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Earn and spend RewardCash with Red Hot Rewards, HSBC’s credit card Rewards Programme. Use your RewardCash to enjoy fantastic offers in dining, shopping, lifestyle and more. What's more, you can earn up to 2.4% RewardCash rebate all year round.

Pay your transaction with RewardCash at doubled conversion rate on HSBC Reward+!

Pay credit card spending at designated merchants with RewardCash via HSBC Reward+ to enjoy double conversion rate at $1 RewardCash=HK$2 spending! Download now and enjoy the offer. Details

  • Earn extra RewardCash

RewardCash e-Shop

Shop with RewardCash and enjoy a discount based on how long you've had your card


Instant RewardCash Redemption at Merchants

Use RewardCash to offset your spending at participating merchants all across town


RewardCash Certificate Scheme

Enrol to receive a RewardCash Certificate for every $50 RewardCash you earn. You can exchange your RewardCash Certificate for cash coupons at selected merchants around town


Mileage Programme

Enrol in the Mileage Programme to convert your RewardCash into air miles with Asia Miles™, British Airways Executive Club and Singapore Airlines KrisFlyer

Fee Waiver

Get your annual credit card fee waived using your RewardCash

Octopus RewardCash conversion

Convert your RewardCash into Octopus Reward$, and enjoy fabulous offers for shopping, movie tickets and dining


Donate your RewardCash to WWF, the Ocean Park Conservation Foundation Hong Kong or the The Community Chest Hong Kong

Red Hot Rewards of Your Choice

Earn up to 2.4% RewardCash rebate all year round

See details


  • Allocate extra RewardCash among your six preferred spending categories – choose from dining, entertainment, home, lifestyle, China spending and overseas spending

Latest offers

Catch the latest fabulous credit card offers

Year-round Privileges

Enjoy exclusive discounts on dining, shopping, travel and more.


See what’s on offer from over 160 countries

Apply for a credit card

If you're not yet an HSBC credit card holder, it's easy to apply online.

To borrow or not to borrow? Borrow only if you can repay!