Move between your credit limits freely, right away
- Your new credit limit will be effective immediately
- Move your available credit limit, your way at any time via the HSBC HK Mobile Banking app
- No fees or supporting documents required
How to transfer your credit limit
Select one of your primary credit cards from the mobile banking home page.
Select 'View more' and then select 'Manage credit cards'.
Find 'Card services', select 'Credit card limit transfer'.
Select which credit card you want to transfer your limit to.
Enter your preferred transfer amount under one or more cards, then tap 'Continue'.
Review and submit your request.
You're all done!
You'll receive notification of your credit limit transfer details via SMS and email.
Download HSBC HK App
Frequently asked questions
Where can I check my transfer record?
What are the eligible cards for Credit Card Limit Transfer?
To borrow or not to borrow? Borrow only if you can repay!
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