How to change your credit limit

You can increase your credit card limit to enjoy extra financial flexibility. Find out how.

Online Banking

It's not difficult to alter your credit card limit at all. You can do it online in just a few simple steps.

  1. Log on to online banking
  2. Select the credit card for which you want to change the credit limit.
  3. Choose to either increase or decrease your credit limit.

For credit limit increases, you may choose between the options of a permanent or temporary change.

For a temporary credit limit increase, the start date must be between 5 working days and 1 calendar month from the present day, and the end date must fall on a working day. A temporary credit limit increase will last a maximum of 2 months.

By phone

You may also make a credit limit change request by calling our customer service hotline.

HSBC Premier customers: (852) 2233 3322

HSBC Advance customers: (852) 2748 8333

Other customers: (852) 2233 3000

To avoid over limit charges, make sure your balance doesn't exceed the original credit limit before the end of an increased credit limit period.

To borrow or not to borrow? Borrow only if you can repay!