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A girl is paying the bill by credit card in the restaurant; image used for HSBC Credit Card Interest-free Merchant Installment.

Credit Card Interest-free Merchant Instalment Plan

Shop and choose to pay by instalment for free at over 2,000 designated merchants

Interest-free Merchant Instalment

You can enjoy secure and flexible payments, simply by choosing to settle your transactions by instalment with HSBC credit card1 at any of our 2,000+ designated merchants2.

Benefits

  • No interest rate and No handling fee
  • Directly set up when checking out at designated merchants
  • Available at both physical outlets and online

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Download the HSBC Reward+ app to use your RewardCash, browse the latest offers and manage your credit card anytime, anywhere!

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List of participating merchants for interest-free merchant instalment

A wide spectrum of participating merchants are available to let you enjoy flexible shopping experience, ranging from Telecommunication, Gadgets and Electronics, to luxury products.

Examples of the 2,000+ participating merchants:
Telecommunications & Electronics Home Appliances Jewelry Others
  • Broadway
  • Fortress
  • Suning
  • Wilson
  • Chung Yuen Electrical
  • csl.
  • SmarTone
  • Pricerite
  • OTO
  • OGAWA
  • OSIM
  • MaBelle
  • Chow Tai Fook
  • Chow Sang Sang
  • Prince Jewellery & Watch
  • AXA Insurance
  • Pure
  • Fitness First
Examples of the 2,000+ participating merchants:
Telecommunications & Electronics
  • Broadway
  • Fortress
  • Suning
  • Wilson
  • Chung Yuen Electrical
  • csl.
  • SmarTone
Home Appliances
  • Pricerite
  • OTO
  • OGAWA
  • OSIM
Jewelry
  • MaBelle
  • Chow Tai Fook
  • Chow Sang Sang
  • Prince Jewellery & Watch
Others
  • AXA Insurance
  • Pure
  • Fitness First

...and more!

 

Check with the merchants for details before you pay with your HSBC Credit Cards! 

Interest-free merchant instalment is now available online!

Without visiting the stores physically, you may now enjoy the same benefits when shopping online! Simply choose to pay by “Credit Card Interest-free Instalment Plan” when checking out at the designated merchant websites. More merchants will be added and stay tuned! Enjoy seamless online shopping with flexible payment means for free with just a few clicks!

Designated online merchants:

Sample journey as below:

Step 1

Choose to pay with instalment

Step 2

Input instalments details

Step 3

Confirm to complete transaction

Click to pay with instalment when checking out at designated online merchants
Choose your preferred tenor and input your card details, then read our Terms and Conditions

Verify the details and input one-time-password sent out by the Bank, Then it’s done!

Enjoy the flexibility of splitting your payment with no fees and interests!

Sample journey as below:

Step 1

Choose to pay with instalment

Click to pay with instalment when checking out at designated online merchants

Step 2

Input instalments details

Choose your preferred tenor and input your card details, then read our Terms and Conditions

Step 3

Confirm to complete transaction

Verify the details and input one-time-password sent out by the Bank, Then it’s done!

Enjoy the flexibility of splitting your payment with no fees and interests!

Remarks

  1. Interest-free Merchant Instalment is not applicable to HSBC Pulse UnionPay Dual Currency Diamond Credit Card and HSBC UnionPay Dual Currency Card.
  2. Participating merchant offers various repayment tenors and may require minimum transaction amount for setting up merchant instalment. Unless being mentioned under “Designated online merchants”, merchant instalment could only be set up at physical stores of the participating merchants. For details, please contact the merchant directly.
  3. MaBelle offers online Interest-free Merhcant Installment only when checking out via its fanshare platform.

Your preferred merchants are not on the list?

After spending, you can always settle your credit card transactions of any merchants or full statement by instalment with a few steps on HSBC Reward+ app with instant approval, subject to a preferential handling fee! No supporting documents are needed. T&Cs apply.

Other offers and rewards

 
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Enjoy sizzling credit card offers on Dining, Shopping, Travel and more.

 
about HSBC Reward+ mobile app

Download our credit card mobile app to manage your accounts and pay any transactions with RewardCash anytime, anywhere.

 
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An array of offers from over 160 countries / regions. Enjoy the benefits with HSBC card anywhere.

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