • 1% RewardCash for other local and overseas spending
Friends are enjoying their party time; image used for HSBC Red Credit Cards.

Instant, unlimited and hassle-free rewards

  • No upper-limit on rebates
  • No minimum spending requirement
  • No registration required
  • No annual fee
A person holding a gift in both hands.


  • Enjoy a maximum of an extra $60 RewardCash in each phase via HSBC Reward+ Stamp Cards (Click here for details)


MCL Cinemas

More benefits

  1. New Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$30,000 and with a repayment period of 24 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash.
  2. The 4%/ 2%/ 1% RewardCash rebates of the HSBC Red Credit Card are subject to its terms and conditions and do not apply to e-wallet transactions. Reload of e-wallets will not earn any RewardCash. For details, please visit the RewardCash terms and conditions.

How to apply

HSBC Red Credit Card applicants are required to have an annual income of HKD120,000 or above.

What else should I know?

Card offers and rewards

Two ladies have just finished shopping; image used for HSBC Reward Cash Program.
Link to HSBC Reward Cash Program page.

Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.

A woman is shopping in the mall; image used for HSBC Reward+ Page.
Link to HSBC Reward+ Page. This link will open in a new window

Enjoy exclusive discounts on dining, shopping, travel and more.


Bring your credit card into digital form. Instant access to your card details via the HSBC HK App so you can start spending on the go.

Contact us

By phone

HSBC Jade customers
call  (852) 2233 3033

HSBC Premier customers
call  (852) 2233 3322

Other customers
call  (852) 2233 3000

Credit card activation
call  (852) 3163 0688

Credit card offers
call  (852) 2748 8033

To borrow or not to borrow? Borrow only if you can repay!