Top of main content

Cash Credit Plan

Convert your available credit limit into instant cash according to your financial needs.

Convert your available credit limit into handy cash or transfer the outstanding balance from another credit card to your HSBC credit card account to reduce interest expenses. No fixed repayment period or repayment amount for Cash Credit Plan. Apply now to enjoy your financial flexibility.

  • Preferential interest rate for first 180 days1
  • Flexible repayment amount as low as the minimum payment of credit card monthly statement
  • No fixed repayment amount and repayment schedule, allow you to enjoy your own pace
  • Direct cash disbursement to your designated account

Latest offer 

Apply now to enjoy 1 month interest rebate without cap on rebate amount. Terms and Conditions apply.

Related products


Get greater financial flexibility when you repay your credit card balance by instalments.


Fixed monthly payments so you can plan accurately.


Enjoy exclusive rewards and privileges when you shop, eat and travel with an HSBC credit card.

To borrow or not to borrow? Borrow only if you can repay!


  1. The interest rate and annualised percentage rate differ depending on individual customer eligibility. Please call our hotline for the interest rate and the annualised percentage rate applicable to you. By applying for this Cash Credit Plan regardless of the application approval result, the cardholder is deemed to have agreed that HSBC may increase the credit limit of the cardholder’s designated HSBC credit card account subject to the requested amount. HSBC will notify the cardholder of the application approval result of this plan and credit limit adjustment (if applicable) by mail. HSBC has the final decision on the final approved withdrawal amount and the credit limit adjustment of the cardholder’s designated HSBC credit card account.
  2. Please note that we do not appoint any third parties to refer Cash Credit Plan applications to us and will not process any application that was referred by a third party under beneficial arrangement. For enquiry, please call our hotline at 2233 3000.