HSBC Hong Kong Dollar Time Deposit

HSBC HK
Accounts
Time Deposits
Hong Kong Dollar

Put your money away for a set time and earn a higher rate of interest than you would in a savings account. Minimum deposit HKD10,000.

Access and manage your time deposit via our branches, phone banking, HSBC Online and Mobile Banking
Choose a deposit period between one day and 36 months
HSBC Premier customers can access preferential interest rates
Choice of renewal option on maturity, and updating maturity instruction of your time deposit via HSBC HK App

Fees & Charges

How to apply

Already have a time deposit account OR HSBC Premier or HSBC One customers

Log on to HSBC HK App or HSBC Online Banking to make a placement. Need help? Watch the online placement video guide.

If you are not holding an HSBC Premier or HSBC One account and you do not have an active time deposit account with us

On the HSBC HK App, under ‘Explore products and services’, you will find the option ‘Account opening/ upgrade’, which allows you to submit an application to open or upgrade to an HSBC Premier or HSBC One account with us (subject to individual customer eligibility).
You can then place a time deposit through our digital banking at the next business day upon successfully opening an account.

If you are new to HSBC

Download the HSBC HK App to open an HSBC account with us

For further enquiries, please contact us.

Time deposit offers

HKD Preferential New Fund Time Deposit rates: Enjoy up to 1.5% p.a.

Terms and Conditions apply. The above interest rates are indicative as of 22 May 2025 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Currency conversion involves risk.

Learn more