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Pulse Dual Currency Card
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At a glance
Manage your spending with ease and enjoy fabulous rewards at home, in mainland China or beyond.
Welcome offers
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Apply online to get up to $800 RewardCash[@cards-welcomeoffer]
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Get up to an extra 20% RewardCash Rebate for QR code payment, and totaling up to $280 RewardCash[@cards-pulse-diamond-2025-extra-offer]
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Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan[@cards-cash-instalment-200rc-offer]
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First 2-year annual fee waiver
Rewards
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Earn 4.4% RewardCash (RC) on your purchases in mainland China and Macau
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Pay easily using QR codes in mainland China, Hong Kong, Macau or other regions that accept UnionPay QR codes
Travel privileges
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Not applicable
Dining privileges
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Not applicable
What else could you enjoy?
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Extra 2.4% RewardCash by choosing Overseas and Mainland China Spending categories in Red Hot Rewards of Your Choice
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Give us a call on our dedicated concierge hotline to find the support you need
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Learn more about our Assist Services—Emergency Medical Assistance, Emergency Travel Assistance, and Concierge Service
Can you apply?
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An annual income of HKD120,000 or above
What's next?
Notes
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Manage your spending at home, in mainland China and beyond all on a single card.
Enjoy exclusive privileges worldwide and earn RewardCash every time you use your card.
Manage your spending with ease and enjoy fabulous rewards at home, in mainland China or beyond.
Exclusively for HSBC Premier banking customers. Delight in an array of extraordinary travel, dining and lifestyle privileges at home and abroad.
Add a touch of luxury to your life with extra rewards and superior dining privileges. Earn up to 3.6% RewardCash rebate in designated spending categories.
Spread your wings and experience true independence as you venture into adult life. Earn RewardCash when you pay your tuition fees and every time you spend on your card.
Level up your rewards. Earn up to 6X MoneyBack Points when you spend at PARKnSHOP, Watsons and Fortress, and enjoy shopping discounts on designated dates.
Earning rewards is easier than ever. Get up to 4% RewardCash rebate when you spend online, 1% for designated spending categories.
Earn unlimited miles at a rate as low as HKD2 = 1 mile, and enjoy a wide range of complimentary travel perks.