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HSBC Premier

Enjoy a privileged life to the full

Make the most of HSBC Premier

As a Premier customer you are entitled to a range of preferential services, rates and benefits.

Exclusive banking privileges

Your HSBC Premier Bank Account gives you all the day-to-day banking essentials you need - plus some privileges.

  • Exclusive access to over 350 HSBC Premier Centres worldwide, including more than 50 in Hong Kong
  • Priority Digital Counter Services where you can view the counter situation, get a ticket and book your counter service before arriving at your choice of HSBC Premier Centre
  • HSBC Smart Ticketing service across selected Premier centres in Hong Kong enables you leave your mobile phone number with us when getting a queue ticket. An automated SMS message will then be sent to inform you when a counter will soon be available for you
  • Pre-order foreign currency with HSBC Internet Banking
  • Enjoy preferential rates for foreign exchange
  • Receive an automatic standby overdraft limit of up to HKD20,000 for extra convenience when issuing cheques or using autopay
  • Enjoy higher credit limits by securing a credit line against your assets with secured credit
    Find out more
  • Manage your finances more flexibly with a maximum credit limit of HKD800,000 or up to six times your basic monthly salary, whichever is lower
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Banking privileges

HSBC Premier Mastercard® benefits credit card

The HSBC Premier Mastercard® credit card offers you a full range of lifestyle benefits:

  • Enjoy HKD800 rebate and extra 800 AsiaMiles for flight booking via Cathay Pacific website ( with single transaction of HKD8,000 or above
  • 15% off selected hotel bookings on Expedia with Expedia+ gold Membership
  • 7% off selected hotel bookings on AGODA
  • Enjoy Airport Limousine Service  at HKD 250
  • Buy-1-Get-1 free dining privileges at Michelin-starred and Michelin-recommended restaurants
  • Stay-2-Get-2 nights free hotel stays at the participating hotels of AccorHotels and Banyan Tree Hotels & Resorts 
  • Convert your RewardCash earned with Premier Mastercard for air miles on three frequent flyer programmes, Asia MilesTM, British Airways Executive Club and Singapore Airlines KrisFlyer, or redeem for vouchers or gifts of your choice
  • HSBC Premier Mastercard® credit card is pre-approved with an annual fee waiver. You can apply for supplementary cards so your family members can also enjoy the same privileges

Discover more offers and find terms and conditions here

Premier Mastercard credit card

Preferential service fees

As a HSBC Premier customer, you will also enjoy preferential rates on selected banking services.

Preferential rates and services
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Upgrade online

Existing HSBC Advance or Personal Integrated Account holders can upgrade to Premier online*.

*Applicable to customers who meet the minimum Total Relationship Balance. Click here [PDF] for the guide to upgrading online.

Apply at any branch

If you are new to HSBC, just bring your identification document, and a recent proof of address to any of our branches**.

**For details, please refer to our notes for account application.

By phone

Call us at (852) 2233 3377 

Discover more exclusive Premier products and services

Build your financial future and protect what matters most to you

Enjoy international banking services and Premier privileges wherever you go

Access a wealth of financial expertise