Top of main content

Renminbi Time Deposit1

Convenient renminbi services make it easy to maintain ties to China while earning higher interest for depositing your savings for a fixed term.

If you have ties to China, Renminbi Time Deposit offers you a safe option for your renminbi while giving you a higher rate of interest than a savings account.

  • Start saving with just RMB10,000
  • Get 24-hour access to your account via phone, online and mobile
  • Range of tenors: 1-week, 2-week, 1-month, 2-month, 3-month, 6-month, 9-month and 12-month

How to apply

New customers

 

HSBC Personal Internet Banking customers

Interest rates

Deposit Rates for Renminbi

Manage your deposits

Transfers and payments

Transfer funds to any account in Hong Kong and around the world easily, securely and quickly.

Ways to bank with HSBC

Manage your money online, via ATM, phone or at an HSBC branch

Related products

 

A simple and flexible account that lets you manage your renminbi freely, while earning interest on your daily balance with instant access.

 

Straightforward day-to-day banking in renminbi.

 

Lock your money away and earn interest at an attractive rate.

Notes:

1 Renminbi time deposit account must be opened with a Renminbi savings account under the same name and account number. All Renminbi time deposit or withdrawal transactions must be made through the corresponding Renminbi savings account.

 

Risk Disclosure

Currency conversion risk - the value of your RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your RMB deposit to other currencies at an exchange rate that is less favorable than the exchange rate in which you made your original conversion to RMB, you may suffer loss in principal.