Fees and charges for overdrafts

Fees and charges for HSBC Overdrafts

Items

Personal Overdraft

HSBC Advance and Personal Integrated Account - Clean Credit

HSBC Advance and Personal Integrated Account - Secured Credit

HSBC Premier - Clean Credit

HSBC Premier - Secured Credit

HKD Current / Statement Saving

Service Fee

Annual Fee : 1% of the overdraft limit per annum (Minimum: HKD200, Maximum: HKD700)

Monthly Fee : Pro-rated on HKD50 based on utilisation % of the credit limit in the previous month, maximum HKD50

Not applicable

Monthly Fee : Pro-rated on HKD50 based on utilisation % of the credit limit in the previous month, maximum HKD50

Not applicable

Not applicable

Late Payment Charge (for Minimum Repayment due)

Not applicable

HKD80

Not applicable

Not applicable

Not applicable

Not applicable

Unauthorised Overdraft Interest Rate

HSBC Best Lending Rate + 8% per annum

HSBC Best Lending Rate + 8% per annum

HSBC Best Lending Rate + 8% per annum

HSBC Best Lending Rate + 8% per annum

HSBC Best Lending Rate + 8% per annum

24% per annum

Unauthorised Overdraft Handling Charge

HKD120

HKD120

HKD120

HKD100

HKD100

HKD120

Overdraft Protection Interest Rate

Not applicable

HSBC Best Lending Rate + 5% per annum

HSBC Best Lending Rate + 5% per annum

HSBC Best Lending Rate + 4% per annum

HSBC Best Lending Rate + 4% per annum

Not applicable

Fees and charges for overdrafts

Fees and charges for HSBC Overdrafts

Items

Service Fee

Personal Overdraft

Annual Fee : 1% of the overdraft limit per annum (Minimum: HKD200, Maximum: HKD700)

HSBC Advance and Personal Integrated Account - Clean Credit

Monthly Fee : Pro-rated on HKD50 based on utilisation % of the credit limit in the previous month, maximum HKD50

HSBC Advance and Personal Integrated Account - Secured Credit

Not applicable

HSBC Premier - Clean Credit

Monthly Fee : Pro-rated on HKD50 based on utilisation % of the credit limit in the previous month, maximum HKD50

HSBC Premier - Secured Credit

Not applicable

HKD Current / Statement Saving

Not applicable

Items

Late Payment Charge (for Minimum Repayment due)

Personal Overdraft

Not applicable

HSBC Advance and Personal Integrated Account - Clean Credit

HKD80

HSBC Advance and Personal Integrated Account - Secured Credit

Not applicable

HSBC Premier - Clean Credit

Not applicable

HSBC Premier - Secured Credit

Not applicable

HKD Current / Statement Saving

Not applicable

Items

Unauthorised Overdraft Interest Rate

Personal Overdraft

HSBC Best Lending Rate + 8% per annum

HSBC Advance and Personal Integrated Account - Clean Credit

HSBC Best Lending Rate + 8% per annum

HSBC Advance and Personal Integrated Account - Secured Credit

HSBC Best Lending Rate + 8% per annum

HSBC Premier - Clean Credit

HSBC Best Lending Rate + 8% per annum

HSBC Premier - Secured Credit

HSBC Best Lending Rate + 8% per annum

HKD Current / Statement Saving

24% per annum

Items

Unauthorised Overdraft Handling Charge

Personal Overdraft

HKD120

HSBC Advance and Personal Integrated Account - Clean Credit

HKD120

HSBC Advance and Personal Integrated Account - Secured Credit

HKD120

HSBC Premier - Clean Credit

HKD100

HSBC Premier - Secured Credit

HKD100

HKD Current / Statement Saving

HKD120

Items

Overdraft Protection Interest Rate

Personal Overdraft

Not applicable

HSBC Advance and Personal Integrated Account - Clean Credit

HSBC Best Lending Rate + 5% per annum

HSBC Advance and Personal Integrated Account - Secured Credit

HSBC Best Lending Rate + 5% per annum

HSBC Premier - Clean Credit

HSBC Best Lending Rate + 4% per annum

HSBC Premier - Secured Credit

HSBC Best Lending Rate + 4% per annum

HKD Current / Statement Saving

Not applicable