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See which card and perks suit you best.

At a glance

Earn unlimited miles at a rate as low as HKD2 = 1 mile on everyday spending, and enjoy a wide range of complimentary travel perks.

Welcome offers

Terms and conditions apply.
  • Get up to an extra $1,200 RewardCash (or 24,000 miles)

  • Earn miles at a rate as low as HKD0.4 = 1 mile[@mileearningformula]


Terms and conditions apply.
  • Earn miles on everyday spending at a rate of HKD2 = 1 mile[@milecardrebateremark]

  • Earn miles on other local and overseas purchases at a rate of HKD5 = 1 mile[@milecardrebateremark]

Travel privileges

Terms and conditions apply.
  • Convert your RewardCash to miles / points at 15 frequent flyer and hotel loyalty programmes at a preferential rate[@milecalculation]

  • Get complimentary multi-trip travel insurance including mobile phone and trip cancellation cover[@milecardrebateremark]

  • Enjoy up to 6 complimentary airport lounge visits per year[@freelounge]

  • Enjoy 30% off cross-border limousine services between Hong Kong and Guangdong, China. See full details.

  • Enjoy 10% off Hertz self-drive car rentals

  • Get up to 15% off hotel room bookings worldwide via Agoda[@agoda15offnote] 

Dining privileges

Terms and conditions apply.
  • Earn miles on designated café and light meal spending at a rate of HKD2 = 1 mile

  • Enjoy 15% off at selected restaurants in Hyatt Regency Hotel Tsim Sha Tsui

What else could you enjoy?

Terms and conditions apply.
  • Enjoy an annual fee waiver for your first year

  • Get an automatic annual fee waiver for the next year just by spending HKD120,000 annually[@mileannualfee]

  • 24hr concierge service

Can you apply?

  • An annual income of HKD240,000 or more