Explore credit cards

HSBC Premier Mastercard®

Enjoy a world of opportunity, first-class customer service and extra rewards.
  • Enjoy up to 6.4% RewardCash rebate on overseas spending by counting in all rewards offers
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Perpetual annual fee waiver
  • Free pre-approved additional cards for your family members
  • Cardholders can apply for free Private Label Cards (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants
Eligibility:
For HSBC Premier customers only. Learn about HSBC Premier

More benefits

 

HSBC Red Credit Card

HSBC Red Credit Card

All-round Rewards. Just earn and enjoy.
  • 4% RewardCash for online transaction
  • 2% RewardCash for local supermarket transaction
  • Cardholders can apply for free Private Label Cards (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants
Eligibility:

Annual income of HKD120,000 or above.

Welcome offer

More benefits

  • Hotels.com: Up to 15% off worldwide hotel bookings
  • Deliveroo: Enjoy HK$20 off four times a month
  • 1% RewardCash for other local and overseas transaction

HSBC Visa Signature Card

Get superior dining and leisure privileges with an extra 3X RewardCash in your spending.
  • Enjoy up to 9X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 3.6% (i.e. $2.78 for 1 mile)
  • Enjoy an exclusive extra 3X RewardCash on your spending in all categories of Rewards of Your Choice without registration
  • Exclusive 24-hour concierge and emergency services provided by Visa
  • Cardholders can apply for free Private Label Cards (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD360,000 or assets of HKD400,000 
or above.

Welcome offer

More benefits

HSBC Visa Platinum Card

Get access to our RewardCash and worldwide discount programmes, as well as Platinum concierge services and Platinum Club offers from Visa.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Earn RewardCash when you use your card to pay bills online
  • Cardholders can apply for free Private Label Card's (city’super Card, CODE Card, Dickson Card, HARVEY NICHOLS Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD150,000 or assets of HKD100,000.

Welcome offer

More benefits 

  • Receive HK$300 spending rebate for single transactions of HK$3,000 or above made via Apple Pay at Cathay Pacific App.

 

HSBC UnionPay Dual Currency Credit Card

If you travel frequently between China and Hong Kong, you can enjoy financial control and protection with the HSBC UnionPay Dual Currency Credit Card.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations
Eligibility:

Dual Currency Credit Card applicants are required to have an annual income of HK$60,000 or above.
Dual Currency Diamond Credit Card applicants are required to have an annual income of HK$150,000 or assets of HKD100,000 or above.

Welcome offer

More benefits

  • Enjoy airport lounge access privilege (up to 3 visits)*
  • Buy 1 get 1 free movie tickets on Fridays and Saturdays at all Cinema City outlets*

*Exclusive for UnionPay Dual Currency Diamond Cardholders only. T&C apply. For details, please visit the UnionPay website.

HSBC Visa Gold Card

Discover exclusive privileges and added spending power.
  • Enjoy up to 6X RewardCash for spending in Rewards of Your Choice category. Rebate rate at 2.4% (i.e. $4.17 for 1 mile)
  • Up to eight weeks' interest-free repayment period
  • Cardholders can apply for free Private Label Card's (CODE Card, Dickson Card) to enjoy up to 10% off at selected merchants

Eligibility:

Annual income of HKD60,000 or above.

Welcome offer

More benefits

  • Enjoy exclusive shopping, dining and entertainment discounts and privileges with home&Away
HSBC Visa Gold Card for Students
Credit card tailor made for students.
  • Enjoy up to 2.4% RewardCash rebate for spending in Rewards of Your Choice category, online and overseas spending (i.e. $4.17 for 1 mile).
  • Enjoy up to 2.4% or $400 RewardCash rebate on tuition fee payment.

Eligibility:

Full time students of designated institutions.

Welcome offer

Important note

  • Over-limit facility and additional cards are not available for HSBC Visa Gold Card for Students

 

Card offers and rewards

Two ladies have just finished shopping; image used for HSBC Reward Cash Program.
 
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Spend and earn RewardCash to redeem cash vouchers or gift items at our Rewards e-Shop, or offset your spending at participating merchants.

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Enjoy exclusive discounts on dining, shopping, travel and more.

A woman is sitting on the grass and watching the book; image used for Back to School Article.
 

Find out where to get special offers on your back-to-school spending with your HSBC credit cards.

T&Cs apply.

Cardholder extras

 

Add a member of your family to be an additional cardholder on your account.

 
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Make your credit card application smoother by uploading your supporting documents online. 

 

Earn RewardCash for every top-up to your Octopus card from HSBC credit card.

 

Add your HSBC credit card to an Apple Pay, Google Pay or Samsung Pay device to enjoy payment in a fast and easy way. 

 

Convert your credit limit into cash or transfer the outstanding balance from other cards.

 

Settle your credit card easily in monthly instalments with the spending instalment plan.

 

Learn about the latest offers and how to get the most out of your credit cards.

 

Pay your bills such as utilities and insurance with a HSBC credit card and earn RewardCash from there onwards.