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Open Banking

With more control over your data, you can use it to enjoy an innovative and enhanced banking experience.

Open Banking allows you to share your data digitally with third-party service providers in a simple and secure way.

Make banking easy with Open Banking

Still using different apps to check your bank balances and transactions? With Open Banking, you can securely link your accounts from other banks to the HSBC HK App and view all your latest account activities in one place.

All your account activities at a glance

View real-time balances and transactions from your non-HSBC current and savings accounts in one place with the HSBC HK App.

Link and manage your accounts with ease

Add or remove accounts in just a few steps on the HSBC HK App anytime.

Your data is safe and secure

We need your consent to link to non-HSBC accounts. Don't worry – your HSBC account data remains private from other banks.

Ready to start?

Link your non-HSBC accounts securely in a few simple steps to view all account activities with the HSBC HK App right away.

Step 1: Log on to HSBC HK App

  • On the homepage, tap 'Link a non‑HSBC account' under 'Your products'
  • If you've saved your favourite accounts, tap 'All' or 'Hong Kong SAR' under 'Your products'

Step 2: Select the bank

  • Select the bank you allow HSBC to link to
  • Select how long you allow HSBC to access your account data
  • Follow the steps and complete the process on your selected bank's website or app
  • You'll be redirected to the HSBC HK App once it's successful

Step 3: View account balances

  • The balances of your newly linked bank accounts will appear on your homepage under 'Accounts with your other banks'
  • Tap the refresh button to view the latest balances anytime

Step 4: View account transactions

  • Select a bank under 'Accounts with your other banks'
  • Tap an account to view the real-time transactions
  • You can apply filters by date or transaction type, or use a keyword-based search

More information

What is Open Banking?

Open Banking uses Open Application Programming Interface (Open API) to enable the sharing of product information and account data with your consent. Open API allows secure and efficient data communication between HSBC and our trusted third-party service providers (TSPs, including Interbank Account Data Sharing participating banks).

Open Banking unlocks opportunities for a wide collection of innovative applications. This includes providing a consolidated view of your various bank accounts, facilitating management of your finances and offering more personalised products and services.

Watch this video (available in Chinese only) by the Hong Kong Monetary Authority to know more about Open Banking.

Check out our overall partnership list to learn more about our partnering TSPs, and the corresponding products and services they offer.

What is Interbank Account Data Sharing (IADS)?

The Hong Kong Monetary Authority (HKMA) Interbank Account Data Sharing (IADS) initiative allows the sharing of your deposit account data, with your consent, between the participating banks using Open API.

You remain in full control, selecting which accounts' data you'd like to share, for how long and with which bank. You can choose to cancel your consent at any time.

Save time checking the balances and transactions of your numerous bank accounts and get a consolidated view of your deposit accounts with the HSBC HK App. We'll connect securely to your other banks, saving you the hassle of logging on to various other applications. Enjoy a more seamless banking service along with personalised offers.

To learn more about the HKMA IADS initiative and the list of IADS participating banks, you may visit the HKMA IADS web page.

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