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HSBC credit cards

Our best rewards card, Visa Signature, provides up to 3.6% RewardCash rebate year round and up to HKD1800 worth of welcome offers.

Explore credit cards

HSBC Premier Mastercard®

Enjoy a world of opportunity, first-class customer service and extra rewards.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Perpetual annual fee waiver
  • Free pre-approved additional cards for your family members
  • Cardholders can apply for free Private Label Cards (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants
Eligibility:
For HSBC Premier customers only.

To qualify for HSBC Premier you need to maintain a Total Relationship Balance of HKD1,000,000 or more.

More benefits

HSBC Advance Visa Platinum Card

Get exclusive offers and discounts in more than 160 countries, and enjoy the benefits of our exciting rewards programmes.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Perpetual annual fee waiver

  • Cardholders can apply for free Private Label Cards (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants

Eligibility:

For HSBC Advance customers only.
To qualify for HSBC Advance you need to maintain a Total Relationship Balance of HKD200,000 or more.

More benefits

  • Visa Platinum concierge services, including travel information and restaurant reservations
  • Earn RewardCash when you use your card to pay bills online

HSBC Visa Signature Card

Get superior dining and leisure privileges with an extra 3X RewardCash in your spending.
  • Enjoy up to 9X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 3.6% (i.e. $2.78 for 1 mile)
  • Enjoy an exclusive extra 3X RewardCash on your spending in all categories of Rewards of Your Choice without registration
  • Exclusive 24-hour concierge and emergency services provided by Visa

  • Cardholders can apply for free Private Label Cards (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD480,000 or assets of HKD600,000 or above.

Welcome offer

  • Apply online to get up to HKD1,800 worth of welcome offers, including:

    Up to $800 RewardCash or HKTVmall gift vouchers, and

    Up to $1,000 RewardCash cash advance fee and handling fee rebate.

 

HSBC Visa Platinum Card

Get access to our RewardCash and worldwide discount programmes, as well as Platinum concierge services and Platinum Club offers from Visa.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Earn RewardCash when you use your card to pay bills online

  • Cardholders can apply for free Private Label Card's (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD150,000 or assets of HKD100,000.

More benefits 

  • Visa Platinum concierge services, including travel information and restaurant reservations

Welcome offer

  • Apply online to get up to HKD1,800 worth of welcome offers, including:

    Up to $800 RewardCash or HKTVmall gift vouchers, and

    Up to $1,000 RewardCash cash advance fee and handling fee rebate. 

 

HSBC UnionPay Dual Currency Credit Card

If you travel frequently between China and Hong Kong, you can enjoy financial control and protection with the HSBC UnionPay Dual Currency Credit Card.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations
Eligibility:

Dual Currency Credit Card applicants are required to have an annual income of HK$60,000 or above.
Dual Currency Diamond Credit Card applicants are required to have an annual income of HK$150,000 or assets of HKD100,000 or above.

More benefits

  • Up to 3 complimentary visits to the Plaza Premium Lounges at airport*
  • Buy 1 get 1 free movie tickets on Fridays and Saturdays at all Cinema City outlets*

*Exclusive for UnionPay Dual Currency Diamond Cardholders only. T&C apply. For details, please visit the UnionPay website.

Welcome offer

  • Apply online to get up to HKD1,800 worth of welcome offers, including:

    Up to $800 RewardCash or HKTVmall gift vouchers, and

    Up to $1,000 RewardCash cash advance fee and handling fee rebate.

 

 

 

HSBC Visa Gold Card

Discover exclusive privileges and added spending power.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Up to eight weeks' interest-free repayment period

  • Cardholders can apply for free Private Label Card's (CODE Card, Dickson Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD60,000 or above.

More benefits

  • Enjoy exclusive shopping, dining and entertainment discounts and privileges with home&Away

Welcome offer

  • Apply online to get up to HKD1,800 worth of welcome offers, including:

    Up to $800 RewardCash or HKTVmall gift vouchers, and

    Up to $1,000 RewardCash cash advance fee and handling fee rebate.

 

HSBC Visa Gold Card for Students
Credit card tailor made for students.
  • Enjoy up to 2.4% RewardCash rebate for spending in Rewards of Your Choice category, online and overseas spending (i.e. $4.17 for 1 mile).
  • Enjoy up to 2.4% or $400 RewardCash rebate on tuition fee payment.

Eligibility:

Full time students of designated institutions.

Welcome offer

  • Spend HKD600 to get HKD300 cash rebate.

Important note

  • Over-limit facility and additional cards are not available for HSBC Visa Gold Card for Students

 

Card offers and rewards

Red Hot Deals

 
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Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.

Reward+

 
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Enjoy exclusive discounts on dining, shopping, travel and more.

Cardholder extras

Additional credit card

 
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Add a member of your family to be an additional cardholder on your account.

Supporting documents

 
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Make your credit card application smoother by uploading your supporting documents online. 

Octopus AAVS

 

Earn RewardCash for every top-up to your Octopus card from HSBC credit card.

Mobile payments

 

Add your HSBC credit card to an Apple Pay, Google Pay or Samsung Pay device to enjoy payment in a fast and easy way. 

Cash instalment plan

 

Convert your credit limit into cash or transfer the outstanding balance from other cards.

Spending instalment plan

 

Settle your credit card easily in monthly instalments with the spending instalment plan.

Calculate your repayment

 

Get a better understanding about paying off your credit card with our repayment calculator. 

Bill payment

 

Pay your bills such as utilities and insurance with a HSBC credit card and earn RewardCash from there onwards.