The card that makes earning rewards easy
Earning rewards is easier than ever. Get up to 4% RewardCash rebate when you spend online, 1% for designated spending categories.
Welcome offer
- Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
- Perpetual annual fee waiver


'Red Hot Show Pass' - Exclusive booking privileges for the hottest theatre show as a welcome offer
Apply online for an Eligible Credit Card and register via designated website to unlock our welcome offer. Stand a chance to buy extra reserved tickets for HSBC 160th Anniversary Presents Theatre Show 'Let Me Entertain You'.
Valid till 31 July 2025, for new and existing credit card customers. T&Cs apply.
Earn extra RewardCash by spending in these categories
Exclusive benefits and offers
Earn rewards on designated spending categories
Enjoy 1% RewardCash on spending with your Red Credit Card in any of these categories:
- Enjoy dining at restaurants and eateries in Hong Kong
- Spend in foreign currency on your travels in mainland China, Macau, and overseas
- Indulge in health and leisure at cinemas, ticket offices, and fitness centres
- Shop smart and manage home spends at supermarkets, furniture and home appliance stores, and telecom service providers
- Indulge in some self-care with lifestyle spends in beauty and fashion, pet care, and at bookstores


Earn HSBC Reward+ Red Hot Stamp Card Rewards
Receive HSBC Reward+ stamps and get RewardCash when you spend the designated amount in a single transaction.
- Get up to $40 in RewardCash when you spend at McDonald'sEarn HSBC Reward+ stamps and receive up to $40 in RewardCash each month when you spend HKD30 or above in a single transaction at McDonald's. T&Cs apply.
- Get up to $90 in RewardCash when you spend at MCL CinemasEarn HSBC Reward+ stamps and receive up to $90 in RewardCash during each phase when you spend HKD50 or above in a single transaction at MCL Cinemas. T&Cs apply.
Additional benefits you can enjoy
- Perpetual annual fee waiverEnjoy a perpetual waiver on your annual fees with your card—no spending limits required!
- Activate your virtual card once your application has been approvedOnce your application via digital channels has been approved, you can activate your virtual card and add it to your mobile wallets. Start shopping online and making mobile payments with your card right away for a faster, hassle-free experience!
Things you should know
Eligibility
An annual income of HKD120,000 or above