Get a head start to financial freedom
Future planning is now accessible, less complicated and easier than you think. At HSBC, we'll help you map out your goals and guide you through the coverage you may need. We'll help you create the best wealth management plan to get to your goals – no matter where you're at, currently in life.
The only tool you need for financial planning
Future Planner
Find out if buying a cup of coffee everyday will delay your retirement? Or if you need to sacrifice your dream to buy a new home? Stop guessing and get your answers with Future Planner's life-like simulations.
- One-stop financial planningForget about spreadsheet and calculators! Plan your life goals and wealth with a single tool.
- Life-like projectionsWe provide a holistic forecast of your wealth, taking good or bad times and uncertainties into considerations.
- DIY or find an expertThe financial plan set up on your HSBC HK App is synchronised with our relationship manager's platform. Plan finances at your own pace with advice from our experts.
Offers to jump-start your retirement planning
- Enjoy HSBC Premier Welcome Rewards worth over HKD55,000Enjoy rewards worth over HKD55,000, including exclusive health check offers[@premier-welcome-rewards] and a Below Balance Fee waiver for 6 months[@premier-trb] when you apply for HSBC Premier and complete designated banking transactions from 1 July to 31 December 2024. T&Cs apply.
- Enjoy 0.96% initial charge for the first Unit Trusts subscription upon retirement planning completionHSBC Premier Elite and HSBC Premier customers who have completed retirement planning via Future Planner can enjoy a preferential initial charge of 0.96% for the first Unit Trusts subscription (no transaction limit). Offer valid till 31 December 2024. T&Cs apply, Investment involves risks. Learn more.
- Get a chance to win an iPhone 16 Pro with FlexInvest upon retirement planning completionFrom 1 October 2024 to 31 March 2025, HSBC Premier and Premier Elite customers who are new FlexInvest users can enter our monthly lucky draw for an iPhone 16 Pro 256B by confirming their retirement goal in Future Planner, and investing HKD5,000 with FlexInvest. Investments involves risks. T&Cs apply. Learn more.
- Get premium discounts for our insurance plansEnjoy peace of mind with monthly retirement income and health protection along with tax deductions. Get up to a total of 25% offFootnote link 3[@investment-retire-insur-offer] the annualised premium over the first 5 years with our QDAP plans and up to 40% off our VHIS plans. You can also start saving towards your retirement goal using our savings insurance plans with up to 18% off. T&Cs apply.
- Enjoy cash rebate through bond subscription upon retirement planning completionHSBC Premier Elite and HSBC Premier customers who have completed retirement planning via Future Planner are entitled to HKD500 cash rebate for every bond subscription amount of HKD500,000 or equivalent in other currencies. Maximum cash rebate per customer is capped at HKD20,000. Offer valid till 31 December 2024. T&Cs apply, Investment involves risks. Learn more.
- You can now enjoy a bonus unit rebate of up to HKD15,000 when you consolidate your MPF personal accounts to HSBC MPFFrom 1 January 2024 to 31 December 2024, enjoy a bonus unit rebate of up to HKD12,000 with our year-round HSBC MPF Personal Account Consolidation Offer by consolidating and transferring MPF accrued benefits to an HSBC MPF Personal Account.
What's more, from 25 November 2024 to 31 December 2024, you can now enjoy an additional bonus unit rebate of up to HKD3,000 when you consolidate and transfer your MPF accrued benefits to HSBC MPF via the HSBC HK App with the designated promo code ‘MPF2024’.
T&C apply. Investment involves risks. Learn more.
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Book an appointment
Arrange for an appointment with our wealth management experts to get advice on your retirement planning.