!

TOGETHER,
WE ADVANCE

At HSBC, we’d never claim to play a starring role in your successes, but we’re here to support them in every way we can.

Join HSBC Advance now!

Priority service and digital banking



Priority counter services at branches, dedicated 24/7 Phonebanking service and secured Internet and Mobile banking, providing you faster access and control of your money whenever wherever.

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Preferential rates and rewards



From investment and insurance products, mortgage, lending to basic banking services, start rewarding yourself with our exclusive preferential pricing and rewards!

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Comprehensive financial management solutions



Our team of dedicated financial experts are always here to provide you with up-to-date market information and financial solutions tailored to your needs.

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Join HSBC Advance now



New HSBC customers who join HSBC Advance can enjoy up to HKD4,000 Welcome Rewards

Terms & Conditions apply

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See how HSBC Advance differs from our accounts

Advance Table
Personal Integrated Account

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HSBC Advance

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HSBC Premier

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Exclusive Product Privilege and Preferential Pricing
Pre-approved Credit Card Not available
  • Pre-approved HSBC Advance Visa Platinum cardfootnoteA
  • Perpetual annual fee waiver on primary and supplementary HSBC Advance Visa Platinum card
  • 10% off at Expedia on selected hotels bookingsfootnoteB
  • 10% off at AirAsia Go on selected hotel bookingsfootnoteC
  • Pre-approved HSBC Premier MasterCard®footnoteA
  • Perpetual annual fee waiver on primary and supplementary HSBC Premier MasterCard®
  • Free global Wi-Fi
  • Buy 1 Get 1 free
    Michelin restaurantsfootnoteD
  • Stay 2 get 2 nights free at designated hotel groupsfootnoteD
  • Airport limousine service at HK$250footnoteE
Loans – Clean Overdraft Best Lending Rate +6% Best Lending Rate +5% Best Lending Rate +4%
Stocks – Express Stock Order Placement hotline Not available 24x7 manned hotline
Unit Trust Initial charge as low as 2.5% Initial charge as low as 1.5%footnoteF Initial charge as low as 1%footnoteF
FX – Order Watch Not available
  • Pre-set target rates with conversion amounts as low as HK$1,000
  • Once target rate is reached, convert automatically or get free notification by Rate Alert
Life Insurance 1st year premium discount not applicable
  • From 1% discount for the 1st year premium on selected plans e.g.: Lifestyle Wealth Protection Plus, Goal Access Universal Life Plan, etc.
  • From 1.5% discount for the 1st year premium on selected plans e.g.: Lifestyle Wealth Protection Plus, Goal Access Universal Life Plan, etc.
Priority Service, Internet Banking and Mobile Banking
Branch
  • General counter services
  • Access to worldwide HSBC Premier Center
  • Dedicated HSBC Premier Relationship Manager support
  • Digital counter services to view real-time counter traffic and appointment booking
Phonebanking General hotline
(Mon – Sat: 9am-5.30pm)
Dedicated 24x7 HSBC Advance manned hotline Dedicated 24x7 HSBC Premier manned hotline
Internet Banking and Mobile Banking 24x7 access
Comprehensive International Services
Global Transfers and Global View Not available Charged at US$7
(or equivalent)
Free
Emergency Encashment Charged at US$20
(or equivalent)
Free Free
Overseas Account Pre-opening Services Charged at HK$1,600 Charged at HK$800 Free
International Status Not available Not available HSBC Premier status in all markets you bank with HSBC
Account Balance Requirement and Service Fee
Minimum Total Relationship BalancefootnoteH HK$5,000 HK$200,000 HK$1,000,000
Below Balance Fee HK$60 per monthfootnoteI
No fee if monthly balance is maintained
HK$120 per monthfootnoteI
No fee if monthly balance is maintained
HK$380 per monthfootnoteI
No fee if monthly balance is maintained
Find out moreabout basic savings account Apply now Find out moreabout HSBC premier account

Contact us

By phone

Call our application hotline on
(852) 2233 3722(852) 2233 3722

HSBC Premier customers call
(852) 2233 3322(852) 2233 3322

HSBC Advance customers call
(852) 2748 8333(852) 2748 8333

Other customers call
(852) 2233 3000(852) 2233 3000

At an HSBC branch

Find your nearest branch

Tweet us

@HSBC_HK

To borrow or not to borrow?
Borrow only if you can repay!


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1 Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.

2 Cardholders are entitled to receive an extra 5X RewardCash with respect to eligible online or overseas transactions upon completion of registration and meeting of spending requirement in each phase, and the respective extra RewardCash will be awarded from the phase in which the cardholder makes the registration. The total maximum amount of extra RewardCash on eligible online transactions and eligible overseas transactions to be awarded to each cardholder in each phase is $300 RewardCash. Please visit https://www.redhotoffers.hsbc.com.hk/en/latest-offers/red-hot-online-and-overseas-spending-rewards/ for details of "Red Hot Online & Overseas Spending Rewards" programme.

3 For eligible cardholders who have registered for the "Red Hot Rewards of Your Choice" programme and allocated an extra 5 times RewardCash to either the "China Spending" or the "Overseas Spending" category, in addition to the basic 1 time RewardCash and the extra 5 times RewardCash earned under this promotion, they can receive "up to 11 times RewardCash". Please visit www.hsbc.com.hk/rewards for details of "Red Hot Rewards of Your Choice" programme.

4 Eligible Customers for Hong Kong Securities Offer, China A Shares Offer and U.S. Stock Offer will enjoy the Hong Kong Securities Offer and SSE A Shares Offer and U.S. Stocks Offer respectively for all Eligible Transactions within 3 months from the opening date of HSBC Advance Investment Services Account or until the total cumulative standard brokerage fee reaches HK$3,500 for HSBC Advance Eligible Customers. All subsequent transactions will be subject to standard brokerage fees. Other transaction fees / charges / levy still apply. Terms and Conditions apply.

5 The SMIP Offer is effective from 28 June 2010 until further notice (the "Promotional Period"). Customers can enjoy the brokerage fee waiver, inclusive of standard brokerage fee of 0.25% and all transaction related charges: Securities and Futures Commission transaction levy, Hong Kong Exchanges and Clearing Limited trading fee and stamp duty, deposit transaction charge and Central Clearing and Settlement System fee. The SMIP Offer is applicable to all new and existing investment customers of HSBC who have any existing SMIP or set up a new SMIP during the Promotional Period through any channel (including branches). Terms and Conditions apply.

6 Applicable to the first new set up of Unit Trust Monthly Investment Plan and subject to monthly contribution cap at HKD10,000. Please refer to the applicable terms and conditions for details.

7 New HSBC Premier customers and new HSBC Advance customers can enjoy initial charge as low as 1% and 1.5% respectively for open-end funds. The offer is applicable to the first lump sum subscription order within six months after opening the new integrated accounts.Terms and conditions apply (4-page PDF 482KB).

8 FX Order Watch Trading Services is exclusively provided to HSBC Premier and HSBC Advance customers only. The services are only applicable for integrated accounts, HKD/FCY Statement Savings Accounts and HKD Current Account, except Multiple Currencies Savings accounts or HK Dollar Passbook Savings accounts. Customers can trade via FX Order Watch Trading Services from Monday 5 am HKT to Saturday 4 am HKT during summer time (US daylight saving), and Monday 5 am HKT to Saturday 5 am HKT during winter time (non-US daylight saving).

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A. Applicable to HSBC Premier and HSBC Advance customers upon application.

B. Terms and conditions apply to the designated hotel stay offers. For details, please refer to https://www.redhotoffers.hsbc.com.hk/en/yro/?cardType=Others&spendingCat=Travel+%26+Lifestyle&fbc=AMH_RBWM_OFF_MINI_M_YRO_010

C. Terms and conditions apply to the designated hotel stay offers. For details, please refer to https://www.redhotoffers.hsbc.com.hk/en/yro/?cardType=Others&spendingCat=Travel+%26+Lifestyle&fbc=AMH_RBWM_OFF_MINI_M_YRO_010

D. Terms and conditions apply to the Michelin restaurant and designated hotel stay offers. For details, please refer to https://www.redhotoffers.hsbc.com.hk/en/latest-offers/premier-card-exclusive-offer/dining/

E. Terms and conditions apply to the limousine service offers. For details, please refer to https://www.redhotoffers.hsbc.com.hk/en/latest-offers/red-hot-travel-special/offers/travel-merchant-offers/

F. New HSBC Premier customers and new HSBC Advance customers can enjoy initial charge as low as 1% and 1.5% respectively for open-end funds. The offer is applicable to the first lump sum subscription order within six months after opening the new integrated accounts. Terms and conditions apply (4-page PDF 482KB).

G. Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.

H. Minimum total relationship balance refers to the rolling average for the previous three months.

I. The monthly below balance fee applies to each Integrated Account held by the customer.