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Rewards of Your Choice

Earn up to 2.4% RewardCash rebate all year round in your favourite spending categories.

Enjoy up to 2.4% RewardCash rebate2

From 1 January until 31 December 20242, you can earn up to 2.4% RewardCash rebate (equivalent to 6X RewardCash)3 at a wide range of merchants all year round and allocate your extra 5X RewardCash among you five preferred spending categories4 of Dining, Health & Leisure, Home, Lifestyle and Overseas and Mainland China Spending.

Moreover, we have added new merchants to the "Red Hot Rewards of Your Choice" programme. Find out more from the merchant list under 'Spending categories'. 

How to benefit from Red Hot Rewards of your choice

Simply allocate your extra 5X RewardCash multiplier to a single frequently used spending category in the "Red Hot Rewards of Your Choice" programme to enjoy up to 2.4% RewardCash rebate all year round.

Example: Spending HK$1,000
Basic
1X RewardCash		 Allocated
5X RewardCash		 Total
RewardCash		 Total
RewardCash rebate
$4(HK$1,000/HK$250)
 $20 (HK$1,000/HK$250x5)
 $4 + $20 = $24
 2.4%
Example: Spending HK$1,000
Basic
1X RewardCash		 $4(HK$1,000/HK$250)
Allocated
5X RewardCash		 $20 (HK$1,000/HK$250x5)
Total
RewardCash		 $4 + $20 = $24
Total
RewardCash rebate		 2.4%

How to start earning extra RewardCash

Step 1

Register 4 now or via HSBC Reward+ app to enjoy extra RewardCash all year round

Step 2

Allocate your extra RewardCash to your preferred spending categories

Step 3

Spend in your selected categories and earn more rewards within 3 working days after successful registration

Register Now This link will open in a new window

Please register via Reward+ on or after 1 January 2024 or submit your registration form via desktop on or after 4 January 2024 and you will start earning extra RewardCash within 3 working days after completing the Registration. If your registration is not successful, a rejection notification will be sent to your email address on the Bank's record, or your correspondence address in case there is no valid record of email address. Otherwise you will start earning Extra RewardCash within 3 working days after completing the registration, and the details will be shown on your next and any subsequent monthly credit card statement.

Spending categories

Simply allocate the extra 5X RewardCash to your preferred spending categories4 to enjoy these year-round rewards.

Dining

Spending at dining outlets in Hong Kong5

Overseas and Mainland China Spending

Spending made overseas, in mainland China and Macau6

Health & Leisure

Spending at designated merchants

Learn more

Home

Spending at designated merchants

Learn more

Lifestyle

Spending at designated merchants

Learn more

Cinemas

CGV Cinemas

Emperor Cinemas

Festival Grand Cinema

Golden Harvest Cinemas

Grand Kornhill Cinema

Grand Windsor Cinema

K11 Art House

MCL Cinemas

Movie Town

StagE

STAR Cinema

the sky

Entertainment

bakebe

Cityline

EF English Center

Greenery Music

HKTicketing*

KKBOX

KKTix*

Moov

Neway CEO Karaoke

Tom Lee Music

Personal wellness

Femi^

Moood Massage*

Nam Pei Hong

OSIM

OTO

PURE Group

shh massage*

Snap Fitness*

Square Fitness*

Sun and Moon Massage*

Sun and Moon Spa – Breathe^

Watsons

Remarks:

This promotion is only applicable to the stores in Hong Kong of all designated merchants (excluding counters at department stores and outlets).

*New participating merchant

^New participating merchants, starting from 1 April 2024.

Health & Leisure 

Home 

Lifestyle 

To borrow or not to borrow? Borrow only if you can repay!

Other offers and rewards

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Latest Offers

 
Learn more details of offer This link will open in a new window

Enjoy sizzling credit card offers on Dining, Shopping, Travel and more

A lady uses a credit card to shop online through her mobile phone; image used for HSBC Reward+ Mobile App.

HSBC Reward+ mobile app

 
Links to HSBC Reward+ Mobile App page

Download our credit card mobile app to manage your accounts and pay any transactions with RewardCash anytime, anywhere 

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home&Away

 
Links to home&Away page This link will open in a new window

An array of offers from over 160 countries. Enjoy the benefits with HSBC card anywhere.

Apply for a credit card

 

If you're not yet an HSBC credit card holder, it's easy to apply online.

Download the HSBC Reward+ app

HSBC Reward+ app icon
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Download from the apple app store
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Download Google Play from the app store

Notes

Apple, the Apple logo, iPhone and Touch ID are trademarks of Apple Inc., registered in the US and other countries / regions. App Store is a service mark of Apple Inc.

Google playTM is a trademark of Google Inc. AndroidTM is a trademark of Google Inc.

Remarks 

  1. According to RFi Group Hong Kong Priority & Retail Banking Council Study 2017 H1.
  2. Promotional period is from 1 January 2024 to 31 December 2024. You are entitled to receive extra RewardCash for your first HKD100,000 spending at designated spending categories and merchants during the effective period indicated in the "Red Hot Rewards of Your Choice" programme details shown on the monthly credit card statement. To participate in this promotion, cardholders are required to register on or before 31 October 2024.
  3. Cardholders earn basic RewardCash $1 for every HK$250 spent. 6 times RewardCash is inclusive of the 5 times extra RewardCash under the Red Hot Rewards of Your Choice programme and the basic 1 time RewardCash earned under the RewardCash Programme.
  4. You are required to register once with any eligible HSBC personal credit card. The extra RewardCash multiplier for selected spending categories will be automatically applied to all eligible primary and additional credit cards under your name. If your registration is not successful, a rejection notification will be sent to your email address on the Bank's record, or your correspondence address in case there is no valid record of email address. Otherwise you will start earning Extra RewardCash within 3 working days after completing the registration, and the details will be shown on your next and any subsequent monthly credit card statement. No change or cancellation is permitted after registration.
  5. Only dining outlets in Hong Kong classified as restaurants or dining merchants according to the merchant codes VISA International, Mastercard Asia/Pacific (Hong Kong) Limited and China Union Pay are included in Dining. Transactions made in respect of banquet services, private functions, private room events, dining outlets in hotels, department stores, associations and clubhouses, and the food and beverage services provided by a designated merchant of other spending categories will not be counted as an eligible transaction.
  6. Eligibility of overseas, mainland China and Macau spending will be decided according to how such country / region is coded by VISA International, Mastercard Asia/Pacific (Hong Kong) Limited and China UnionPay. Any transactions made in Hong Kong or in Hong Kong Dollar are excluded in this category.
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