Renminbi Time Deposit1

If you have ties to China, Renminbi Time Deposit offers you a safe option for your renminbi while giving you a higher rate of interest than a savings account.

  • Start saving with just RMB10,000
  • Get 24-hour access to your account via phone, online and mobile
  • Range of tenors: 1-week, 2-week, 1-month, 2-month, 3-month, 6-month, 9-month and 12-month 

How to apply

New customers

HSBC Personal Internet Banking customers

Manage Your Deposits


Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.


Manage your money online, via ATM, phone or at an HSBC branch.

Related Products


A simple and flexible account that lets you manage your renminbi freely, while earning interest on your daily balance with instant access.


Straightforward day-to-day banking in renminbi.

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Lock your money away and earn interest at an attractive rate.

Help and Support

Contact us

  1. Renminbi time deposit account must be opened with a Renminbi savings account under the same name and account number. All Renminbi time deposit or withdrawal transactions must be made through the corresponding Renminbi savings account. 

Currency conversion risk - the value of your RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your RMB deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to RMB, you may suffer loss in principal.