Fees and charges for credit card customers

Download the latest Bank Tariff guide to see current fees and charges for credit cards.

HSBC Mileage Programme

Annual fee: HKD300 /USD40

Octopus Automatic Add Value Service (AAVS)

The service is free for all first time applications. A handling fee of HKD20 will be levied for applications switched from other banks or re-activation of AAVS service. The handling fee will be deducted from the newly designated credit card once the application is approved.

Cash Instalment Plan

Early Redemption Penalty: 2% of outstanding principal amount

Spending Instalment Plan

Early Redemption Penalty: Total amount of outstanding monthly handling fee for the remaining period under the instalment plan plus any interest (if applicable) and an administration fee of HKD300.