Enjoy extra stand-by cash with preferential interest rates for HSBC Premier customers and to give you increased flexible financial management opportunities.
- Benefit from HSBC's Best Lending Rate + 4% p.a.
- No interest charged on unused clean credit
- Borrow up to HKD800,000 or 6 times your monthly basic salary, whichever is lower
Download a form to apply
EligibilityExpanded, press enter to collapse Collapsed, press enter to expand
- You must be a permanent resident of Hong Kong
- At least 18 years old
- Have a monthly income of at least HKD5,000
HSBC Advance Clean Credit
Get extra spending power, together with increased flexibility in managing your money. Just for HSBC Advance account holders.
Personal Integrated Account1 Clean Credit
Enjoy extra credit whenever you need it most, and greater spending and investment power.
Borrow money with a low interest rate and a high credit line, so you have flexibility when you need it.
To borrow or not to borrow? Borrow only if you can repay!
RemarkExpanded, press enter to collapse Collapsed, press enter to expand
1 "Personal Integrated Account" is also named as 'SmartVantage'; Personal Integrated Account and SmartVantage are used interchangeably in customer communications including account statement, bank forms / advices, Personal Internet Banking platform etc.
2 Prevailing overdraft interest rate and monthly service fee apply. For details, please refer to Overdraft Fees & Charges.
3 Please note that we do not appoint any third parties to refer Clean Credit applications to us and will not process any application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at 2233 3000.