Explore credit cards

HSBC Premier Mastercard®

HSBC Premier Mastercard®

Enjoy a world of opportunity, first-class customer service and extra rewards.
  • Enjoy up to 6.4% RewardCash rebate on overseas spending by counting in all rewards offers
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. HKD4.17 for 1 mile)
  • Perpetual annual fee waiver
  • Free pre-approved additional cards for your family members
  • Cardholders can apply for free Private Label Cards (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants

Eligibility:

For HSBC Premier customers only. Learn about HSBC Premier

More benefits

HSBC Red Credit Card

HSBC Red Credit Card

All-round Rewards. Just earn and enjoy.
  • 4% RewardCash for online transaction
  • 2% RewardCash for local supermarket transaction
  • 1% RewardCash for other local and overseas transaction

  • Instant, unlimited and hassle-free rewards

    No upper-limit on rebates, no minimum spending requirement, no registration required, no annual fee

Eligibility:

Annual income of HKD120,000 or above.

Welcome offer

 

- Redeemable for up to HKD800 shopping vouchers or 8,000 air miles

 

More benefits

  • Hotels.com: Up to 11% off on worldwide hotel bookings
  • Deliveroo: Enjoy HKD20 off your orders
HSBC Visa Signature Card

HSBC Visa Signature Card

Get superior dining and leisure privileges with an extra 3X RewardCash in your spending.
  • Enjoy up to 9X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 3.6% (i.e. HKD2.78 for 1 mile)
  • Enjoy an exclusive extra 3X RewardCash on your spending in all categories of Rewards of Your Choice without registration
  • Exclusive 24-hour concierge and emergency services provided by Visa
  • Cardholders can apply for free Private Label Cards (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD360,000 or assets of HKD400,000 

or above.

Welcome offer

 

- Up to $900 RewardCash, and

 

- $100 RewardCash "Pay with RC" Reward

 

More benefits

HSBC Visa Platinum Card

HSBC Visa Platinum Card

Get access to our RewardCash and worldwide discount programmes, as well as Platinum concierge services and Platinum Club offers from Visa.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. HKD4.17 for 1 mile)
  • Earn RewardCash when you use your card to pay bills online
  • Cardholders can apply for free Private Label Card's (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD150,000 or assets of HKD100,000.

Welcome offer

 

- Up to $900 RewardCash, and

 

- $100 RewardCash "Pay with RC" Reward

 

More benefits 

  • Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
HSBC Pulse UnionPay Dual Currency Diamond Credit Card

HSBC Pulse UnionPay Dual Currency Diamond Credit Card

Enjoy extra rewards and seamless services when you travel around the world, especially in Mainland China and Macau.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. HKD4.17 for 1 mile)
  • Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations
  • Additional up to 2% exclusive rebate for spending in Mainland China and Macau. (Start from 1 Jan 2020. T&C apply)

Eligibility:

Annual income of HKD150,000 or assets of HKD100,000 or above.

Welcome offer

 

- Redeemable for up to HKD800 shopping vouchers or 8,000 air miles

 

More benefits

  • Mark up fee waiver for transactions in Renminbi and Macau Pataca
  • Brand new payment experience on HSBC Reward+ to use QR code during check-out at designated merchants in Mainland China, Hong Kong, Macau and other regions that accept UnionPay QR code without having to show the physical card. Click here for feature details and latest offers.
HSBC UnionPay Dual Currency Credit Card

HSBC UnionPay Dual Currency Credit Card

If you travel frequently between China and Hong Kong, you can enjoy financial control and protection with the HSBC UnionPay Dual Currency Credit Card.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. HKD4.17 for 1 mile)
  • Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations

Eligibility:

Annual income of HKD60,000 or above.

Welcome offer

 

- Redeemable for up to HKD800 shopping vouchers or 8,000 air miles

 

More benefits

  • Brand new payment experience on HSBC Reward+ to use QR code during check-out at designated merchants in Mainland China, Hong Kong, Macau and other regions that accept UnionPay QR code without having to show the physical card. Click here for feature details and latest offers.
HSBC Visa Gold Card

HSBC Visa Gold Card

Discover exclusive privileges and added spending power.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. HKD4.17 for 1 mile)
  • Up to eight weeks' interest-free repayment period
  • Cardholders can apply for free Private Label Card's (CODE Card, Dickson Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD60,000 or above.

Welcome offer

 

- Up to $900 RewardCash, and

 

- $100 RewardCash "Pay with RC" Reward

 

More benefits

  • Enjoy a 30% discount on cross border limousine service between Hong Kong and Guangdong, China
  • Exclusive shopping, dining and entertainment discounts and privileges with home&Away
HSBC Visa Gold Card for Students

HSBC Visa Gold Card for Students

Credit card tailor made for students.
  • Enjoy up to 2.4% RewardCash rebate for spending in Rewards of Your Choice category, online and overseas spending (i.e. HKD4.17 for 1 mile).
  • Enjoy up to 2.4% or $400 RewardCash rebate on tuition fee payment.

Eligibility:

Full time students of designated institutions.

Welcome offer

Important note

  • Over-limit facility and additional cards are not available for HSBC Visa Gold Card for Students

 

Card offers and rewards

Two ladies have just finished shopping; image used for HSBC Reward Cash Program.

Red Hot Deals

 
Opens up into a new window or tab

Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.

A woman is shopping in the mall; image used for HSBC Reward+ Page.

Year-round Offers

 
Opens up into a new window or tab This link will open in a new window

Enjoy exclusive discounts on dining, shopping, travel and more.

Girls are enjoying online shopping; image used for rack up online spending offers with your HSBC Red Credit Card page.

You've earned it!

 

A few tips to help you get the most out of online spending offers in 2020 with HSBC Red Credit Card.

T&Cs apply. To borrow or not to borrow? Borrow only if you can repay!

Cardholder extras

Additional credit card

 

Add a member of your family to be an additional cardholder on your account.

Supporting documents

 

Make your credit card application smoother by uploading your supporting documents online. 

Octopus AAVS

 

Earn RewardCash for every top-up to your Octopus card from HSBC credit card.

Mobile payments

 

Add your HSBC credit card to an Apple Pay, Google Pay or Samsung Pay device to enjoy payment in a fast and easy way. 

Cash instalment plan

 

Convert your credit limit into cash or transfer the outstanding balance from other cards.

Spending instalment plan

 

Settle your credit card easily in monthly instalments with the spending instalment plan.

Credit card support

 

Learn about the latest offers and how to get the most out of your credit cards.

Bill payment

 

Pay your bills such as utilities and insurance with a HSBC credit card and earn RewardCash from there onwards.