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Explore loan products

Lending to help you reach your financial goals and make the most of life.

Enjoy an APR as low as 1.60%.
Apply successfully to enjoy HKD100 cash rebate and an introductory APR as low as 2.92%[@loans-introrate] for the first 3 months.

Flexible funding when you need it

Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
Enjoy preferential financing rates as you pay for your electric vehicle.
Note
To borrow or not to borrow? Borrow only if you can repay!