Explore loan products
Lending to help you reach your financial goals and make the most of life.
 
    
    
    
        
        Apply successfully to enjoy rebates worth up to $16,000 for payroll customers or up to $8,000 for other customers. Plus, enjoy APR as low as 1.88%.
    
 
    
    
    
        
        Apply successfully to enjoy HKD100 cash rebate and an introductory APR as low as 2.92%[@loans-introrate]  for the first 3 months.
    
Flexible funding when you need it
 
    
    
    
        
        Borrow a part of or up to all of the principal from what you’ve repaid on your existing loan, without having to reapply
    
 
    
    
    
        
        Consolidate your other loans and credit card balances into a high loan amount of up to 23 times your monthly salary or HKD3 million (whichever is lower) without any handling fees
    
 
     
    
    
    
        
        Enjoy preferential financing rates as you pay for your electric vehicle.
    
    
    
        
        Note
    
    
    
        
        To borrow or not to borrow? Borrow only if you can repay!