Fees and charges for loans

Fees and charges for HSBC loans

Items

Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program)

Personal Tax Loan

Revolving Credit Facility

Annual Fee

Not applicable

Not applicable

1% of the limit (maximum HKD1,000)

Handling Charge

Subject to promotional offer

Subject to promotional offer

Not applicable

Early Redemption Penalty

2% of outstanding principal amount plus repayment of any applicable promotional offers

2% of outstanding principal amount plus repayment of any applicable promotional offers

Not applicable

Deferred Payment

Deferred Payment (for 1st repayment): 2.25% per month on approved loan amount, calculated on daily basis

Deferred Payment (for 1st repayment): 2.25% per month on approved loan amount, calculated on daily basis

Not applicable

Late Charge

2.25% per month calculated on daily basis for amounts in arrears, plus HKD400 on each instalment due to insufficient funds

2.25% per month calculated on daily basis for amounts in arrears, plus HKD400 on each instalment due to insufficient funds

8% flat on payment in arrears (minimum HKD100, maximum HKD200) plus Prevailing Rate

Unauthorized Overdraft Handling Charge

Not applicable

Not applicable

HKD120

Fees and charges for loans

Fees and charges for HSBC loans

Items

Annual Fee

Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program)

Not applicable

Personal Tax Loan

Not applicable

Revolving Credit Facility

1% of the limit (maximum HKD1,000)

Items

Handling Charge

Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program)

Subject to promotional offer

Personal Tax Loan

Subject to promotional offer

Revolving Credit Facility

Not applicable

Items

Early Redemption Penalty

Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program)

2% of outstanding principal amount plus repayment of any applicable promotional offers

Personal Tax Loan

2% of outstanding principal amount plus repayment of any applicable promotional offers

Revolving Credit Facility

Not applicable

Items

Deferred Payment

Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program)

Deferred Payment (for 1st repayment): 2.25% per month on approved loan amount, calculated on daily basis

Personal Tax Loan

Deferred Payment (for 1st repayment): 2.25% per month on approved loan amount, calculated on daily basis

Revolving Credit Facility

Not applicable

Items

Late Charge

Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program)

2.25% per month calculated on daily basis for amounts in arrears, plus HKD400 on each instalment due to insufficient funds

Personal Tax Loan

2.25% per month calculated on daily basis for amounts in arrears, plus HKD400 on each instalment due to insufficient funds

Revolving Credit Facility

8% flat on payment in arrears (minimum HKD100, maximum HKD200) plus Prevailing Rate

Items

Unauthorized Overdraft Handling Charge

Personal Instalment Loans (including Personal Instalment Loan Balance Consolidation Program)

Not applicable

Personal Tax Loan

Not applicable

Revolving Credit Facility

HKD120