The card that makes earning rewards easy
Up to $500 RewardCash as a welcome offer and a perpetual annual fee waiver
New Credit Card Customers can enjoy an extra $200 RewardCash if successfully applied for a Cash Instalment Plan1
Activate your virtual card and add it to digital wallets once your card is approved. Shop with your card right away for any online and mobile payment purchase. Enjoy an even faster and hassle-free shopping experience! Learn more
Important notice: The new HSBC Red Credit Card Reward Scheme will be effective from 1 July 2022 until 30 June 2023. Under this new reward scheme, the first HKD12,500 of eligible online spending per calendar month for each credit card will earn 4% RewardCash. Any additional online spending that month will earn 1% unlimited RewardCash. Please see our detailed terms and conditions.
Earn RewardCash from every transaction2
- 4% RewardCash for online spending
- 2% RewardCash for local supermarket transaction
- 1% RewardCash for other local and overseas spending
Instant, unlimited and hassle-free rewards
- No upper-limit on rebates
- No minimum spending requirement
- No registration required
- No annual fee
- Enjoy a maximum of an extra $60 RewardCash in each phase via HSBC Reward+ Stamp Cards (Click here for details)
- Enjoy a maximum of an extra $40 RewardCash each month via HSBC Reward+ Stamp Cards (Click here for details)
- Enjoy a maximum of an extra $90 RewardCash each month via HSBC Reward+ Stamp Cards (Click here for details)
- One-off handling fee as low as HK$50 for Spending Instalment Plans with easy application on HSBC Reward+ after spending
- New Card Customers who activate the Eligible Credit Card, and successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$30,000 and with a repayment period of 24 months or above within the first 60 calendar days after card issuance, can enjoy an extra $200 RewardCash.
- The 4%/ 2%/ 1% RewardCash rebates of the HSBC Red Credit Card are subject to its terms and conditions and do not apply to e-wallet transactions. Reload of e-wallets will not earn any RewardCash. For details, please visit the RewardCash terms and conditions.
How to apply
Are you eligible?
HSBC Red Credit Card applicants are required to have an annual income of HKD120,000 or above.
With HSBC Personal Internet Banking
Without HSBC Personal Internet banking
What else should I know?
Card offers and rewards
Catch the latest fabulous credit card offers.
Red Hot Deals
Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.
Enjoy exclusive discounts on dining, shopping, travel and more.
Octopus Automatic Add-Value Service
HSBC Virtual Credit Card
Bring your credit card into digital form. Instant access to your card details via the HSBC HK App so you can start spending on the go.
HSBC Jade customers
call (852) 2233 3033
HSBC Premier customers
call (852) 2233 3322
call (852) 2233 3000
Credit card activation
call (852) 3163 0688
Credit card offers
call (852) 2748 8033
To borrow or not to borrow? Borrow only if you can repay!